COMMERCIAL NATIONAL FINANCIAL CORP /MI
10-Q, EX-27, 2000-11-13
STATE COMMERCIAL BANKS
Previous: COMMERCIAL NATIONAL FINANCIAL CORP /MI, 10-Q, 2000-11-13
Next: GLOBAL SPORTS INC, 425, 2000-11-13



<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                            5858
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                  1200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      20703
<INVESTMENTS-CARRYING>                            8603
<INVESTMENTS-MARKET>                              8750
<LOANS>                                         171688
<ALLOWANCE>                                       2508
<TOTAL-ASSETS>                                  210397
<DEPOSITS>                                      157523
<SHORT-TERM>                                      8127
<LIABILITIES-OTHER>                               1684
<LONG-TERM>                                      23500
                                0
                                          0
<COMMON>                                         19546
<OTHER-SE>                                          17
<TOTAL-LIABILITIES-AND-EQUITY>                  210397
<INTEREST-LOAN>                                  10577
<INTEREST-INVEST>                                 1224
<INTEREST-OTHER>                                   114
<INTEREST-TOTAL>                                 11915
<INTEREST-DEPOSIT>                                4047
<INTEREST-EXPENSE>                                5222
<INTEREST-INCOME-NET>                             6693
<LOAN-LOSSES>                                      270
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                   4127
<INCOME-PRETAX>                                   3073
<INCOME-PRE-EXTRAORDINARY>                        2174
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      2174
<EPS-BASIC>                                        .65
<EPS-DILUTED>                                      .65
<YIELD-ACTUAL>                                    4.94
<LOANS-NON>                                        325
<LOANS-PAST>                                       111
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    500
<ALLOWANCE-OPEN>                                  2792
<CHARGE-OFFS>                                      593
<RECOVERIES>                                        39
<ALLOWANCE-CLOSE>                                 2508
<ALLOWANCE-DOMESTIC>                              1454
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                           1054


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission