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Previous: GOLDEN ISLES FINANCIAL HOLDINGS INC, 10QSB, 2000-08-14 |
Next: WSFS FINANCIAL CORP, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM GOLDEN
ISLES FINANCIAL HOLDINGS, INC. UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS FOR
THE PERIOD ENDED JUNE 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,812,851
<INT-BEARING-DEPOSITS> 83,129
<FED-FUNDS-SOLD> 3,893,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 19,607,403
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 112,875,301
<ALLOWANCE> 2,729,922
<TOTAL-ASSETS> 143,878,944
<DEPOSITS> 118,254,974
<SHORT-TERM> 0
<LIABILITIES-OTHER> 687,998
<LONG-TERM> 11,582,883
0
0
<COMMON> 1,094,338
<OTHER-SE> 12,258,641
<TOTAL-LIABILITIES-AND-EQUITY> 143,878,944
<INTEREST-LOAN> 5,019,954
<INTEREST-INVEST> 624,024
<INTEREST-OTHER> 144,353
<INTEREST-TOTAL> 5,788,331
<INTEREST-DEPOSIT> 2,784,132
<INTEREST-EXPENSE> 3,031,348
<INTEREST-INCOME-NET> 2,756,983
<LOAN-LOSSES> 150,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,013,943
<INCOME-PRETAX> 961,024
<INCOME-PRE-EXTRAORDINARY> 961,024
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 632,142
<EPS-BASIC> 0.25
<EPS-DILUTED> 0.25
<YIELD-ACTUAL> 4.23
<LOANS-NON> 3,795,000
<LOANS-PAST> 267,000
<LOANS-TROUBLED> 1,596,000
<LOANS-PROBLEM> 7,247,000
<ALLOWANCE-OPEN> 2,559,153
<CHARGE-OFFS> 95,561
<RECOVERIES> 115,336
<ALLOWANCE-CLOSE> 2,729,922
<ALLOWANCE-DOMESTIC> 2,729,922
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 36,616
</TABLE>
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