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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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074 C000700 58787
074 D000700 0
074 E000700 0
074 F000700 0
074 G000700 0
074 H000700 0
074 I000700 0
074 J000700 128
074 K000700 0
074 L000700 0
074 M000700 0
074 N000700 58915
074 O000700 0
074 P000700 0
074 Q000700 0
074 R010700 0
074 R020700 0
074 R030700 0
074 R040700 188
074 S000700 0
074 T000700 58727
074 U010700 58210
074 U020700 542
074 V010700 1.00
074 V020700 1.00
074 W000700 0.9999
074 X000700 3462
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075 B000700 0
076 000700 0.00
008 A001101 ATLAS ADVISERS, INC.
<PAGE> PAGE 41
008 B001101 A
008 C001101 801-30489
008 D011101 SAN LEANDRO
008 D021101 CA
008 D031101 94577
008 A001102 OPPENHEIMERFUNDS, INC.
008 B001102 S
008 C001102 801-8253
008 D011102 NEW YORK
008 D021102 NY
008 D031102 10048
015 A001101 INVESTORS BANK & TRUST CO.
015 B001101 C
015 C011101 BOSTON
015 C021101 MA
015 C031101 02205
015 C041101 1537
015 E011101 X
015 A001102 MORGAN GUARANTY CO. OF NEW YORK
015 B001102 S
015 C011102 NEW YORK
015 C021102 NY
015 C031102 10015
015 E011102 X
015 A001103 CHEMICAL BANK
015 B001103 S
015 C011103 NEW YORK
015 C021103 NY
015 C031103 10172
015 E011103 X
015 A001104 IRVING TRUST CO.
015 B001104 S
015 C011104 NEW YORK
015 C021104 NY
015 C031104 10015
015 E011104 X
015 A001105 BANKERS TRUST CO.
015 B001105 S
015 C011105 NEW YORK
015 C021105 NY
015 C031105 10015
015 E011105 X
024 001100 Y
025 A001101 PAINEWEBBER GROUP, INC.
025 B001101 13-2638166
025 C001101 D
025 D001101 252
025 D001102 0
025 D001103 0
025 D001104 0
025 D001105 0
<PAGE> PAGE 42
025 D001106 0
025 D001107 0
025 D001108 0
028 A011100 4960
028 A021100 0
028 A031100 0
028 A041100 1698
028 B011100 2919
028 B021100 0
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028 C011100 2804
028 C021100 701
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028 F021100 3405
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028 G011100 22572
028 G021100 4106
028 G031100 0
028 G041100 10279
028 H001100 0
034 001100 Y
035 001100 8
036 A001100 N
036 B001100 0
042 A001100 0
042 B001100 0
042 C001100 0
042 D001100 100
042 E001100 0
042 F001100 0
042 G001100 0
042 H001100 0
043 001100 253
044 001100 0
045 001100 Y
046 001100 N
047 001100 Y
048 001100 0.000
048 A011100 100000
<PAGE> PAGE 43
048 A021100 0.700
048 B011100 400000
048 B021100 0.600
048 C011100 0
048 C021100 0.000
048 D011100 0
048 D021100 0.000
048 E011100 0
048 E021100 0.000
048 F011100 0
048 F021100 0.000
048 G011100 0
048 G021100 0.000
048 H011100 0
048 H021100 0.000
048 I011100 0
048 I021100 0.000
048 J011100 0
048 J021100 0.000
048 K011100 500000
048 K021100 0.500
058 A001100 N
059 001100 Y
060 A001100 Y
060 B001100 Y
061 001100 2500
062 A001100 N
062 B001100 0.0
062 C001100 0.0
062 D001100 0.0
062 E001100 0.0
062 F001100 0.0
062 G001100 0.0
062 H001100 0.0
062 I001100 0.0
062 J001100 0.0
062 K001100 0.0
062 L001100 0.0
062 M001100 0.0
062 N001100 0.0
062 O001100 0.0
062 P001100 0.0
062 Q001100 0.0
062 R001100 0.0
066 A001100 Y
066 B001100 N
066 C001100 N
066 D001100 N
066 E001100 Y
066 F001100 N
066 G001100 N
<PAGE> PAGE 44
067 001100 Y
068 A001100 N
068 B001100 N
069 001100 N
070 A011100 Y
070 A021100 Y
070 B011100 Y
070 B021100 N
070 C011100 N
070 C021100 N
070 D011100 Y
070 D021100 N
070 E011100 N
070 E021100 N
070 F011100 Y
070 F021100 N
070 G011100 N
070 G021100 N
070 H011100 Y
070 H021100 N
070 I011100 N
070 I021100 N
070 J011100 Y
070 J021100 Y
070 K011100 N
070 K021100 N
070 L011100 Y
070 L021100 Y
070 M011100 Y
070 M021100 Y
070 N011100 Y
070 N021100 N
070 O011100 Y
070 O021100 N
070 P011100 Y
070 P021100 N
070 Q011100 N
070 Q021100 N
070 R011100 N
070 R021100 N
071 A001100 40842
071 B001100 20788
071 C001100 61828
071 D001100 34
072 A001100 12
072 B001100 2173
072 C001100 1437
072 D001100 0
072 E001100 0
072 F001100 569
072 G001100 0
<PAGE> PAGE 45
072 H001100 0
072 I001100 87
072 J001100 53
072 K001100 0
072 L001100 8
072 M001100 4
072 N001100 10
072 O001100 0
072 P001100 0
072 Q001100 0
072 R001100 13
072 S001100 2
072 T001100 253
072 U001100 0
072 V001100 0
072 W001100 4
072 X001100 1003
072 Y001100 9
072 Z001100 2616
072AA001100 2771
072BB001100 0
072CC011100 745
072CC021100 0
072DD011100 2355
072DD021100 261
072EE001100 2770
073 A011100 0.4600
073 A021100 0.3900
073 B001100 0.4200
073 C001100 0.0000
074 A001100 0
074 B001100 23905
074 C001100 0
074 D001100 26993
074 E001100 9591
074 F001100 37621
074 G001100 0
074 H001100 0
074 I001100 0
074 J001100 0
074 K001100 0
074 L001100 887
074 M001100 0
074 N001100 98997
074 O001100 0
074 P001100 0
074 Q001100 0
074 R011100 0
074 R021100 0
074 R031100 0
074 R041100 427
<PAGE> PAGE 46
074 S001100 0
074 T001100 98570
074 U011100 6111
074 U021100 704
074 V011100 14.47
074 V021100 14.41
074 W001100 0.0000
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074 Y001100 0
075 A001100 0
075 B001100 81290
076 001100 0.00
008 A001201 ATLAS ADVISERS, INC.
008 B001201 A
008 C001201 801-30489
008 D011201 SAN LEANDRO
008 D021201 CA
008 D031201 94577
008 A001202 OPPENHEIMERFUNDS, INC.
008 B001202 S
008 C001202 801-8253
008 D011202 NEW YORK
008 D021202 NY
008 D031202 10048
015 A001201 INVESTORS BANK & TRUST CO.
015 B001201 C
015 C011201 BOSTON
015 C021201 MA
015 C031201 02205
015 C041201 1537
015 E011201 X
015 A001202 CHEMICAL BANK
015 B001202 S
015 C011202 NEW YORK
015 C021202 NY
015 C031202 10172
015 E011202 X
015 A001203 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B001203 S
015 C011203 NEW YORK
015 C021203 NY
015 C031203 10015
015 E011203 X
015 A001204 IRVING TRUST CO.
015 B001204 S
015 C011204 NEW YORK
015 C021204 NY
015 C031204 10015
015 E011204 X
015 A001205 BANKERS TRUST CO.
015 B001205 S
<PAGE> PAGE 47
015 C011205 NEW YORK
015 C021205 NY
015 C031205 10015
015 E011205 X
024 001200 N
028 A011200 2268
028 A021200 0
028 A031200 0
028 A041200 2399
028 B011200 1055
028 B021200 0
028 B031200 0
028 B041200 1312
028 C011200 1123
028 C021200 0
028 C031200 0
028 C041200 1758
028 D011200 1013
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028 D031200 0
028 D041200 1888
028 E011200 564
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028 F021200 5048
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028 G011200 7399
028 G021200 5048
028 G031200 0
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028 H001200 0
034 001200 Y
035 001200 17
036 A001200 N
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042 A001200 0
042 B001200 0
042 C001200 0
042 D001200 100
042 E001200 0
042 F001200 0
042 G001200 0
042 H001200 0
043 001200 271
044 001200 0
045 001200 Y
046 001200 N
047 001200 Y
<PAGE> PAGE 48
048 001200 0.000
048 A011200 100000
048 A021200 0.700
048 B011200 400000
048 B021200 0.600
048 C011200 0
048 C021200 0.000
048 D011200 0
048 D021200 0.000
048 E011200 0
048 E021200 0.000
048 F011200 0
048 F021200 0.000
048 G011200 0
048 G021200 0.000
048 H011200 0
048 H021200 0.000
048 I011200 0
048 I021200 0.000
048 J011200 0
048 J021200 0.000
048 K011200 500000
048 K021200 0.500
058 A001200 N
059 001200 Y
060 A001200 Y
060 B001200 Y
061 001200 2500
062 A001200 N
062 B001200 0.0
062 C001200 0.0
062 D001200 0.0
062 E001200 0.0
062 F001200 0.0
062 G001200 0.0
062 H001200 0.0
062 I001200 0.0
062 J001200 0.0
062 K001200 0.0
062 L001200 0.0
062 M001200 0.0
062 N001200 0.0
062 O001200 0.0
062 P001200 0.0
062 Q001200 0.0
062 R001200 0.0
066 A001200 Y
066 B001200 N
066 C001200 Y
066 D001200 N
066 E001200 N
<PAGE> PAGE 49
066 F001200 N
066 G001200 N
067 001200 N
068 A001200 N
068 B001200 N
069 001200 N
070 A011200 Y
070 A021200 Y
070 B011200 Y
070 B021200 N
070 C011200 N
070 C021200 N
070 D011200 Y
070 D021200 N
070 E011200 N
070 E021200 N
070 F011200 Y
070 F021200 N
070 G011200 N
070 G021200 N
070 H011200 Y
070 H021200 N
070 I011200 N
070 I021200 N
070 J011200 Y
070 J021200 N
070 K011200 N
070 K021200 N
070 L011200 Y
070 L021200 Y
070 M011200 Y
070 M021200 N
070 N011200 Y
070 N021200 N
070 O011200 Y
070 O021200 N
070 P011200 Y
070 P021200 Y
070 Q011200 N
070 Q021200 N
070 R011200 N
070 R021200 N
071 A001200 71121
071 B001200 58467
071 C001200 65191
071 D001200 90
072 A001200 12
072 B001200 808
072 C001200 589
072 D001200 0
072 E001200 0
<PAGE> PAGE 50
072 F001200 578
072 G001200 0
072 H001200 0
072 I001200 93
072 J001200 50
072 K001200 0
072 L001200 10
072 M001200 5
072 N001200 5
072 O001200 0
072 P001200 0
072 Q001200 0
072 R001200 13
072 S001200 2
072 T001200 271
072 U001200 0
072 V001200 0
072 W001200 6
072 X001200 1033
072 Y001200 6
072 Z001200 370
072AA001200 4195
072BB001200 0
072CC011200 2744
072CC021200 0
072DD011200 371
072DD021200 0
072EE001200 4732
073 A011200 0.0900
073 A021200 0.0000
073 B001200 1.0000
073 C001200 0.1100
074 A001200 0
074 B001200 14590
074 C001200 0
074 D001200 0
074 E001200 0
074 F001200 71778
074 G001200 0
074 H001200 0
074 I001200 0
074 J001200 0
074 K001200 0
074 L001200 135
074 M001200 0
074 N001200 86503
074 O001200 0
074 P001200 0
074 Q001200 0
074 R011200 0
074 R021200 0
<PAGE> PAGE 51
074 R031200 0
074 R041200 250
074 S001200 0
074 T001200 86253
074 U011200 4304
074 U021200 747
074 V011200 17.11
074 V021200 16.91
074 W001200 0.0000
074 X001200 5887
074 Y001200 0
075 A001200 0
075 B001200 82770
076 001200 0.00
008 A001301 ATLAS ADVISERS, INC.
008 B001301 A
008 C001301 801-30489
008 D011301 SAN LEANDRO
008 D021301 CA
008 D031301 94577
008 A001302 OPPENHEIMERFUNDS, INC.
008 B001302 S
008 C001302 801-8253
008 D011302 NEW YORK
008 D021302 NY
008 D031302 10048
015 A001301 INVESTORS BANK & TRUST CO.
015 B001301 C
015 C011301 BOSTON
015 C021301 MA
015 C031301 02205
015 C041301 1537
015 E011301 X
015 A001302 CHEMICAL BANK
015 B001302 S
015 C011302 NEW YORK
015 C021302 NY
015 C031302 10172
015 E011302 X
015 A001303 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B001303 S
015 C011303 NEW YORK
015 C021303 NY
015 C031303 10015
015 E011303 X
015 A001304 IRVING TRUST CO.
015 B001304 S
015 C011304 NEW YORK
015 C021304 NY
015 C031304 10015
015 E011304 X
<PAGE> PAGE 52
015 A001305 BANKERS TRUST CO.
015 B001305 S
015 C011305 NEW YORK
015 C021305 NY
015 C031305 10015
015 E011305 X
015 A001306 CITIBANK, N.A.
015 B001306 S
015 C011306 BUENOS AIRES
015 D011306 ARGENTINA
015 E041306 X
015 A001307 NATIONAL AUSTRALIA BANK LTD.
015 B001307 S
015 C011307 MELBOURNE
015 D011307 AUSTRALIA
015 E041307 X
015 A001308 BANK AUSTRIA
015 B001308 S
015 C011308 VIENNA
015 D011308 AUSTRIA
015 E041308 X
015 A001309 STANDARD CHARTERED EQUITOR
015 B001309 S
015 C011309 DHAKA
015 D011309 BANGLADESH
015 E041309 X
015 A001310 PARIBAS
015 B001310 S
015 C011310 BRUSSELS
015 D011310 BELGIUM
015 E041310 X
015 A001311 BANKBOSTON BRAZIL
015 B001311 S
015 C011311 SAO PAOLO
015 D011311 BRAZIL
015 E041311 X
015 A001312 ROYAL BANK OF CANADA
015 B001312 S
015 C011312 TORONTO
015 D011312 CANADA
015 E041312 X
015 A001313 CITIBANK S.A.
015 B001313 S
015 C011313 PRAGUE
015 D011313 CZECH REPUBLIC
015 E041313 X
015 A001314 UNIBANK A/S
015 B001314 S
015 C011314 COPENHAGEN
015 D011314 DENMARK
015 E041314 X
<PAGE> PAGE 53
015 A001315 EUROCLEAR
015 B001315 S
015 C011315 HELSINKI
015 D011315 FINLAND
015 E041315 X
015 A001316 PARIBAS
015 B001316 S
015 C011316 PARIS
015 D011316 FRANCE
015 E041316 X
015 A001317 EUROCLEAR
015 B001317 S
015 C011317 FRANKFURT
015 D011317 GERMANY
015 E041317 X
015 A001318 PARIBAS
015 B001318 S
015 C011318 ATHENS
015 D011318 GREECE
015 E041318 X
015 A001319 STANDARD CHARTERED EQUITOR
015 B001319 S
015 C011319 HONG KONG
015 D011319 HONG KONG
015 E041319 X
015 A001320 CITIBANK N.A.
015 B001320 S
015 C011320 BUDAPEST
015 D011320 HUNGARY
015 E041320 X
015 A001321 EUROCLEAR
015 B001321 S
015 C011321 REYKJAVIK
015 D011321 ICELAND
015 E041321 X
015 A001322 STANDARD CHARTERED EQUITOR
015 B001322 S
015 C011322 JAKARTA
015 D011322 INDONESIA
015 E041322 X
015 A001323 BANK OF IRELAND
015 B001323 S
015 C011323 DUBLIN
015 D011323 IRELAND
015 E041323 X
015 A001324 PARIBAS
015 B001324 S
015 C011324 ROME
015 D011324 ITALY
015 E041324 X
015 A001325 STANDARD CHARTERED EQUITOR
<PAGE> PAGE 54
015 B001325 S
015 C011325 TOKYO
015 D011325 JAPAN
015 E041325 X
015 A001326 CITIBANK N.A.
015 B001326 S
015 C011326 AMMAN
015 D011326 JORDAN
015 E041326 X
015 A001327 BARCLAYS BANK KENYA
015 B001327 S
015 C011327 NAIROBI
015 D011327 KENYA
015 E041327 X
015 A001328 STANDARD CHARTERED EQUITOR
015 B001328 S
015 C011328 SEOUL
015 D011328 SOUTH KOREA
015 E041328 X
015 A001329 EUROCLEAR
015 B001329 S
015 C011329 LUXEMBOURG
015 D011329 LUXEMBOURG
015 E041329 X
015 A001330 STANDARD CHARTERED BANK MALAYSIA BHD
015 B001330 S
015 C011330 KUALA LUMPUR
015 D011330 MALAYSIA
015 E041330 X
015 A001331 HONGKONG SHANGHAI BANKING CORP.
015 B001331 S
015 C011331 MAURITIUS
015 D011331 MAURITIUS
015 E041331 X
015 A001332 BANCOMER S.A.
015 B001332 S
015 C011332 MEXICO CITY
015 D011332 MEXICO
015 E041332 X
015 A001333 MEESPIERSON
015 B001333 S
015 C011333 AMSTERDAM
015 D011333 NETHERLANDS
015 E041333 X
015 A001334 NATIONAL NOMINEES LTD
015 B001334 S
015 C011334 WELLINGTON
015 D011334 NEW ZEALAND
015 E041334 X
015 A001335 UNION BANK OF NORWAY
015 B001335 S
<PAGE> PAGE 55
015 C011335 OSLO
015 D011335 NORWAY
015 E041335 X
015 A001336 BRITISH BANK OF THE MIDDLE EAST
015 B001336 S
015 C011336 OMAN
015 D011336 OMAN
015 E041336 X
015 A001337 STANDARD CHARTERED EQUITOR
015 B001337 S
015 C011337 KARACHI
015 D011337 PAKISTAN
015 E041337 X
015 A001338 CITIBANK N.A.
015 B001338 S
015 C011338 LIMA
015 D011338 PERU
015 E041338 X
015 A001339 STANDARD CHARTERED EQUITOR
015 B001339 S
015 C011339 MANILA
015 D011339 PHILIPPINES
015 E041339 X
015 A001340 BANK POLSKA KASA OPIEKI
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015 C011340 WARSAW
015 D011340 POLAND
015 E041340 X
015 A001341 CITIBANK PORTUGAL S.A.
015 B001341 S
015 C011341 LISBON
015 D011341 PORTUGAL
015 E041341 X
015 A001342 CREDITANSTALT SECURITIES S.A.
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015 C011342 BUCHAREST
015 D011342 ROMANIA
015 E041342 X
015 A001343 STANDARD CHARTERED EQUITOR
015 B001343 S
015 C011343 SINGAPORE
015 D011343 SINGAPORE
015 E041343 X
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015 C011344 JOHANNESBURG
015 D011344 SOUTH AFRICA
015 E041344 X
015 A001345 PARIBAS
015 B001345 S
015 C011345 MADRID
<PAGE> PAGE 56
015 D011345 SPAIN
015 E041345 X
015 A001346 SVENSKA HANDELSBANKEN
015 B001346 S
015 C011346 STOCKHOLM
015 D011346 SWEDEN
015 E041346 X
015 A001347 BANK LEU
015 B001347 S
015 C011347 ZURICH
015 D011347 SWITZERLAND
015 E041347 X
015 A001348 STANDARD CHARTERED EQUITOR
015 B001348 S
015 C011348 BANGKOK
015 D011348 THAILAND
015 E041348 X
015 A001349 MIDLAND BANK
015 B001349 S
015 C011349 LONDON
015 D011349 UNITED KINGDOM
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015 A001350 BARCLAYS BANK OF ZIMBABWE LTD.
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015 C011350 HARARE
015 D011350 ZIMBABWE
015 E041350 X
015 A001351 BARCLAYS BANK OF BOTSWANA
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015 C011351 GABARONE
015 D011351 BOTSWANA
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015 A001352 BANK AUSTRIA
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015 C011352 ZAGREB
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015 E041352 X
015 A001353 HANSAPANK LTD.
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015 C011353 TALLINN
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015 E041353 X
015 A001354 SOCIETE GENERALE, RIGA BRANCH
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015 C011354 RIGA
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015 E041354 X
015 A001355 VILNIAUS BANKAS, AB
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015 C011355 VILNIUS
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<PAGE> PAGE 57
015 E041355 X
015 A001356 CESKOSLOVENSKA OBCHODNI BANK S.A.
015 B001356 S
015 C011356 BRATISLAVA
015 D011356 SLOVAK REPUBLIC
015 E041356 X
015 A001357 BARCLAYS BANK OF GHANA
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015 C011357 ACCRA
015 D011357 GHANA
015 E041357 X
024 001300 Y
025 A001301 MERRILL LYNCH & CO.
025 B001301 13-5674085
025 C001301 E
025 D001301 47
025 A001302 MORGAN STANLEY DEAN WITTER & CO.
025 B001302 13-2655998
025 C001302 E
025 D001302 50
025 D001303 0
025 D001304 0
025 D001305 0
025 D001306 0
025 D001307 0
025 D001308 0
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028 A041300 442
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028 C011300 402
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028 C031300 0
028 C041300 1357
028 D011300 1799
028 D021300 0
028 D031300 0
028 D041300 3944
028 E011300 177
028 E021300 0
028 E031300 0
028 E041300 502
028 F011300 401
028 F021300 530
028 F031300 0
028 F041300 603
028 G011300 5037
<PAGE> PAGE 58
028 G021300 530
028 G031300 0
028 G041300 7415
028 H001300 0
034 001300 Y
035 001300 7
036 A001300 N
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042 A001300 0
042 B001300 0
042 C001300 0
042 D001300 100
042 E001300 0
042 F001300 0
042 G001300 0
042 H001300 0
043 001300 130
044 001300 0
045 001300 Y
046 001300 N
047 001300 Y
048 001300 0.000
048 A011300 100000
048 A021300 0.800
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048 I021300 0.000
048 J011300 0
048 J021300 0.000
048 K011300 500000
048 K021300 0.700
058 A001300 N
059 001300 Y
060 A001300 Y
060 B001300 Y
061 001300 2500
062 A001300 N
062 B001300 0.0
<PAGE> PAGE 59
062 C001300 0.0
062 D001300 0.0
062 E001300 0.0
062 F001300 0.0
062 G001300 0.0
062 H001300 0.0
062 I001300 0.0
062 J001300 0.0
062 K001300 0.0
062 L001300 0.0
062 M001300 0.0
062 N001300 0.0
062 O001300 0.0
062 P001300 0.0
062 Q001300 0.0
062 R001300 0.0
066 A001300 Y
066 B001300 N
066 C001300 Y
066 D001300 N
066 E001300 N
066 F001300 N
066 G001300 N
067 001300 N
068 A001300 N
068 B001300 Y
069 001300 N
070 A011300 Y
070 A021300 Y
070 B011300 Y
070 B021300 N
070 C011300 Y
070 C021300 N
070 D011300 Y
070 D021300 N
070 E011300 Y
070 E021300 Y
070 F011300 Y
070 F021300 Y
070 G011300 Y
070 G021300 N
070 H011300 Y
070 H021300 N
070 I011300 N
070 I021300 N
070 J011300 Y
070 J021300 Y
070 K011300 Y
070 K021300 Y
070 L011300 Y
070 L021300 Y
<PAGE> PAGE 60
070 M011300 Y
070 M021300 Y
070 N011300 Y
070 N021300 N
070 O011300 Y
070 O021300 N
070 P011300 Y
070 P021300 Y
070 Q011300 N
070 Q021300 N
070 R011300 N
070 R021300 N
071 A001300 34518
071 B001300 28735
071 C001300 38558
071 D001300 75
072 A001300 12
072 B001300 133
072 C001300 507
072 D001300 0
072 E001300 0
072 F001300 326
072 G001300 0
072 H001300 0
072 I001300 57
072 J001300 124
072 K001300 0
072 L001300 5
072 M001300 2
072 N001300 3
072 O001300 0
072 P001300 0
072 Q001300 0
072 R001300 13
072 S001300 1
072 T001300 131
072 U001300 0
072 V001300 0
072 W001300 3
072 X001300 665
072 Y001300 11
072 Z001300 -14
072AA001300 0
072BB001300 8
072CC011300 5152
072CC021300 0
072DD011300 0
072DD021300 0
072EE001300 535
073 A011300 0.0000
073 A021300 0.0000
<PAGE> PAGE 61
073 B001300 0.1800
073 C001300 0.1600
074 A001300 0
074 B001300 262
074 C001300 0
074 D001300 0
074 E001300 0
074 F001300 41994
074 G001300 0
074 H001300 0
074 I001300 1
074 J001300 324
074 K001300 0
074 L001300 92
074 M001300 0
074 N001300 42673
074 O001300 0
074 P001300 0
074 Q001300 0
074 R011300 0
074 R021300 0
074 R031300 0
074 R041300 108
074 S001300 0
074 T001300 42565
074 U011300 2511
074 U021300 420
074 V011300 14.56
074 V021300 14.32
074 W001300 0.0000
074 X001300 3168
074 Y001300 0
075 A001300 0
075 B001300 40763
076 001300 0.00
008 A001401 ATLAS ADVISERS, INC.
008 B001401 A
008 C001401 801-30489
008 D011401 SAN LEANDRO
008 D021401 CA
008 D031401 94577
008 A001402 OPPENHEIMERFUNDS, INC.
008 B001402 S
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008 D011402 NEW YORK
008 D021402 NY
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015 A001401 INVESTORS BANK & TRUST CO.
015 B001401 C
015 C011401 BOSTON
015 C021401 MA
<PAGE> PAGE 62
015 C031401 02205
015 C041401 1537
015 E011401 X
015 A001402 CHEMICAL BANK
015 B001402 S
015 C011402 NEW YORK
015 C021402 NY
015 C031402 10172
015 E011402 X
015 A001403 MORGAN GUARANTY TRUST CO. OF NEW YORK
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015 C011404 NEW YORK
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015 C031404 10015
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015 A001405 BANKERS TRUST CO.
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015 C011405 NEW YORK
015 C021405 NY
015 C031405 10015
015 E011405 X
015 A001406 CITIBANK, N.A.
015 B001406 S
015 C011406 BUENOS AIRES
015 D011406 ARGENTINA
015 E041406 X
015 A001407 NATIONAL AUSTRALIA BANK LTD.
015 B001407 S
015 C011407 MELBOURNE
015 D011407 AUSTRALIA
015 E041407 X
015 A001408 BANK AUSTRIA
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015 C011408 VIENNA
015 D011408 AUSTRIA
015 E041408 X
015 A001409 STANDARD CHARTERED EQUITOR
015 B001409 S
015 C011409 DHAKA
015 D011409 BANGLADESH
015 E041409 X
015 A001410 PARIBAS
015 B001410 S
015 C011410 BRUSSELS
015 D011410 BELGIUM
<PAGE> PAGE 63
015 E041410 X
015 A001411 ROYAL BANK OF CANADA
015 B001411 S
015 C011411 TORONTO
015 D011411 CANADA
015 E041411 X
015 A001412 CITIBANK S.A.
015 B001412 S
015 C011412 PRAGUE
015 D011412 CZECH REPUBLIC
015 E041412 X
015 A001413 UNIBANK S.A.
015 B001413 S
015 C011413 COPENHAGEN
015 D011413 DENMARK
015 E041413 X
015 A001414 EUROCLEAR
015 B001414 S
015 C011414 HELSINKI
015 D011414 FINLAND
015 E041414 X
015 A001415 PARIBAS
015 B001415 S
015 C011415 PARIS
015 D011415 FRANCE
015 E041415 X
015 A001416 EUROCLEAR
015 B001416 S
015 C011416 FRANKFURT
015 D011416 GERMANY
015 E041416 X
015 A001417 PARIBAS
015 B001417 S
015 C011417 ATHENS
015 D011417 GREECE
015 E041417 X
015 A001418 STANDARD CHARTERED EQUITOR
015 B001418 S
015 C011418 HONG KONG
015 D011418 HONG KONG
015 E041418 X
015 A001419 CITIBANK N.A.
015 B001419 S
015 C011419 BUDAPEST
015 D011419 HUNGARY
015 E041419 X
015 A001420 EUROCLEAR
015 B001420 S
015 C011420 REYKJAVIK
015 D011420 ICELAND
015 E041420 X
<PAGE> PAGE 64
015 A001421 STANDARD CHARTERED EQUITOR
015 B001421 S
015 C011421 JAKARTA
015 D011421 INDONESIA
015 E041421 X
015 A001422 BANK OF IRELAND
015 B001422 S
015 C011422 DUBLIN
015 D011422 IRELAND
015 E041422 X
015 A001423 PARIBAS
015 B001423 S
015 C011423 ROME
015 D011423 ITALY
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015 A001424 STANDARD CHARTERED EQUITOR
015 B001424 S
015 C011424 TOKYO
015 D011424 JAPAN
015 E041424 X
015 A001425 CITIBANK N.A.
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015 C011425 AMMAN
015 D011425 JORDAN
015 E041425 X
015 A001426 BARCLAYS BANK KENYA
015 B001426 S
015 C011426 NAIROBI
015 D011426 KENYA
015 E041426 X
015 A001427 EUROCLEAR
015 B001427 S
015 C011427 LUXEMBOURG
015 D011427 LUXEMBOURG
015 E041427 X
015 A001428 STANDARD CHARTERED BANK MALAYSIA BHD
015 B001428 S
015 C011428 KUALA LUMPUR
015 D011428 MALAYSIA
015 E041428 X
015 A001429 HONGKONG SHANGHAI BANKING CORP.
015 B001429 S
015 C011429 MAURITIUS
015 D011429 MAURITIUS
015 E041429 X
015 A001430 BANCOMER S.A.
015 B001430 S
015 C011430 MEXICO CITY
015 D011430 MEXICO
015 E041430 X
015 A001431 MEESPIERSON
<PAGE> PAGE 65
015 B001431 S
015 C011431 AMSTERDAM
015 D011431 NETHERLANDS
015 E041431 X
015 A001432 NATIONAL NOMINEES LTD
015 B001432 S
015 C011432 WELLINGTON
015 D011432 NEW ZEALAND
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015 A001433 UNION BANK OF NORWAY
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015 C011433 OSLO
015 D011433 NORWAY
015 E041433 X
015 A001434 BRITISH BANK OF THE MIDDLE EAST
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015 C011434 OMAN
015 D011434 OMAN
015 E041434 X
015 A001435 STANDARD CHARTERED EQUITOR
015 B001435 S
015 C011435 KARACHI
015 D011435 PAKISTAN
015 E041435 X
015 A001436 STANDARD CHARTERED EQUITOR
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015 C011436 MANILA
015 D011436 PHILIPPINES
015 E041436 X
015 A001437 CITIBANK PROTUGAL S.A.
015 B001437 S
015 C011437 LISBON
015 D011437 PORTUGAL
015 E041437 X
015 A001438 CREDITANSTALT SECURITIES S.A.
015 B001438 S
015 C011438 BUCHAREST
015 D011438 ROMANIA
015 E041438 X
015 A001439 STANDARD CHARTERED EQUITOR
015 B001439 S
015 C011439 SINGAPORE
015 D011439 SINGAPORE
015 E041439 X
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015 B001440 S
015 C011440 JOHANNESBURG
015 D011440 SOUTH AFRICA
015 E041440 X
015 A001441 PARIBAS
015 B001441 S
<PAGE> PAGE 66
015 C011441 MADRID
015 D011441 SPAIN
015 E041441 X
015 A001442 SVENSKA HANDELSBANKEN
015 B001442 S
015 C011442 STOCKHOLM
015 D011442 SWEDEN
015 E041442 X
015 A001443 BANK LEU
015 B001443 S
015 C011443 ZURICH
015 D011443 SWITZERLAND
015 E041443 X
015 A001444 STANDARD CHARTERED EQUITOR
015 B001444 S
015 C011444 BANGKOK
015 D011444 THAILAND
015 E041444 X
015 A001445 MIDLAND BANK
015 B001445 S
015 C011445 LONDON
015 D011445 UNITED KINGDOM
015 E041445 X
015 A001446 BARCLAYS BANK OF ZIMBABWE
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015 C011446 HARARE
015 D011446 ZIMBABWE
015 E041446 X
015 A001447 BARCLAYS BANK OF BOTSWANA
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015 C011447 GABARONE
015 D011447 BOTSWANA
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015 C011448 ZAGREB
015 D011448 CROATIA
015 E041448 X
015 A001449 HANSAPANK LTD.
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015 C011449 TALLINN
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015 A001450 BARCLAYS BANK OF GHANA
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015 D011450 GHANA
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015 A001451 SOCIETE GENERALE, RIGA BRANCH
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015 C011451 RIGA
<PAGE> PAGE 67
015 D011451 LATVIA
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015 A001452 VILNIAUS BANKAS, AB
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015 C011452 VILNIUS
015 D011452 LITHUANIA
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015 A001453 CESKOSLOVENSKA OBCHODNI BANKA, AS
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015 D011453 SLOVAK REPUBLIC
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024 001400 N
028 A011400 4605
028 A021400 228
028 A031400 0
028 A041400 2000
028 B011400 3613
028 B021400 230
028 B031400 0
028 B041400 3267
028 C011400 2307
028 C021400 245
028 C031400 0
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028 D021400 230
028 D031400 0
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028 E011400 2128
028 E021400 234
028 E031400 0
028 E041400 1022
028 F011400 1592
028 F021400 284
028 F031400 0
028 F041400 1263
028 G011400 17045
028 G021400 1451
028 G031400 0
028 G041400 12238
028 H001400 0
034 001400 Y
035 001400 19
036 A001400 N
036 B001400 0
042 A001400 0
042 B001400 0
042 C001400 0
042 D001400 100
042 E001400 0
<PAGE> PAGE 68
042 F001400 0
042 G001400 0
042 H001400 0
043 001400 58
044 001400 0
045 001400 Y
046 001400 N
047 001400 Y
048 001400 0.000
048 A011400 100000
048 A021400 0.750
048 B011400 400000
048 B021400 0.700
048 C011400 0
048 C021400 0.000
048 D011400 0
048 D021400 0.000
048 E011400 0
048 E021400 0.000
048 F011400 0
048 F021400 0.000
048 G011400 0
048 G021400 0.000
048 H011400 0
048 H021400 0.000
048 I011400 0
048 I021400 0.000
048 J011400 0
048 J021400 0.000
048 K011400 500000
048 K021400 0.650
058 A001400 N
059 001400 Y
060 A001400 Y
060 B001400 Y
061 001400 2500
062 A001400 Y
062 B001400 0.0
062 C001400 0.0
062 D001400 2.0
062 E001400 0.0
062 F001400 0.0
062 G001400 0.0
062 H001400 0.0
062 I001400 0.0
062 J001400 0.0
062 K001400 0.0
062 L001400 0.0
062 M001400 26.2
062 N001400 14.8
062 O001400 0.0
<PAGE> PAGE 69
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062 Q001400 24.4
062 R001400 2.1
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063 B001400 11.0
064 A001400 Y
064 B001400 N
066 A001400 N
067 001400 N
068 A001400 N
068 B001400 N
069 001400 N
070 A011400 Y
070 A021400 Y
070 B011400 Y
070 B021400 N
070 C011400 Y
070 C021400 Y
070 D011400 Y
070 D021400 N
070 E011400 Y
070 E021400 Y
070 F011400 Y
070 F021400 Y
070 G011400 Y
070 G021400 N
070 H011400 Y
070 H021400 N
070 I011400 N
070 I021400 N
070 J011400 Y
070 J021400 Y
070 K011400 Y
070 K021400 N
070 L011400 Y
070 L021400 Y
070 M011400 Y
070 M021400 Y
070 N011400 Y
070 N021400 N
070 O011400 Y
070 O021400 N
070 P011400 Y
070 P021400 Y
070 Q011400 N
070 Q021400 N
070 R011400 N
070 R021400 N
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071 B001400 114004
071 C001400 66118
<PAGE> PAGE 70
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072 A001400 12
072 B001400 5278
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072 M001400 4
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072 T001400 202
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072 V001400 0
072 W001400 4
072 X001400 935
072 Y001400 357
072 Z001400 4806
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072BB001400 378
072CC011400 0
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072DD011400 4272
072DD021400 515
072EE001400 44
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<PAGE> PAGE 71
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008 D021501 CA
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<PAGE> PAGE 72
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024 001500 N
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<PAGE> PAGE 73
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<PAGE> PAGE 74
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066 D001500 N
066 E001500 N
066 F001500 N
066 G001500 N
067 001500 N
068 A001500 N
068 B001500 N
069 001500 N
070 A011500 Y
070 A021500 Y
070 B011500 Y
070 B021500 N
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<PAGE> PAGE 75
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<PAGE> PAGE 76
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SIGNATURE LARRY E. LACASSE
TITLE GROUP SR. VICE-PRES.
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<TABLE> <S> <C>
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<NAME> ATLAS ASSETS, INC.
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<NAME> ATLAS STRATEGIC GROWTH FUND - CLASS B
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<NAME> ATLAS ASSETS, INC.
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<NUMBER> 14
<NAME> ATLAS STRATEGIC INCOME FUND - CLASS B
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<INVESTMENTS-AT-VALUE> 72414
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<PAID-IN-CAPITAL-COMMON> 75840
<SHARES-COMMON-STOCK> 1451
<SHARES-COMMON-PRIOR> 1563
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<ACCUMULATED-NET-GAINS> (493)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1791)
<NET-ASSETS> 73580
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<INTEREST-INCOME> 5278
<OTHER-INCOME> 0
<EXPENSES-NET> 578
<NET-INVESTMENT-INCOME> 4806
<REALIZED-GAINS-CURRENT> (378)
<APPREC-INCREASE-CURRENT> (2299)
<NET-CHANGE-FROM-OPS> 2129
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<DISTRIBUTIONS-OF-INCOME> 516
<DISTRIBUTIONS-OF-GAINS> 4
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<NUMBER-OF-SHARES-SOLD> 74
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<SHARES-REINVESTED> 56
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<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (65)
<OVERDISTRIB-NII-PRIOR> 0
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 935
<AVERAGE-NET-ASSETS> 7694
<PER-SHARE-NAV-BEGIN> 5.15
<PER-SHARE-NII> 0.34
<PER-SHARE-GAIN-APPREC> (0.15)
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<RETURNS-OF-CAPITAL> 0
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</TABLE>
<TABLE> <S> <C>
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<CIK> 0000830144
<NAME> ATLAS ASSETS, INC.
<SERIES>
<NUMBER> 13
<NAME> ATLAS GLOBAL GROWTH FUND - CLASS B
<MULTIPLIER> 1000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1998
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<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 33164
<INVESTMENTS-AT-VALUE> 42257
<RECEIVABLES> 415
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 1
<TOTAL-ASSETS> 42673
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 108
<TOTAL-LIABILITIES> 108
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 34223
<SHARES-COMMON-STOCK> 420
<SHARES-COMMON-PRIOR> 453
<ACCUMULATED-NII-CURRENT> (4)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (747)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 9093
<NET-ASSETS> 42565
<DIVIDEND-INCOME> 507
<INTEREST-INCOME> 133
<OTHER-INCOME> 0
<EXPENSES-NET> 654
<NET-INVESTMENT-INCOME> (14)
<REALIZED-GAINS-CURRENT> (8)
<APPREC-INCREASE-CURRENT> 5152
<NET-CHANGE-FROM-OPS> 5130
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<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 77
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<SHARES-REINVESTED> 5
<NET-CHANGE-IN-ASSETS> 7407
<ACCUMULATED-NII-PRIOR> 10
<ACCUMULATED-GAINS-PRIOR> (204)
<OVERDISTRIB-NII-PRIOR> 0
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<INTEREST-EXPENSE> 0
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</TABLE>
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<SERIES>
<NUMBER> 15
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<MULTIPLIER> 1000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1998
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<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 16066
<INVESTMENTS-AT-VALUE> 18682
<RECEIVABLES> 183
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 18865
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
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<TOTAL-LIABILITIES> 48
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 17702
<SHARES-COMMON-STOCK> 152
<SHARES-COMMON-PRIOR> 173
<ACCUMULATED-NII-CURRENT> (165)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1336)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2616
<NET-ASSETS> 18817
<DIVIDEND-INCOME> 10
<INTEREST-INCOME> 125
<OTHER-INCOME> 0
<EXPENSES-NET> 263
<NET-INVESTMENT-INCOME> (128)
<REALIZED-GAINS-CURRENT> (1164)
<APPREC-INCREASE-CURRENT> 1693
<NET-CHANGE-FROM-OPS> 401
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<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9
<NUMBER-OF-SHARES-REDEEMED> 30
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 6554
<ACCUMULATED-NII-PRIOR> (39)
<ACCUMULATED-GAINS-PRIOR> (172)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 289
<AVERAGE-NET-ASSETS> 2132
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> (0.05)
<PER-SHARE-GAIN-APPREC> 3.05
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<PER-SHARE-NAV-END> 13.00
<EXPENSE-RATIO> 2.08
<AVG-DEBT-OUTSTANDING> 0
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</TABLE>
Independent Auditors' Report
Atlas Assets, Inc.:
In planning and performing our audit of the
financial statements of Atlas Assets, Inc.
(Atlas U.S. Treasury Money Fund, Atlas
California Municipal Money Fund, Atlas
National Municipal Money Fund, Atlas
California Municipal Bond Fund, Atlas
Strategic Income Fund, Atlas National
Municipal Bond Fund, Atlas U.S. Government
and Mortgage Securities Fund, Atlas Balanced
Fund, Atlas Growth and Income Fund, Atlas
Strategic Growth Fund, Atlas Global Growth
Fund and Atlas Emerging Growth Fund) (the
"Funds") for the year ended December 31,
1998 (on which we have issued our report
dated February 12, 1999), we considered its
internal control, including control
activities for safeguarding securities, in
order to determine our auditing procedures
for the purpose of expressing our opinion on
the financial statements and to comply with
the requirements of Form N-SAR, not to
provide assurance on the Funds' internal
control.
The management of the Fund is responsible for
establishing and maintaining internal
control. In fulfilling this responsibility,
estimates and judgments by management are
required to assess the expected benefits and
related costs of controls. Generally,
controls that are relevant to an audit
pertain to the entity's objective of
preparing financial statements for external
purposes that are fairly presented in
conformity with generally accepted accounting
principles. Those controls include the
safeguarding of assets against unauthorized
acquisition, use, or disposition.
Because of inherent limitations in internal
control, error or fraud may occur and not be
detected. Also, projection of any evaluation
of internal control to future periods is
subject to the risk that it may become
inadequate because of changes in conditions
or that the effectiveness of the design and
operation may deteriorate.
Our consideration of the Funds' internal
control would not necessarily disclose all
matters in internal control that might be
material weaknesses under standards
established by the American Institute of
Certified Public Accountants. A material
weakness is a condition in which the design
or operation of one or more of the internal
control components does not reduce to a
relatively low level the risk that
misstatements caused by error or fraud in
amounts that would be material in relation to
the financial statements being audited may
occur and not be detected within a timely
period by employees in the normal course of
performing their assigned functions. However,
we noted no matters involving the Funds'
internal control and its operation, including
controls for safeguarding securities, that we
consider to be material weaknesses as defined
above as of December 31, 1998.
This report is intended solely for the
information and use of management, the Board
of Directors of the Funds, and the Securities
and Exchange Commission.
/s/ Deloitte & Touche LLP
Deloitte & Touche LLP
Oakland, California
February 12, 1999
