COMMERCIAL NATIONAL FINANCIAL CORP /MI
10-Q, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-01-2000
<CASH>                                            5785
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                   600
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      19886
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<INVESTMENTS-MARKET>                              8853
<LOANS>                                         163815
<ALLOWANCE>                                       2974
<TOTAL-ASSETS>                                  200744
<DEPOSITS>                                      153720
<SHORT-TERM>                                      8615
<LIABILITIES-OTHER>                               1597
<LONG-TERM>                                      17500
                                0
                                          0
<COMMON>                                         19795
<OTHER-SE>                                       (439)
<TOTAL-LIABILITIES-AND-EQUITY>                  200744
<INTEREST-LOAN>                                   3494
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<INTEREST-OTHER>                                    43
<INTEREST-TOTAL>                                  3947
<INTEREST-DEPOSIT>                                1331
<INTEREST-EXPENSE>                                1729
<INTEREST-INCOME-NET>                             2218
<LOAN-LOSSES>                                       90
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                   1344
<INCOME-PRETAX>                                   1069
<INCOME-PRE-EXTRAORDINARY>                        1069
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       752
<EPS-BASIC>                                        .24
<EPS-DILUTED>                                      .23
<YIELD-ACTUAL>                                    4.94
<LOANS-NON>                                        879
<LOANS-PAST>                                        57
<LOANS-TROUBLED>                                     0
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<ALLOWANCE-OPEN>                                  2792
<CHARGE-OFFS>                                       25
<RECOVERIES>                                        26
<ALLOWANCE-CLOSE>                                 2973
<ALLOWANCE-DOMESTIC>                              2921
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             52


</TABLE>


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