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COMPASS
MANAGED SECTORS VARIABLE ACCOUNT
SUPPLEMENT TO THE STATEMENT OF ADDITIONAL INFORMATION ("SAI")
The line item under the "Investment Policy" and "Percentage Limitation" table in
the "Variable Accounts Investment Objectives, Policies and Restrictions" section
for Managed Sectors Series on page 3 of the SAI is hereby restated as follows:
13. Managed Sectors Variable Account
Foreign Securities..................................... up to 50%
The date of this Supplement is December 10, 1999.
