TOTAL RETURN VARIABLE ACCOUNT
NSAR-B, 1996-05-10
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<PAGE>      PAGE  1
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SIGNATURE   JAMES O. YOST                                
TITLE       ASSISTANT TREASURER 
 


<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF TOTAL RETURN VARIABLE ACCOUNT AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000827119
<NAME> TOTAL RETURN VARIABLE ACCOUNT
<SERIES>
   <NUMBER> 001
   <NAME> TOTAL RETURN VARIABLE ACCOUNT COMPASS 2
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-START>                             JAN-01-1994
<PERIOD-END>                               DEC-31-1994
<INVESTMENTS-AT-COST>                           204585
<INVESTMENTS-AT-VALUE>                          222820
<RECEIVABLES>                                     2355
<ASSETS-OTHER>                                       3
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<TOTAL-ASSETS>                                  225272
<PAYABLE-FOR-SECURITIES>                          1422
<SENIOR-LONG-TERM-DEBT>                              0
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<SHARES-COMMON-PRIOR>                             5889
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                    223749
<DIVIDEND-INCOME>                                 4856
<INTEREST-INCOME>                                 6077
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  (4929)
<NET-INVESTMENT-INCOME>                           6004
<REALIZED-GAINS-CURRENT>                          3921
<APPREC-INCREASE-CURRENT>                      (16953)
<NET-CHANGE-FROM-OPS>                           (7028)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF TOTAL RETURN VARIABLE ACCOUNT AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000827119
<NAME> TOTAL RETURN VARIABLE ACCOUNT
<SERIES>
   <NUMBER> 002
   <NAME> TOTAL RETURN VARIABLE ACCOUNT COMPASS 3
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
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<PERIOD-START>                             JAN-01-1994
<PERIOD-END>                               DEC-31-1994
<INVESTMENTS-AT-COST>                           204585
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<EXPENSES-NET>                                  (4929)
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<APPREC-INCREASE-CURRENT>                      (16953)
<NET-CHANGE-FROM-OPS>                           (7028)
<EQUALIZATION>                                       0
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<PER-SHARE-NAV-BEGIN>                            17.85
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<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>


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