ATLAS ASSETS INC
NSAR-B, 2000-02-25
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<PAGE>      PAGE  1
000 B000000 12/31/99
000 C000000 0000830144
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0
000 J000000 A
001 A000000 ATLAS ASSETS, INC.
001 B000000 811-5485
001 C000000 5102977429
002 A000000 794 DAVIS STREET
002 B000000 SAN LEANDRO
002 C000000 CA
002 D010000 94577
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000 12
007 C010100  1
007 C020100 ATLAS NATIONAL MUNICIPAL MONEY FUND
007 C030100 N
007 C010200  2
007 C020200 ATLAS CALIFORNIA MUNICIPAL MONEY FUND
007 C030200 N
007 C010300  3
007 C020300 ATLAS NATIONAL MUNICIPAL BOND FUND
007 C030300 N
007 C010400  4
007 C020400 ATLAS CALIFORNIA MUNICIPAL BOND FUND
007 C030400 N
007 C010500  5
007 C020500 ATLAS U.S. GOVERNMENT AND MORTGAGE SECURITIES
007 C030500 N
007 C010600  6
007 C020600 ATLAS GROWTH AND INCOME FUND
007 C030600 N
007 C010700  7
007 C020700 ATLAS U.S. TREASURY MONEY FUND
007 C030700 N
007 C010800  8
007 C010900  9
007 C011000 10
007 C011100 11
007 C021100 ATLAS BALANCED FUND
007 C031100 N
007 C011200 12
007 C021200 ATLAS STRATEGIC GROWTH FUND
<PAGE>      PAGE  2
007 C031200 N
007 C011300 13
007 C021300 ATLAS GLOBAL GROWTH FUND
007 C031300 N
007 C011400 14
007 C021400 ATLAS STRATEGIC INCOME FUND
007 C031400 N
007 C011500 15
007 C021500 ATLAS EMERGING GROWTH FUND
007 C031500 N
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
010 A00AA01 ATLAS ADVISERS, INC.
010 B00AA01 801-30489
010 C01AA01 SAN LEANDRO
010 C02AA01 CA
010 C03AA01 94577
011 A00AA01 ATLAS SECURITIES, INC.
011 B00AA01 8-38579
011 C01AA01 SAN LEANDRO
011 C02AA01 CA
011 C03AA01 94577
012 A00AA01 STATE STREET BANK AND TRUST COMPANY
012 B00AA01 85-05003
012 C01AA01 BOSTON
012 C02AA01 MA
012 C03AA01 02106
013 A00AA01 DELOITTE & TOUCHE LLP
013 B01AA01 SAN FRANCISCO
013 B02AA01 CA
013 B03AA01 94105
014 A00AA01 ATLAS SECURITIES, INC.
014 B00AA01 8-38579
018  00AA00 Y
019 A00AA00 Y
019 B00AA00   13
019 C00AA00 ATLASFUNDS
020 A000001 DONALDSON, LUFKIN & JENRETTE SECURITIES CORP.
020 B000001 13-2741729
020 C000001     97
020 A000002 LEHMAN BROTHERS, INC.
020 B000002 13-2518466
020 C000002     73
020 A000003 MORGAN STANLEY DEAN WITTER & CO.
020 B000003 13-2655998
020 C000003     64
020 A000004 LIPPER ANALYTICAL SECURITIES CORP.
020 B000004 13-2792478
<PAGE>      PAGE  3
020 C000004     58
020 A000005 MERRIILL LYNCH, PIERCE, FENNER & SMITH INC.
020 B000005 13-5674085
020 C000005     53
020 A000006 MORGAN (J.P.) SECURITIES, INC.
020 B000006 13-3224016
020 C000006     49
020 A000007 CREDIT SUISSE FIRST BOSTON CORP.
020 B000007 13-5659485
020 C000007     48
020 A000008 BEAR, STEARNS & CO., INC.
020 B000008 13-3299429
020 C000008     44
020 A000009 GOLDMAN, SACHS & CO.
020 B000009 13-5108880
020 C000009     42
020 A000010 EDWARDS (A.G.) & SONS, INC.
020 B000010 43-0895447
020 C000010     38
021  000000     1175
022 A000001 PRUDENTIAL SECURITIES INC.
022 B000001 22-2347336
022 C000001  17143557
022 D000001      4412
022 A000002 DONALDSON, LUFKIN & JENRETTE SECURITIES CORP.
022 B000002 13-2741729
022 C000002   1131880
022 D000002     20368
022 A000003 LEHMAN BROTHERS INC.
022 B000003 13-2518466
022 C000003    820583
022 D000003     23443
022 A000004 GOLDMAN, SACHS & CO.
022 B000004 13-5108880
022 C000004    119934
022 D000004     56552
022 A000005 MERRILL LYNCH, PIERCE, FENNER & SMITH INC.
022 B000005 13-5674085
022 C000005    103339
022 D000005     78286
022 A000006 BANCBOSTON ROBERTSON STEPHENS
022 B000006 94-2524501
022 C000006     71681
022 D000006      1855
022 A000007 PAINEWEBBER, INC.
022 B000007 13-2638166
022 C000007     53901
022 D000007     55200
022 A000008 MCDONALD & COMPANY SECURITIES, INC.
022 B000008 34-0642435
022 C000008     49973
<PAGE>      PAGE  4
022 D000008      4935
022 A000009 CHASE SECURITIES INC.
022 B000009 13-3112953
022 C000009     45556
022 D000009     23685
022 A000010 SALOMON SMITH BARNEY, INC.
022 B000010 11-2418191
022 C000010     38765
022 D000010      7068
023 C000000   19779733
023 D000000     437570
026 A000000 N
026 B000000 Y
026 C000000 N
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
027  000000 Y
029  00AA00 N
030 A00AA00      0
030 B00AA00  0.00
030 C00AA00  0.00
031 A00AA00      0
031 B00AA00      0
032  00AA00      0
033  00AA00      0
037  00AA00 N
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039  00AA00 N
040  00AA00 Y
041  00AA00 Y
049  00AA00 N
050  00AA00 N
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052  00AA00 N
053 A00AA00 Y
053 B00AA00 Y
053 C00AA00 N
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 Y
054 D00AA00 Y
054 E00AA00 Y
054 F00AA00 Y
054 G00AA00 Y
054 H00AA00 N
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054 J00AA00 Y
<PAGE>      PAGE  5
054 K00AA00 Y
054 L00AA00 Y
054 M00AA00 Y
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077 H000000 N
077 I000000 N
077 J000000 N
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077 P000000 N
077 Q010000 N
077 Q020000 N
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080 A00AA00 GULF INSURANCE GROUP
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085 A00AA00 N
085 B00AA00 N
008 A000101 ATLAS ADVISERS, INC.
008 B000101 A
008 C000101 801-30489
008 D010101 SAN LEANDRO
008 D020101 CA
008 D030101 94577
008 A000102 BOSTON SAFE ADVISORS, INC.
008 B000102 S
008 C000102 801-14158
008 D010102 BOSTON
<PAGE>      PAGE  6
008 D020102 MA
008 D030102 02108
015 A000101 INVESTORS BANK & TRUST CO.
015 B000101 C
015 C010101 BOSTON
015 C020101 MA
015 C030101 02205
015 C040101 1537
015 E010101 X
015 A000102 BANKERS TRUST CO.
015 B000102 S
015 C010102 NEW YORK
015 C020102 NY
015 C030102 10015
015 E010102 X
015 A000103 CHEMICAL BANK
015 B000103 S
015 C010103 NEW YORK
015 C020103 NY
015 C030103 10172
015 E010103 X
015 A000104 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B000104 S
015 C010104 NEW YORK
015 C020104 NY
015 C030104 10015
015 E010104 X
015 A000105 IRVING TRUST CO.
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015 C010105 NEW YORK
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015 C030105 10015
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<PAGE>      PAGE  7
028 E020100        13
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042 F000100   0
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048 I020100 0.000
048 J010100        0
048 J020100 0.000
048 K010100   500000
048 K020100 0.475
<PAGE>      PAGE  8
058 A000100 N
059  000100 Y
060 A000100 Y
060 B000100 Y
061  000100     2500
062 A000100 Y
062 B000100   0.0
062 C000100   0.0
062 D000100   0.0
062 E000100  98.9
062 F000100   0.0
062 G000100   0.0
062 H000100   0.0
062 I000100   0.0
062 J000100   0.0
062 K000100   0.0
062 L000100   0.0
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062 N000100   0.0
062 O000100   0.0
062 P000100   0.0
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062 R000100   0.0
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063 B000100  0.0
064 A000100 Y
064 B000100 N
066 A000100 N
067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
070 A010100 Y
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 N
<PAGE>      PAGE  9
070 J020100 N
070 K010100 N
070 K020100 N
070 L010100 Y
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 Y
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
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071 B000100         0
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<PAGE>      PAGE  10
072DD010100      141
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074 X000100      216
074 Y000100        0
075 A000100     5374
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008 A000201 ATLAS ADVISERS, INC.
008 B000201 A
008 C000201 801-30489
008 D010201 SAN LEANDRO
008 D020201 CA
008 D030201 94577
008 A000202 BOSTON SAFE ADVISORS, INC.
008 B000202 S
008 C000202 801-14158
008 D010202 BOSTON
008 D020202 MA
<PAGE>      PAGE  11
008 D030202 02108
015 A000201 INVESTORS BANK & TRUST CO.
015 B000201 C
015 C010201 BOSTON
015 C020201 MA
015 C030201 02205
015 E010201 X
015 A000202 CHEMICAL BANK
015 B000202 S
015 C010202 NEW YORK
015 C020202 NY
015 C030202 10172
015 E010202 X
015 A000203 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B000203 S
015 C010203 NEW YORK
015 C020203 NY
015 C030203 10015
015 E010203 X
015 A000204 IRVING TRUST CO.
015 B000204 S
015 C010204 NEW YORK
015 C020204 NY
015 C030204 10015
015 E010204 X
015 A000205 BANKERS TRUST CO.
015 B000205 S
015 C010205 NEW YORK
015 C020205 NY
015 C030205 10015
015 E010205 X
024  000200 N
028 A010200      3532
028 A020200        69
028 A030200         0
028 A040200      4721
028 B010200       708
028 B020200        70
028 B030200         0
028 B040200      1230
028 C010200      3605
028 C020200        68
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<PAGE>      PAGE  12
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034  000200 N
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036 B000200      0
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042 B000200   0
042 C000200   0
042 D000200   0
042 E000200   0
042 F000200   0
042 G000200   0
042 H000200   0
043  000200      0
044  000200      0
045  000200 Y
046  000200 N
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048  000200  0.000
048 A010200   500000
048 A020200 0.500
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048 C010200        0
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048 I020200 0.000
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048 J020200 0.000
048 K010200   500000
048 K020200 0.475
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<PAGE>      PAGE  13
060 A000200 N
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062 F000200   0.0
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062 R000200   0.0
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063 B000200  0.0
064 A000200 Y
064 B000200 N
066 A000200 N
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
070 A010200 Y
070 A020200 N
070 B010200 N
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 N
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 Y
070 J020200 N
070 K010200 N
<PAGE>      PAGE  14
070 K020200 N
070 L010200 Y
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 Y
070 N020200 N
070 O010200 Y
070 O020200 N
070 P010200 Y
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200         0
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<PAGE>      PAGE  15
072EE000200        0
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008 A000301 ATLAS ADVISERS, INC.
008 B000301 A
008 C000301 801-30489
008 D010301 SAN LEANDRO
008 D020301 CA
008 D030301 94577
008 A000302 BOSTON SAFE ADVISORS, INC.
008 B000302 S
008 C000302 801-14158
008 D010302 BOSTON
008 D020302 MA
008 D030302 02108
015 A000301 INVESTORS BANK & TRUST CO.
<PAGE>      PAGE  16
015 B000301 C
015 C010301 BOSTON
015 C020301 MA
015 C030301 02205
015 E010301 X
015 A000302 CHEMICAL BANK
015 B000302 S
015 C010302 NEW YORK
015 C020302 NY
015 C030302 10172
015 E010302 X
015 A000303 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B000303 S
015 C010303 NEW YORK
015 C020303 NY
015 C030303 10015
015 E010303 X
015 A000304 BANKERS TRUST CO.
015 B000304 S
015 C010304 NEW YORK
015 C020304 NY
015 C030304 10015
015 E010304 X
015 A000305 IRVING TRUST CO.
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015 C010305 NEW YORK
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015 C030305 10015
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<PAGE>      PAGE  17
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<PAGE>      PAGE  18
060 B000300 Y
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<PAGE>      PAGE  19
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<PAGE>      PAGE  24
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<PAGE>      PAGE  29
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<PAGE>      PAGE  34
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028 G040700     22389
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034  000700 Y
035  000700      3
036 A000700 N
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042 B000700   0
042 C000700   0
042 D000700 100
042 E000700   0
042 F000700   0
042 G000700   0
042 H000700   0
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044  000700      0
045  000700 Y
046  000700 N
047  000700 Y
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048 G010700        0
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048 I010700        0
048 I020700 0.000
048 J010700        0
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048 K020700 0.475
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059  000700 Y
060 A000700 Y
060 B000700 Y
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<PAGE>      PAGE  38
062 A000700 Y
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062 D000700   0.0
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062 F000700   0.0
062 G000700   0.0
062 H000700   0.0
062 I000700   0.0
062 J000700   0.0
062 K000700   0.0
062 L000700   0.0
062 M000700   0.0
062 N000700   0.0
062 O000700   0.0
062 P000700   0.0
062 Q000700   0.0
062 R000700   0.0
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063 B000700  0.0
064 A000700 Y
064 B000700 N
066 A000700 N
067  000700 N
068 A000700 N
068 B000700 N
069  000700 N
070 A010700 N
070 A020700 N
070 B010700 N
070 B020700 N
070 C010700 N
070 C020700 N
070 D010700 N
070 D020700 N
070 E010700 N
070 E020700 N
070 F010700 N
070 F020700 N
070 G010700 N
070 G020700 N
070 H010700 N
070 H020700 N
070 I010700 N
070 I020700 N
070 J010700 N
070 J020700 N
070 K010700 N
070 K020700 N
070 L010700 N
070 L020700 N
<PAGE>      PAGE  39
070 M010700 N
070 M020700 N
070 N010700 N
070 N020700 N
070 O010700 Y
070 O020700 N
070 P010700 N
070 P020700 N
070 Q010700 N
070 Q020700 N
070 R010700 N
070 R020700 N
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<PAGE>      PAGE  40
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008 A001101 ATLAS ADVISERS, INC.
008 B001101 A
008 C001101 801-30489
008 D011101 SAN LEANDRO
008 D021101 CA
008 D031101 94577
008 A001102 OPPENHEIMERFUNDS, INC.
008 B001102 S
008 C001102 801-8253
008 D011102 NEW YORK
008 D021102 NY
008 D031102 10048
015 A001101 INVESTORS BANK & TRUST CO.
015 B001101 C
015 C011101 BOSTON
015 C021101 M
<PAGE>      PAGE  41
015 C031101 02205
015 E011101 X
015 A001102 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B001102 S
015 C011102 NEW YORK
015 C021102 NY
015 C031102 10015
015 E011102 X
015 A001103 CHEMICAL BANK
015 B001103 S
015 C011103 NEW YORK
015 C021103 NY
015 C031103 10172
015 E011103 X
015 A001104 IRVING TRUST CO.
015 B001104 S
015 C011104 NEW YORK
015 C021104 NY
015 C031104 10015
015 E011104 X
015 A001105 BANKERS TRUST CO.
015 B001105 S
015 C011105 NEW YORK
015 C021105 NY
015 C031105 10015
015 E011105 X
024  001100 N
025 A001101 PAINE WEBBER GROUP, INC.
025 B001101 13-2638166
025 C001101 D
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025 D001103       0
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025 D001106       0
025 D001107       0
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<PAGE>      PAGE  42
028 D021100         0
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034  001100 Y
035  001100     11
036 A001100 N
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042 A001100   0
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042 C001100   0
042 D001100 100
042 E001100   0
042 F001100   0
042 G001100   0
042 H001100   0
043  001100    284
044  001100      0
045  001100 Y
046  001100 N
047  001100 Y
048  001100  0.000
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048 A021100 0.700
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048 B021100 0.600
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048 D021100 0.000
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048 E021100 0.000
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048 F021100 0.000
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048 G021100 0.000
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048 H021100 0.000
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<PAGE>      PAGE  43
048 I021100 0.000
048 J011100        0
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048 K011100   500000
048 K021100 0.500
058 A001100 N
059  001100 Y
060 A001100 Y
060 B001100 Y
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062 P001100   0.0
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066 A001100 Y
066 B001100 N
066 C001100 N
066 D001100 N
066 E001100 Y
066 F001100 N
066 G001100 N
067  001100 Y
068 A001100 N
068 B001100 N
069  001100 N
070 A011100 Y
070 A021100 Y
070 B011100 Y
070 B021100 N
070 C011100 N
070 C021100 N
070 D011100 Y
070 D021100 N
070 E011100 N
070 E021100 N
070 F011100 Y
070 F021100 N
<PAGE>      PAGE  44
070 G011100 N
070 G021100 N
070 H011100 Y
070 H021100 N
070 I011100 N
070 I021100 N
070 J011100 Y
070 J021100 Y
070 K011100 N
070 K021100 N
070 L011100 Y
070 L021100 Y
070 M011100 Y
070 M021100 N
070 N011100 Y
070 N021100 N
070 O011100 Y
070 O021100 N
070 P011100 Y
070 P021100 N
070 Q011100 N
070 Q021100 N
070 R011100 N
070 R021100 N
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<PAGE>      PAGE  45
072 X001100     1147
072 Y001100        9
072 Z001100     3076
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008 A001201 ATLAS ADVISERS, INC.
008 B001201 A
008 C001201 801-30489
008 D011201 SAN LEANDRO
<PAGE>      PAGE  46
008 D021201 CA
008 D031201 94577
008 A001202 OPPENHEIMERFUNDS, INC.
008 B001202 S
008 C001202 801-8253
008 D011202 NEW YORK
008 D021202 NY
008 D031202 10048
015 A001201 INVESTORS BANK & TRUST CO.
015 B001201 C
015 C011201 BOSTON
015 C021201 MA
015 C031201 02205
015 E011201 X
015 A001202 CHEMICAL BANK
015 B001202 S
015 C011202 NEW YORK
015 C021202 NY
015 C031202 10172
015 E011202 X
015 A001203 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B001203 S
015 C011203 NEW YORK
015 C021203 NY
015 C031203 10015
015 E011203 X
015 A001204 IRVING TRUST CO.
015 B001204 S
015 C011204 NEW YORK
015 C021204 NY
015 C031204 10015
015 E011204 X
015 A001205 BANKERS TRUST CO.
015 B001205 S
015 C011205 NEW YORK
015 C021205 NY
015 C031205 10015
015 E011205 X
024  001200 N
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028 A021200         0
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028 B011200      1559
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028 B031200         0
028 B041200      1294
028 C011200      1663
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028 C031200         0
028 C041200      1179
<PAGE>      PAGE  47
028 D011200      2748
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028 E031200         0
028 E041200       885
028 F011200      2581
028 F021200     16655
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028 F041200       974
028 G011200     12073
028 G021200     16655
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028 G041200      6488
028 H001200         0
034  001200 Y
035  001200     19
036 A001200 N
036 B001200      0
042 A001200   0
042 B001200   0
042 C001200   0
042 D001200 100
042 E001200   0
042 F001200   0
042 G001200   0
042 H001200   0
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044  001200      0
045  001200 Y
046  001200 N
047  001200 Y
048  001200  0.000
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048 A021200 0.700
048 B011200   400000
048 B021200 0.600
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048 C021200 0.000
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048 D021200 0.000
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048 E021200 0.000
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048 F021200 0.000
048 G011200        0
048 G021200 0.000
048 H011200        0
048 H021200 0.000
<PAGE>      PAGE  48
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048 I021200 0.000
048 J011200        0
048 J021200 0.000
048 K011200   500000
048 K021200 0.500
058 A001200 N
059  001200 Y
060 A001200 Y
060 B001200 Y
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062 A001200 N
062 B001200   0.0
062 C001200   0.0
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062 H001200   0.0
062 I001200   0.0
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062 K001200   0.0
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062 M001200   0.0
062 N001200   0.0
062 O001200   0.0
062 P001200   0.0
062 Q001200   0.0
062 R001200   0.0
066 A001200 Y
066 B001200 N
066 C001200 Y
066 D001200 N
066 E001200 N
066 F001200 N
066 G001200 N
067  001200 N
068 A001200 N
068 B001200 N
069  001200 N
070 A011200 Y
070 A021200 Y
070 B011200 Y
070 B021200 N
070 C011200 N
070 C021200 N
070 D011200 Y
070 D021200 N
070 E011200 N
070 E021200 N
070 F011200 Y
<PAGE>      PAGE  49
070 F021200 N
070 G011200 N
070 G021200 N
070 H011200 Y
070 H021200 N
070 I011200 N
070 I021200 N
070 J011200 Y
070 J021200 N
070 K011200 N
070 K021200 N
070 L011200 Y
070 L021200 Y
070 M011200 Y
070 M021200 N
070 N011200 Y
070 N021200 N
070 O011200 Y
070 O021200 N
070 P011200 Y
070 P021200 Y
070 Q011200 N
070 Q021200 N
070 R011200 N
070 R021200 N
071 A001200    140316
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071 D001200  180
072 A001200 12
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072 H001200        0
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072 M001200        4
072 N001200        2
072 O001200        0
072 P001200        0
072 Q001200        0
072 R001200       16
072 S001200        0
072 T001200      285
072 U001200        0
072 V001200        0
<PAGE>      PAGE  50
072 W001200        3
072 X001200     1108
072 Y001200        5
072 Z001200     -114
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072DD011200        0
072DD021200        0
072EE001200    16816
073 A011200   0.0000
073 A021200   0.0000
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074 C001200        0
074 D001200        0
074 E001200        0
074 F001200   102827
074 G001200        0
074 H001200        0
074 I001200        0
074 J001200        0
074 K001200        0
074 L001200      425
074 M001200        0
074 N001200   117421
074 O001200        0
074 P001200        0
074 Q001200        0
074 R011200        0
074 R021200        0
074 R031200        0
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074 Y001200        0
075 A001200        0
075 B001200    89253
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008 A001301 ATLAS ADVISERS, INC.
008 B001301 A
008 C001301 801-30489
<PAGE>      PAGE  51
008 D011301 SAN LEANDRO
008 D021301 CA
008 D031301 94577
008 A001302 OPPENHEIMERFUNDS, INC.
008 B001302 S
008 C001302 801-8253
008 D011302 NEW YORK
008 D021302 NY
008 D031302 10048
015 A001301 INVESTORS BANK & TRUST CO.
015 B001301 C
015 C011301 BOSTON
015 C021301 MA
015 C031301 02205
015 E011301 X
015 A001302 CHEMICAL BANK
015 B001302 S
015 C011302 NEW YORK
015 C021302 NY
015 C031302 10172
015 E011302 X
015 A001303 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B001303 S
015 C011303 NEW YORK
015 C021303 NY
015 C031303 10015
015 E011303 X
015 A001304 IRVING TRUST CO.
015 B001304 S
015 C011304 NEW YORK
015 C021304 NY
015 C031304 10015
015 E011304 X
015 A001305 BANKERS TRUST CO.
015 B001305 S
015 C011305 NEW YORK
015 C021305 NY
015 C031305 10015
015 E011305 X
015 A001306 CITIBANK, N.A.
015 B001306 S
015 C011306 BUENOS AIRES
015 D011306 ARGENTINA
015 E041306 X
015 A001307 NATIONAL AUSTRALIA BANK LTD.
015 B001307 S
015 C011307 MELBOURNE
015 D011307 AUSTRALIA
015 E041307 X
015 A001308 BANK AUSTRIA
015 B001308 S
<PAGE>      PAGE  52
015 C011308 VIENNA
015 D011308 AUSTRIA
015 E041308 X
015 A001309 STANDARD CHARTERED EQUITOR
015 B001309 S
015 C011309 DHAKA
015 D011309 BANGLADESH
015 E041309 X
015 A001310 PARIBAS
015 B001310 S
015 C011310 BRUSSELS
015 D011310 BELGIUM
015 E041310 X
015 A001311 BARCLAYS BANK OF BOTSWANA
015 B001311 S
015 C011311 GABARONE
015 D011311 BOTSWANA
015 E041311 X
015 A001312 BANKBOSTON BRAZIL
015 B001312 S
015 C011312 SAO PAOLO
015 D011312 BRAZIL
015 E041312 X
015 A001313 ROYAL BANK OF CANADA
015 B001313 S
015 C011313 TORONTO
015 D011313 CANADA
015 E041313 X
015 A001314 BANK AUSTRIA
015 B001314 S
015 C011314 ZAGREB
015 D011314 CROATIA
015 E041314 X
015 A001315 CITIBANK S.A.
015 B001315 S
015 C011315 PRAGUE
015 D011315 CZECH REPUBLIC
015 E041315 X
015 A001316 UNIBANK A/S
015 B001316 S
015 C011316 COPENHAGEN
015 D011316 DENMARK
015 E041316 X
015 A001317 HANSABANK LTD.
015 B001317 S
015 C011317 TALINN
015 D011317 ESTONIA
015 E041317 X
015 A001318 EUROCLEAR
015 B001318 S
015 C011318 HELSINKI
<PAGE>      PAGE  53
015 D011318 FINLAND
015 E041318 X
015 A001319 PARIBAS
015 B001319 S
015 C011319 PARIS
015 D011319 FRANCE
015 E041319 X
015 A001320 EUROCLEAR
015 B001320 S
015 C011320 FRANKFURT
015 D011320 GERMANY
015 E041320 X
015 A001321 BARCLAYS BANK OF GHANA
015 B001321 S
015 C011321 ACCRA
015 D011321 GHANA
015 E041321 X
015 A001322 PARIBAS
015 B001322 S
015 C011322 ATHENS
015 D011322 GREECE
015 E041322 X
015 A001323 STANDARD CHARTERED BANK
015 B001323 S
015 C011323 HONG KONG
015 D011323 HONG KONG
015 E041323 X
015 A001324 CITIBANK N.A.
015 B001324 S
015 C011324 BUDAPEST
015 D011324 HUNGARY
015 E041324 X
015 A001325 EUROCLEAR
015 B001325 S
015 C011325 REYKJAVIK
015 D011325 ICELAND
015 E041325 X
015 A001326 STANDARD CHARTERED BANK
015 B001326 S
015 C011326 JAKARTA
015 D011326 INDONESIA
015 E041326 X
015 A001327 BANK OF IRELAND
015 B001327 S
015 C011327 DUBLIN
015 D011327 IRELAND
015 E041327 X
015 A001328 PARIBAS
015 B001328 S
015 C011328 ROME
015 D011328 ITALY
<PAGE>      PAGE  54
015 E041328 X
015 A001329 STANDARD CHARTERED BANK
015 B001329 S
015 C011329 TOKYO
015 D011329 JAPAN
015 E041329 X
015 A001330 CITIBANK N.A.
015 B001330 S
015 C011330 AMMAN
015 D011330 JORDAN
015 E041330 X
015 A001331 BARCLAYS BANK KENYA
015 B001331 S
015 C011331 NAIROBI
015 D011331 KENYA
015 E041331 X
015 A001332 STANDARD CHARTERED EQUITOR
015 B001332 S
015 C011332 SEOUL
015 D011332 SOUTH KOREA
015 E041332 X
015 A001333 HANSABANK, LATVIA
015 B001333 S
015 C011333 RIGA
015 D011333 LATVIA
015 E041333 X
015 A001334 VILNIAUS BANKAS, AB
015 B001334 S
015 C011334 VILNIAUS
015 D011334 LITHUANIA
015 E041334 X
015 A001335 EUROCLEAR
015 B001335 S
015 C011335 LUXEMBOURG
015 D011335 LUXEMBOURG
015 E041335 X
015 A001336 STANDARD CHARTERED BANK MALAYSIA BHD
015 B001336 S
015 C011336 KUALA LUMPUR
015 D011336 MALAYSIA
015 E041336 X
015 A001337 HONGKONG SHANGHAI BANKING CORP.
015 B001337 S
015 C011337 MAURITIUS
015 D011337 MAURITIUS
015 E041337 X
015 A001338 BANCOMER S.A.
015 B001338 S
015 C011338 MEXICO CITY
015 D011338 MEXICO
015 E041338 X
<PAGE>      PAGE  55
015 A001339 MEESPIERSON
015 B001339 S
015 C011339 AMSTERDAM
015 D011339 NETHERLANDS
015 E041339 X
015 A001340 NATIONAL NOMINEES LTD.
015 B001340 S
015 C011340 WELLINGTON
015 D011340 NEW ZEALAND
015 E041340 X
015 A001341 UNION BANK OF NORWAY
015 B001341 S
015 C011341 OSLO
015 D011341 NORWAY
015 E041341 X
015 A001342 HSBC BANK MIDDLE EAST
015 B001342 S
015 C011342 OMAN
015 D011342 OMAN
015 E041342 X
015 A001343 STANDARD CHARTERED BANK
015 B001343 S
015 C011343 KARACHI
015 D011343 PAKISTAN
015 E041343 X
015 A001344 CITIBANK N.A.
015 B001344 S
015 C011344 LIMA
015 D011344 PERU
015 E041344 X
015 A001345 STANDARD CHARTERED BANK
015 B001345 S
015 C011345 MANILA
015 D011345 PHILIPPINES
015 E041345 X
015 A001346 BANK POLSKA KASA OPIEKI
015 B001346 S
015 C011346 WARSZAWA
015 D011346 POLAND
015 E041346 X
015 A001347 CITIBAN PORTUGAL S.A.
015 B001347 S
015 C011347 LISBON
015 D011347 PORTUGAL
015 E041347 X
015 A001348 BANKAUSTRIA CREDITANSTALT
015 B001348 S
015 C011348 BUCHAREST
015 D011348 ROMANIA
015 E041348 X
015 A001349 STANDARD CHARTERED BANK
<PAGE>      PAGE  56
015 B001349 S
015 C011349 SINGAPORE
015 D011349 SINGAPORE
015 E041349 X
015 A001350 CESKOSLOVENSKA OBCHODNI BANK S.A.
015 B001350 S
015 C011350 BRATISLAVA
015 D011350 SLOVAK REPUBLIC
015 E041350 X
015 A001351 STANDARD BANK OF SOUTH AFRICA
015 B001351 S
015 C011351 JOHANNESBURG
015 D011351 SOUTH AFRICA
015 E041351 X
015 A001352 PARIBAS
015 B001352 S
015 C011352 MADRID
015 D011352 SPAIN
015 E041352 X
015 A001353 SVENSKA HANDELSBANKEN
015 B001353 S
015 C011353 STOCKHOLM
015 D011353 SWEDEN
015 E041353 X
015 A001354 BANK LEU
015 B001354 S
015 C011354 ZURICH
015 D011354 SWITZERLAND
015 E041354 X
015 A001355 STANDARD CHARTERED BANK
015 B001355 S
015 C011355 BANGKOK
015 D011355 THAILAND
015 E041355 X
015 A001356 MIDLAND BANK
015 B001356 S
015 C011356 LONDON
015 D011356 UNITED KINGDOM
015 E041356 X
015 A001357 BARCLAYS BANK OF ZIMBABWE LTD.
015 B001357 S
015 C011357 HARARE
015 D011357 ZIMBABWE
015 E041357 X
015 A001358 ANZ GRINDLAYS BANK S.A.
015 B001358 S
015 C011358 INDIA
015 D011358 INDIA
015 E041358 X
024  001300 Y
025 A001301 LEHMAN BROTHERS, INC.
<PAGE>      PAGE  57
025 B001301 13-2518466
025 C001301 E
025 D001301     813
025 D001302       0
025 D001303       0
025 D001304       0
025 D001305       0
025 D001306       0
025 D001307       0
025 D001308       0
028 A011300      1201
028 A021300         0
028 A031300         0
028 A041300       760
028 B011300      1288
028 B021300         0
028 B031300         0
028 B041300       687
028 C011300      1635
028 C021300         0
028 C031300         0
028 C041300       389
028 D011300      2829
028 D021300         0
028 D031300         0
028 D041300       257
028 E011300      2874
028 E021300         0
028 E031300         0
028 E041300       244
028 F011300      3403
028 F021300     11763
028 F031300         0
028 F041300      1044
028 G011300     13230
028 G021300     11763
028 G031300         0
028 G041300      3381
028 H001300         0
034  001300 Y
035  001300      7
036 A001300 N
036 B001300      0
042 A001300   0
042 B001300   0
042 C001300   0
042 D001300 100
042 E001300   0
042 F001300   0
042 G001300   0
042 H001300   0
<PAGE>      PAGE  58
043  001300    157
044  001300      0
045  001300 Y
046  001300 N
047  001300 Y
048  001300  0.000
048 A011300   100000
048 A021300 0.800
048 B011300   400000
048 B021300 0.750
048 C011300        0
048 C021300 0.000
048 D011300        0
048 D021300 0.000
048 E011300        0
048 E021300 0.000
048 F011300        0
048 F021300 0.000
048 G011300        0
048 G021300 0.000
048 H011300        0
048 H021300 0.000
048 I011300        0
048 I021300 0.000
048 J011300        0
048 J021300 0.000
048 K011300   500000
048 K021300 0.700
058 A001300 N
059  001300 Y
060 A001300 Y
060 B001300 Y
061  001300     2500
062 A001300 N
062 B001300   0.0
062 C001300   0.0
062 D001300   0.0
062 E001300   0.0
062 F001300   0.0
062 G001300   0.0
062 H001300   0.0
062 I001300   0.0
062 J001300   0.0
062 K001300   0.0
062 L001300   0.0
062 M001300   0.0
062 N001300   0.0
062 O001300   0.0
062 P001300   0.0
062 Q001300   0.0
062 R001300   0.0
<PAGE>      PAGE  59
066 A001300 Y
066 B001300 N
066 C001300 Y
066 D001300 N
066 E001300 N
066 F001300 N
066 G001300 N
067  001300 N
068 A001300 N
068 B001300 Y
069  001300 N
070 A011300 Y
070 A021300 Y
070 B011300 Y
070 B021300 N
070 C011300 Y
070 C021300 N
070 D011300 Y
070 D021300 N
070 E011300 Y
070 E021300 Y
070 F011300 Y
070 F021300 Y
070 G011300 Y
070 G021300 N
070 H011300 Y
070 H021300 N
070 I011300 N
070 I021300 N
070 J011300 Y
070 J021300 Y
070 K011300 Y
070 K021300 Y
070 L011300 Y
070 L021300 Y
070 M011300 Y
070 M021300 Y
070 N011300 Y
070 N021300 N
070 O011300 Y
070 O021300 N
070 P011300 Y
070 P021300 Y
070 Q011300 N
070 Q021300 N
070 R011300 N
070 R021300 N
071 A001300     49435
071 B001300     50376
071 C001300     47898
071 D001300  103
<PAGE>      PAGE  60
072 A001300 12
072 B001300      104
072 C001300      735
072 D001300        0
072 E001300        0
072 F001300      399
072 G001300        0
072 H001300        0
072 I001300       68
072 J001300      125
072 K001300        0
072 L001300       11
072 M001300        2
072 N001300        4
072 O001300        0
072 P001300        0
072 Q001300        0
072 R001300       15
072 S001300        0
072 T001300      156
072 U001300        0
072 V001300        0
072 W001300        2
072 X001300      782
072 Y001300       10
072 Z001300       67
072AA001300    12015
072BB001300        0
072CC011300    14154
072CC021300        0
072DD011300        0
072DD021300        0
072EE001300    11841
073 A011300   0.0000
073 A021300   0.0000
073 B001300   3.4100
073 C001300   0.0000
074 A001300        0
074 B001300     9327
074 C001300        0
074 D001300        0
074 E001300        0
074 F001300    67652
074 G001300        0
074 H001300        0
074 I001300        0
074 J001300     2113
074 K001300        0
074 L001300      264
074 M001300        0
074 N001300    79356
<PAGE>      PAGE  61
074 O001300      442
074 P001300        0
074 Q001300        0
074 R011300        0
074 R021300        0
074 R031300        0
074 R041300      179
074 S001300        0
074 T001300    78735
074 U011300     3647
074 U021300      449
074 V011300    19.28
074 V021300    18.79
074 W001300   0.0000
074 X001300     4051
074 Y001300        0
075 A001300        0
075 B001300    49973
076  001300     0.00
008 A001401 ATLAS ADVISERS, INC.
008 B001401 A
008 C001401 801-30489
008 D011401 SAN LEANDRO
008 D021401 CA
008 D031401 94577
008 A001402 OPPENHEIMERFUNDS, INC.
008 B001402 S
008 C001402 801-8253
008 D011402 NEW YORK
008 D021402 NY
008 D031402 10048
015 A001401 INVESTORS BANK & TRUST CO.
015 B001401 C
015 C011401 BOSTON
015 C021401 MA
015 C031401 02205
015 E011401 X
015 A001402 CHEMICAL BANK
015 B001402 S
015 C011402 NEW YORK
015 C021402 NY
015 C031402 10172
015 E011402 X
015 A001403 MORGAN GUARANTY TRUST CO. OF NEW YORK
015 B001403 S
015 C011403 NEW YORK
015 C021403 NY
015 C031403 10015
015 E011403 X
015 A001404 IRVING TRUST CO.
015 B001404 S
<PAGE>      PAGE  62
015 C011404 NEW YORK
015 C021404 NY
015 C031404 10015
015 E011404 X
015 A001405 BANKERS TRUST CO.
015 B001405 S
015 C011405 NEW YORK
015 C021405 NY
015 C031405 10015
015 E011405 X
015 A001406 CITIBANK N.A.
015 B001406 S
015 C011406 BUENOS AIRES
015 D011406 ARGENTINA
015 E041406 X
015 A001407 NATIONAL AUSTRALIA BANK LTD.
015 B001407 S
015 C011407 MELBOURNE
015 D011407 AUSTRALIA
015 E041407 X
015 A001408 BANK AUSTRIA
015 B001408 S
015 C011408 VIENNA
015 D011408 AUSTRIA
015 E041408 X
015 A001409 STANDARD CHARTERED BANK
015 B001409 S
015 C011409 DHAKA
015 D011409 BANGLADESH
015 E041409 X
015 A001410 PARIBAS
015 B001410 S
015 C011410 BRUSSELS
015 D011410 BELGIUM
015 E041410 X
015 A001411 BARCLAYS BANK OF BOTSWANA
015 B001411 S
015 C011411 GABARONE
015 D011411 BOTSWANA
015 E041411 X
015 A001412 BANKBOSTON BRAZIL
015 B001412 S
015 C011412 SAO PAULO
015 D011412 BRAZIL
015 E041412 X
015 A001413 ROYAL BANK OF CANADA
015 B001413 S
015 C011413 TORONTO
015 D011413 CANADA
015 E041413 X
015 A001414 ING BANK
<PAGE>      PAGE  63
015 B001414 S
015 C011414 SOFIA
015 D011414 BULGARIA
015 E041414 X
015 A001415 CITITRUST COLOMBIA S.A.
015 B001415 S
015 C011415 BOGOTA
015 D011415 COLOMBIA
015 E041415 X
015 A001416 BANK AUSTRIA AG
015 B001416 S
015 C011416 ZAGREB
015 D011416 CROATIA
015 E041416 X
015 A001417 CITIBANK S.A.
015 B001417 S
015 C011417 PRAGUE
015 D011417 CZECH REPUBLIC
015 E041417 X
015 A001418 UNIBANK A/S
015 B001418 S
015 C011418 COPENHAGEN
015 D011418 DENMARK
015 E041418 X
015 A001419 CITIBANK A.S.
015 B001419 S
015 C011419 QUITO
015 D011419 ECUADOR
015 E041419 X
015 A001420 HANSABANK
015 B001420 S
015 C011420 TALLINN
015 D011420 ESTONIA
015 E041420 X
015 A001421 EUROCLEAR
015 B001421 S
015 C011421 HELSINKI
015 D011421 FINLAND
015 E041421 X
015 A001422 PARIBAS
015 B001422 S
015 C011422 PARIS
015 D011422 FRANCE
015 E041422 X
015 A001423 EUROCLEAR
015 B001423 S
015 C011423 FRANKFURT
015 D011423 GERMANY
015 E041423 X
015 A001424 BARCLAYS BANK OF GHANA
015 B001424 S
<PAGE>      PAGE  64
015 C011424 ACCRA
015 D011424 GHANA
015 E041424 X
015 A001425 PARIBAS
015 B001425 S
015 C011425 ATHENS
015 D011425 GREECE
015 E041425 X
015 A001426 STANDARD CHARTERED BANK
015 B001426 S
015 C011426 HONG KONG
015 D011426 HONGKONG
015 E041426 X
015 A001427 CITIBANK N.A.
015 B001427 S
015 C011427 BUDAPEST
015 D011427 HUNGARY
015 E041427 X
015 A001428 EUROCLEAR
015 B001428 S
015 C011428 REYKJAVIK
015 D011428 ICELAND
015 E041428 X
015 A001429 ANZ GRINDLAYS BANK
015 B001429 S
015 C011429 MUMBAI
015 D011429 INDIA
015 E041429 X
015 A001430 STANDARD CHARTERED BANK
015 B001430 S
015 C011430 JAKARTA
015 D011430 INDONESIA
015 E041430 X
015 A001431 BANK OF IRELAND
015 B001431 S
015 C011431 DUBLIN
015 D011431 IRELAND
015 E041431 X
015 A001432 PARIBAS
015 B001432 S
015 C011432 ROME
015 D011432 ITALY
015 E041432 X
015 A001433 STANDARD CHARTERED BANK
015 B001433 S
015 C011433 TOKYO
015 D011433 JAPAN
015 E041433 X
015 A001434 CITIBANK N.A.
015 B001434 S
015 C011434 AMMAN
<PAGE>      PAGE  65
015 D011434 JORDAN
015 E041434 X
015 A001435 BARCLAYS BANK KENYA
015 B001435 S
015 C011435 NAIROBI
015 D011435 KENYA
015 E041435 X
015 A001436 HANSABANK, LATVIA
015 B001436 S
015 C011436 RIGA
015 D011436 LATVIA
015 E041436 X
015 A001437 VILNIAUS BANKAS AB
015 B001437 S
015 C011437 VILNIAUS
015 D011437 LITHUANIA
015 E041437 X
015 A001438 EUROCLEAR
015 B001438 S
015 C011438 LUXEMBOURG
015 D011438 LUXEMBOURG
015 E041438 X
015 A001439 STANDARD CHARTERED BANK MALAYSIA BHD
015 B001439 S
015 C011439 KUALA LUMPUR
015 D011439 MALAYSIA
015 E041439 X
015 A001440 HONGKONG SHANGHAI BANKING CORP.
015 B001440 S
015 C011440 MAURITIUS
015 D011440 MAURITIUS
015 E041440 X
015 A001441 BANCOMER S.A.
015 B001441 S
015 C011441 MEXICO CITY
015 D011441 MEXICO
015 E041441 X
015 A001442 MEESPIERSON
015 B001442 S
015 C011442 AMSTERDAM
015 D011442 NETHERLANDS
015 E041442 X
015 A001443 NATIONAL NOMINEES LTD.
015 B001443 S
015 C011443 WELLINGTON
015 D011443 NEW ZEALAND
015 E041443 X
015 A001444 UNION BANK OF NORWAY
015 B001444 S
015 C011444 OSLO
015 D011444 NORWAY
<PAGE>      PAGE  66
015 E041444 X
015 A001445 HSBC BANK MIDDLE EAST
015 B001445 S
015 C011445 OMAN
015 D011445 OMAN
015 E041445 X
015 A001446 STANDARD CHARTERED BANK
015 B001446 S
015 C011446 KARACHI
015 D011446 PAKISTAN
015 E041446 X
015 A001447 CITIBANK N.A.
015 B001447 S
015 C011447 LIMA
015 D011447 PERU
015 E041447 X
015 A001448 STANDARD CHARTERED BANK
015 B001448 S
015 C011448 MANILA
015 D011448 PHILIPPINES
015 E041448 X
015 A001449 CITIBANK PORTUGAL S.A.
015 B001449 S
015 C011449 LISBON
015 D011449 PORTUGAL
015 E041449 X
015 A001450 BANK AUSTRIA CREDITANSTALT
015 B001450 S
015 C011450 BUCHAREST
015 D011450 ROMANIA
015 E041450 X
015 A001451 CREDIT SUISSE MOSCOW
015 B001451 S
015 C011451 MOSCOW
015 D011451 RUSSIA
015 E041451 X
015 A001452 STANDARD CHARTERED BANK
015 B001452 S
015 C011452 SINGAPORE
015 D011452 SINGAPORE
015 E041452 X
015 A001453 CESKOSLOVENSKA OBCHODNI BANK S.A.
015 B001453 S
015 C011453 BRATISLAVA
015 D011453 REPUBLIC
015 E041453 X
015 A001454 STANDARD BANK OF SOUTH AFRICA
015 B001454 S
015 C011454 JOHANNESBURG
015 D011454 SOUTH AFRICA
015 E041454 X
<PAGE>      PAGE  67
015 A001455 PARIBAS
015 B001455 S
015 C011455 MADRID
015 D011455 SPAIN
015 E041455 X
015 A001456 SVENSKA HANDELSBANKEN
015 B001456 S
015 C011456 STOCKHOLM
015 D011456 SWEDEN
015 E041456 X
015 A001457 BANK LEU
015 B001457 S
015 C011457 ZURICH
015 D011457 SWITZERLAND
015 E041457 X
015 A001458 STANDARD CHARTERED BANK
015 B001458 S
015 C011458 BANGKOK
015 D011458 THAILAND
015 E041458 X
015 A001459 OSMANLI BANKASI ("OTTOMAN BANK")
015 B001459 S
015 C011459 ISTANBUL
015 D011459 TURKEY
015 E041459 X
015 A001460 MIDLAND BANK
015 B001460 S
015 C011460 LONDON
015 D011460 UNITED KINGDOM
015 E041460 X
015 A001461 CITIBANK N.A.
015 B001461 S
015 C011461 CARACAS
015 D011461 VENEZUELA
015 E041461 X
015 A001462 BARCLAYS BANK OF ZIMBABWE LTD.
015 B001462 S
015 C011462 HARARE
015 D011462 ZIMBABWE
015 E041462 X
015 A001463 BANK POLSKA KASA OPIEKI
015 B001463 S
015 C011463 WARSZAWA
015 D011463 POLAND
015 E041463 X
024  001400 N
028 A011400      2888
028 A021400       223
028 A031400         0
028 A041400      1934
028 B011400      2057
<PAGE>      PAGE  68
028 B021400       265
028 B031400         0
028 B041400      2121
028 C011400      2224
028 C021400       239
028 C031400         0
028 C041400      2528
028 D011400      1941
028 D021400       238
028 D031400         0
028 D041400      2076
028 E011400      2055
028 E021400       241
028 E031400         0
028 E041400      1324
028 F011400      2466
028 F021400       236
028 F031400         0
028 F041400      1649
028 G011400     13631
028 G021400      1442
028 G031400         0
028 G041400     11632
028 H001400         0
034  001400 Y
035  001400     24
036 A001400 N
036 B001400      0
042 A001400   0
042 B001400   0
042 C001400   0
042 D001400 100
042 E001400   0
042 F001400   0
042 G001400   0
042 H001400   0
043  001400     94
044  001400      0
045  001400 Y
046  001400 N
047  001400 Y
048  001400  0.000
048 A011400   100000
048 A021400 0.750
048 B011400   400000
048 B021400 0.700
048 C011400        0
048 C021400 0.000
048 D011400        0
048 D021400 0.000
048 E011400        0
<PAGE>      PAGE  69
048 E021400 0.000
048 F011400        0
048 F021400 0.000
048 G011400        0
048 G021400 0.000
048 H011400        0
048 H021400 0.000
048 I011400        0
048 I021400 0.000
048 J011400        0
048 J021400 0.000
048 K011400   500000
048 K021400 0.650
058 A001400 N
059  001400 Y
060 A001400 Y
060 B001400 Y
061  001400     2500
062 A001400 Y
062 B001400   0.0
062 C001400   0.0
062 D001400   1.0
062 E001400   0.0
062 F001400   0.0
062 G001400   0.0
062 H001400   0.0
062 I001400   0.0
062 J001400   0.0
062 K001400   0.0
062 L001400   0.0
062 M001400  10.4
062 N001400  20.1
062 O001400   0.0
062 P001400  44.0
062 Q001400  24.2
062 R001400   1.9
063 A001400   0
063 B001400 13.0
064 A001400 Y
064 B001400 N
066 A001400 N
067  001400 N
068 A001400 N
068 B001400 N
069  001400 N
070 A011400 Y
070 A021400 Y
070 B011400 Y
070 B021400 N
070 C011400 Y
070 C021400 Y
<PAGE>      PAGE  70
070 D011400 Y
070 D021400 Y
070 E011400 Y
070 E021400 Y
070 F011400 Y
070 F021400 Y
070 G011400 Y
070 G021400 N
070 H011400 Y
070 H021400 N
070 I011400 N
070 I021400 N
070 J011400 Y
070 J021400 Y
070 K011400 Y
070 K021400 N
070 L011400 Y
070 L021400 Y
070 M011400 Y
070 M021400 Y
070 N011400 Y
070 N021400 N
070 O011400 Y
070 O021400 N
070 P011400 Y
070 P021400 Y
070 Q011400 N
070 Q021400 N
070 R011400 N
070 R021400 N
071 A001400     90332
071 B001400     84898
071 C001400     70973
071 D001400  120
072 A001400 12
072 B001400     6663
072 C001400      114
072 D001400        0
072 E001400        0
072 F001400      531
072 G001400        0
072 H001400        0
072 I001400       89
072 J001400      142
072 K001400        0
072 L001400        9
072 M001400        3
072 N001400        4
072 O001400        0
072 P001400        0
072 Q001400        0
<PAGE>      PAGE  71
072 R001400       27
072 S001400        0
072 T001400      207
072 U001400        0
072 V001400        0
072 W001400        3
072 X001400     1015
072 Y001400      155
072 Z001400     5917
072AA001400        0
072BB001400     1920
072CC011400        0
072CC021400     2644
072DD011400     5399
072DD021400      458
072EE001400        0
073 A011400   0.4000
073 A021400   0.3700
073 B001400   0.0000
073 C001400   0.0000
074 A001400        2
074 B001400        0
074 C001400        0
074 D001400    72295
074 E001400     1171
074 F001400      223
074 G001400        0
074 H001400        0
074 I001400        0
074 J001400       49
074 K001400        0
074 L001400     1553
074 M001400        4
074 N001400    75297
074 O001400     2373
074 P001400        0
074 Q001400        0
074 R011400        0
074 R021400        0
074 R031400        5
074 R041400      416
074 S001400        0
074 T001400    72503
074 U011400    14395
074 U021400     1134
074 V011400     4.67
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SIGNATURE   LARRY E. LACASSE
TITLE       GRP. SR. V.PRESIDENT



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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000830144
<NAME> ATLAS ASSETS, INC.
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000830144
<NAME> ATLAS ASSETS, INC.
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<TABLE> <S> <C>

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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000830144
<NAME> ATLAS ASSETS, INC.
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000830144
<NAME> ATLAS ASSETS, INC.
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</TABLE>

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<NAME> ATLAS ASSETS, INC.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
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<NAME> ATLAS ASSETS, INC.
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000830144
<NAME> ATLAS ASSETS, INC.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

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<CIK> 0000830144
<NAME> ATLAS ASSETS, INC.
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<NET-ASSETS>                                     21514
<DIVIDEND-INCOME>                                    7
<INTEREST-INCOME>                                   52
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     244
<NET-INVESTMENT-INCOME>                          (185)
<REALIZED-GAINS-CURRENT>                          2405
<APPREC-INCREASE-CURRENT>                         3567
<NET-CHANGE-FROM-OPS>                             5787
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                            84
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                              8
<NUMBER-OF-SHARES-REDEEMED>                         58
<SHARES-REINVESTED>                                  5
<NET-CHANGE-IN-ASSETS>                           (545)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                       (1336)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              122
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    286
<AVERAGE-NET-ASSETS>                              1566
<PER-SHARE-NAV-BEGIN>                            13.60
<PER-SHARE-NII>                                 (0.23)
<PER-SHARE-GAIN-APPREC>                           5.90
<PER-SHARE-DIVIDEND>                              0.00
<PER-SHARE-DISTRIBUTIONS>                       (0.83)
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              18.44
<EXPENSE-RATIO>                                   2.16


</TABLE>

INDEPENDENT AUDITORS' REPORT

Audit Committee
Atlas Assets, Inc.:

In planning and performing our audit of the financial
statements of Atlas Assets, Inc. (the "Funds") (including
the Atlas U.S. Treasury Money Fund, Atlas California
Municipal Money Fund, Atlas National Municipal Money Fund,
Atlas California Municipal Bond Fund, Atlas National
Municipal Bond Fund, Atlas U.S. Government and Mortgage
Securities Fund, Atlas Strategic Income Fund, Atlas Balanced
Fund, Atlas Growth and Income Fund, Atlas Strategic Growth
Fund, Atlas Global Growth Fund, and Atlas Emerging Growth
Fund) for the year ended December 31, 1999 (on which we have
issued our report dated February 11, 2000), we considered
its internal control, including control activities for
safeguarding securities, in order to determine our auditing
procedures for the purpose of expressing our opinion on the
financial statements and to comply with the requirements of
Form N-SAR, and not to provide assurance on the Funds'
internal control.

The management of the Fund is responsible for establishing
and maintaining internal control. In fulfilling this
responsibility, estimates and judgments by management are
required to assess the expected benefits and related costs
of controls. Generally, controls that are relevant to an
audit pertain to the entity's objective of preparing
financial statements for external purposes that are fairly
presented in conformity with generally accepted accounting
principles. Those controls include the safeguarding of
assets against unauthorized acquisition, use, or
disposition.

Because of inherent limitations in any internal control,
misstatements due to error or fraud may occur and not be
detected. Also, projections of any evaluation of internal
control to future periods are subject to the risk that the
internal control may become inadequate because of changes in
conditions, or that the degree of compliance with policies
or procedures may deteriorate.

Our consideration of the Funds' internal control would not
necessarily disclose all matters in the internal control
that might be material weaknesses under standards
established by the American Institute of Certified Public
Accountants. A material weakness is a condition in which the
design or operation of one or more of the internal control
components does not reduce to a relatively low level the
risk that misstatements caused by error or fraud in amounts
that would be material in relation to the financial
statements being audited may occur and not be detected
within a timely period by employees in the normal course of
performing their assigned functions. However, we noted no
matters involving the Funds' internal control and its
operation, including controls for safeguarding securities,
that we consider to be material weaknesses as defined above
as of December 31, 1999.

This report is intended solely for the information and use
of management, the Audit Committee,    and the Securities
and Exchange Commission and is not intended to be and should
not be used by anyone other than these specified parties.




/s/ Deloitte & Touche LLP
Deloitte & Touche LLP
Oakland, California
February 11, 2000



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