BSB BANCORP INC
10-Q, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
Previous: BSB BANCORP INC, 10-Q, EX-2.4, 2000-08-14
Next: OREGON STEEL MILLS INC, 10-Q, 2000-08-14



<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          60,400
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 7,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    370,861
<INVESTMENTS-CARRYING>                          11,269
<INVESTMENTS-MARKET>                           382,255
<LOANS>                                      1,798,087
<ALLOWANCE>                                     33,936
<TOTAL-ASSETS>                               2,288,540
<DEPOSITS>                                   1,932,966
<SHORT-TERM>                                   134,438
<LIABILITIES-OTHER>                              6,414
<LONG-TERM>                                     52,978
                                0
                                          0
<COMMON>                                           114
<OTHER-SE>                                     161,630
<TOTAL-LIABILITIES-AND-EQUITY>               2,288,540
<INTEREST-LOAN>                                 81,157
<INTEREST-INVEST>                               13,458
<INTEREST-OTHER>                                    22
<INTEREST-TOTAL>                                94,637
<INTEREST-DEPOSIT>                              43,274
<INTEREST-EXPENSE>                               5,405
<INTEREST-INCOME-NET>                           45,958
<LOAN-LOSSES>                                    9,559
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 23,427
<INCOME-PRETAX>                                 19,789
<INCOME-PRE-EXTRAORDINARY>                      19,789
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    12,067
<EPS-BASIC>                                       1.18
<EPS-DILUTED>                                     1.17
<YIELD-ACTUAL>                                    8.85
<LOANS-NON>                                        505
<LOANS-PAST>                                     9,981
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                29,134
<CHARGE-OFFS>                                    6,051
<RECOVERIES>                                     1,294
<ALLOWANCE-CLOSE>                               33,936
<ALLOWANCE-DOMESTIC>                            33,936
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission