EVERGREEN AMERICAN RETIREMENT TRUST, 497J, 1996-04-01

EVERGREEN AMERICAN RETIREMENT TRUST
497J, 1996-04-01

Previous: EVERGREEN AMERICAN RETIREMENT TRUST, 485BPOS, 1996-04-01

Next: PHOENIX MULTI PORTFOLIO FUND, 485BPOS, 1996-04-01





                           EVERGREEN ASSET MANAGEMENT
                             2500 WESTCHESTER AVENUE
                              PURCHASE, N.Y. 10577


                                                                April 1, 1996


Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C.

Attention:     File Room

Re:       EVERGREEN AMERICAN RETIREMENT TRUST
          File No. 33-19317

Ladies and Gentlemen

     Pursuant to Rule 497 (j) under the Securities Act of 1933, this letter will
serve as our certification that the Prospectuses  and  Statements  of Additional
Information  with respect to the above  referenced Trust do not differ from that
filed  in  the  most   recent   post-effective   amendment,   which   was  filed
electronically.




                                                               Very truly yours,


                                                             /s/ James P. Wallin
                                                                 James P. Wallin