<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM 2000 SECOND
QUARTER 10-Q
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,493
<INT-BEARING-DEPOSITS> 29
<FED-FUNDS-SOLD> 1,223
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 10,529
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 87,884
<ALLOWANCE> 1,063
<TOTAL-ASSETS> 106,001
<DEPOSITS> 71,902
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,353
<LONG-TERM> 20,471
0
0
<COMMON> 2,990
<OTHER-SE> 9,285
<TOTAL-LIABILITIES-AND-EQUITY> 106,001
<INTEREST-LOAN> 3,527
<INTEREST-INVEST> 348
<INTEREST-OTHER> 27
<INTEREST-TOTAL> 3,902
<INTEREST-DEPOSIT> 1,203
<INTEREST-EXPENSE> 1,802
<INTEREST-INCOME-NET> 2,100
<LOAN-LOSSES> 6
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,325
<INCOME-PRETAX> 1,156
<INCOME-PRE-EXTRAORDINARY> 809
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 809
<EPS-BASIC> 1.35
<EPS-DILUTED> 1.34
<YIELD-ACTUAL> 4.30
<LOANS-NON> 20
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,055
<CHARGE-OFFS> 10
<RECOVERIES> 12
<ALLOWANCE-CLOSE> 1,063
<ALLOWANCE-DOMESTIC> 572
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 491
</TABLE>