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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 80,253
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 377,485
<INVESTMENTS-CARRYING> 9,536
<INVESTMENTS-MARKET> 387,149
<LOANS> 1,816,167
<ALLOWANCE> 41,756
<TOTAL-ASSETS> 2,315,926
<DEPOSITS> 1,897,351
<SHORT-TERM> 180,440
<LIABILITIES-OTHER> 23,643
<LONG-TERM> 52,968
<COMMON> 115
0
0
<OTHER-SE> 161,409
<TOTAL-LIABILITIES-AND-EQUITY> 2,315,926
<INTEREST-LOAN> 124,171
<INTEREST-INVEST> 20,076
<INTEREST-OTHER> 52
<INTEREST-TOTAL> 144,299
<INTEREST-DEPOSIT> 66,582
<INTEREST-EXPENSE> 8,374
<INTEREST-INCOME-NET> 69,343
<LOAN-LOSSES> 26,808
<SECURITIES-GAINS> 9
<EXPENSE-OTHER> 36,161
<INCOME-PRETAX> 16,894
<INCOME-PRE-EXTRAORDINARY> 16,894
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 10,402
<EPS-BASIC> 1.01
<EPS-DILUTED> 1.00
<YIELD-ACTUAL> 8.95
<LOANS-NON> 720
<LOANS-PAST> 32,360
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 29,134
<CHARGE-OFFS> 15,919
<RECOVERIES> 1,733
<ALLOWANCE-CLOSE> 41,756
<ALLOWANCE-DOMESTIC> 41,756
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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