CENTER BANKS INC
8-K, 1996-01-03
STATE COMMERCIAL BANKS
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                                    FORM 8-K

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):  November 14, 1995



                           Center Banks Incorporated
             (Exact name of registrant as specified in its charter)




Delaware                    0-18513                            16-1368745
- --------                    -------                            ----------
(State or other           (Commission                         (IRS Employer
jurisdiction of           File Number)                      Identification No.)
incorporation)



33 E. Genesee Street
Skaneateles, New York 13152
(address of principal executive office)(Zip Code)



Registrant's Telephone number, including area code:  (315) 685-2265


 Not applicable
(Former name or former address, if changed since last report)


                    
Page 1 of 3 pages.



<PAGE>


Item 5.  Other Events.

Center Banks  Incorporated,  the holding  company of  Skaneateles  Savings Bank,
announced  the  election  of Anne E.  O'Connor  to its Board of  Directors.  She
replaces her husband,  Francis R. O'Connor,  on the Board. Mr. O'Connor resigned
from the Board due to time constraints.

Mrs.  O'Connor is the Corporate Vice President of Kopp Billing  Agency,  Inc., a
medical  billing  firm in  Syracuse.  Mrs.  O'Connor  and her  husband are major
shareholders of Center Banks,  owning 9.96% of the company's  outstanding common
stock. Mrs. O'Connor is also a director on the board of Skaneateles Savings Bank


<PAGE>


                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                           Center Banks Incorporated
                                           (Registrant)


                                           By:  /s/ J. Daniel Mohr
                                                J. Daniel Mohr
                                                Treasurer

Dated December 21, 1995



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