TOTAL RETURN VARIABLE ACCOUNT
NSAR-A, 1996-08-28
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SIGNATURE   JAMES O. YOST                                
TITLE       ASSISTANT TREASURER 
 


<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000827119
<NAME> TOTAL RETURN VARIABLE ACCOUNT
<SERIES>
   <NUMBER> 01
   <NAME> COMPASS II
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                           239255
<INVESTMENTS-AT-VALUE>                          275122
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<ASSETS-OTHER>                                      17
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000827119
<NAME> TOTAL RETURN VARIABLE ACCOUNT
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   <NUMBER> 02
   <NAME> COMPASS III
<MULTIPLIER> 1000
       
<S>                             <C>
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000827119
<NAME> TOTAL RETURN VARIABLE ACCOUNT
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   <NUMBER> 03
   <NAME> COMPASS IIIb
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<S>                             <C>
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</TABLE>


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