PRUDENTIAL VARIABLE APPRECIABLE ACCOUNT
497, 2000-12-01
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                        SUPPLEMENT DATED JANUARY 1, 2001
                       TO PROSPECTUS DATED MAY 1, 2000 FOR

                     PRUDENTIAL VARIABLE APPRECIABLE ACCOUNT

        Variable Appreciable Life[registration mark] Insurance Contracts

     The  following  is added as the first  paragraph in the  "Requirements  for
Issuance of a Contract" section on page 14.

     As of January 1, 2001, Contracts with face amounts equal to or greater than
$100,000 will no longer be sold, except in New York and Massachusetts.

PVALSUP1 Ed. 1-01



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