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<TABLE> <S> <C>
<ARTICLE> 9
<CURRENCY> U.S. DOLLARS
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<EXCHANGE-RATE> 1 1
<CASH> 482,730 414,719
<INT-BEARING-DEPOSITS> 5,315 21,775
<FED-FUNDS-SOLD> 21,949 161,659
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 5,761,558 6,548,078
<INVESTMENTS-CARRYING> 474,978 582,237
<INVESTMENTS-MARKET> 0 0
<LOANS> 10,741,024 9,645,941
<ALLOWANCE> 156,867 156,953
<TOTAL-ASSETS> 18,462,323 18,363,055
<DEPOSITS> 12,069,404 11,729,487
<SHORT-TERM> 3,902,847 1,100,270
<LIABILITIES-OTHER> 143,337 105,494
<LONG-TERM> 937,021 4,139,907
98,775 98,775
0 0
<COMMON> 1,496 1,496
<OTHER-SE> 1,309,443 1,187,626
<TOTAL-LIABILITIES-AND-EQUITY> 18,462,323 18,363,055
<INTEREST-LOAN> 659,766 619,643
<INTEREST-INVEST> 333,240 284,590
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 993,006 904,233
<INTEREST-DEPOSIT> 302,978 280,622
<INTEREST-EXPENSE> 230,977 159,243
<INTEREST-INCOME-NET> 459,051 464,368
<LOAN-LOSSES> 17,167 17,570
<SECURITIES-GAINS> (15,893) 655
<EXPENSE-OTHER> 392,397 380,847
<INCOME-PRETAX> 196,609 207,835
<INCOME-PRE-EXTRAORDINARY> 196,609 207,835
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 129,370 138,123
<EPS-BASIC> 0.90 0.95
<EPS-DILUTED> 0.89 0.93
<YIELD-ACTUAL> 3.57 3.79
<LOANS-NON> 48,516 60,400
<LOANS-PAST> 8,195 15,561
<LOANS-TROUBLED> 704 1,395
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 156,464 157,774
<CHARGE-OFFS> 7,842 9,759
<RECOVERIES> 1,995 2,773
<ALLOWANCE-CLOSE> 156,867 156,953
<ALLOWANCE-DOMESTIC> 156,867 156,953
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>
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