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Previous: GOLDEN ISLES FINANCIAL HOLDINGS INC, 10QSB/A, 2000-11-09 |
Next: RED HORSE ENTERTAINMENT CORP, 10QSB, 2000-11-09 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM GOLDEN ISLES
FINANCIAL HOLDINGS, INC. UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS FOR THE
PERIOD ENDED JUNE 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,812,851
<INT-BEARING-DEPOSITS> 83,129
<FED-FUNDS-SOLD> 3,893,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 19,607,403
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 112,875,301
<ALLOWANCE> 2,729,922
<TOTAL-ASSETS> 143,878,944
<DEPOSITS> 118,254,974
<SHORT-TERM> 0
<LIABILITIES-OTHER> 687,998
<LONG-TERM> 11,582,993
0
0
<COMMON> 1,094,338
<OTHER-SE> 12,258,641
<TOTAL-LIABILITIES-AND-EQUITY> 143,878,944
<INTEREST-LOAN> 5,019,954
<INTEREST-INVEST> 624,024
<INTEREST-OTHER> 144,353
<INTEREST-TOTAL> 5,788,331
<INTEREST-DEPOSIT> 2,784,132
<INTEREST-EXPENSE> 3,031,348
<INTEREST-INCOME-NET> 2,756,983
<LOAN-LOSSES> 150,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,013,943
<INCOME-PRETAX> 961,024
<INCOME-PRE-EXTRAORDINARY> 961,024
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 632,142
<EPS-BASIC> 0.25
<EPS-DILUTED> 0.25
<YIELD-ACTUAL> 4.23
<LOANS-NON> 3,796,000
<LOANS-PAST> 267,000
<LOANS-TROUBLED> 1,596,000
<LOANS-PROBLEM> 7,247,000
<ALLOWANCE-OPEN> 2,559,153
<CHARGE-OFFS> 95,561
<RECOVERIES> 115,336
<ALLOWANCE-CLOSE> 2,729,922
<ALLOWANCE-DOMESTIC> 2,729,922
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 36,616
</TABLE>
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