<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): September 13, 1999
------------------
Chase Mortgage Finance Corporation
- --------------------------------------------------------------------------------
(Exact name of registrant specified in Charter)
Delaware 333-76801 52-1495132
- --------------------------------------------------------------------------------
(State or other (Commission (IRS Employer
jurisdiction of File Number) Identification No.)
incorporation)
343 Thornall Street
Edison, NJ 08837
- --------------------------------------------------------------------------------
(Address of principal executive offices) Zip Code
Registrant's telephone, including area code: (732) 205-0600
Not Applicable
- --------------------------------------------------------------------------------
(Former name and former address, if changed since last report)
<PAGE>
ITEM 5. Other Events
-------------
Filing of Collateral Term Sheets
--------------------------------
Attached as Exhibit 99.1 are Collateral Term Sheets prepared by Chase
Mortgage Finance Corporation in connection with the offering of Chase Mortgage
Finance Corporation Multi-Class Mortgage Pass-Through Certificates, Series
1999-S13.
<PAGE>
ITEM 7. Financial Statements and Exhibits
---------------------------------
(c) Exhibits
Item 601(a)
of Regulation S-K
Exhibit No. Description
- ----------- -----------
(99.1) Collateral Term Sheets
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CHASE MORTGAGE FINANCE CORPORATION
Date: September 13, 1999 By: /s/ Eileen A. Lindblom
--------------------------------
Name: Eileen A. Lindblom
Title: Vice President
<PAGE>
INDEX TO EXHIBITS
Exhibit No. Description
- ----------- -----------
(99.1) Collateral Term Sheets
<PAGE>
Chase Manhattan Mortgage Corporation - Pool Summary
<TABLE>
<CAPTION>
Count Original Balance Current Balance Average Original Bal
----- ---------------- --------------- --------------------
520 156,606,849.00 158,416,992.19 305,013.17
Gross WAC Gross Adjustments WA Gross Rate Sched. WAM Actual WAM WALTV WALA
--------- ----------------- ------------- ---------- ---------- ----- ----
7.247 .000 7.247 179.019 178.781 67.824 .133
STATE DISTRIBUTION LOAN AMORTIZATION DISTRIBUTION
------------------ ------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
State Count Balance Percent Actual Months to Maturity Count Balance Percent
- ----- ----- ------- ------- ------------------------- ----- ------- -------
CA 61 25,786,870.01 16.28 1-24 Months (1 Mo-2 Years) 0 .00 .00
CT 5 1,643,725.43 1.04 25-48 Months (2-4 Years) 0 .00 .00
FL 67 19,009,804.33 12.00 49-72 Months (4-6 Years) 0 .00 .00
IL 18 6,895,627.08 4.35 73-96 Months (6-8 Years) 0 .00 .00
NJ 26 8,410,560.23 5.31 97-120 Months (8-10 Years) 8 2,239,236.60 1.41
NY 112 33,153,533.15 20.93 121-144 Months (10-12 Years) 0 .00 .00
TX 43 14,859,122.05 9.38 145-168 Months (12-14 Years) 0 .00 .00
Other 188 48,657,749.91 30.71 169-192 Months (14-16 Years) 512 156,177,755.59 98.59
- ------------------------------------------------ 193-216 Months (16-18 Years) 0 .00 .00
TOTAL: 520 158,416,992.19 100.00 217-240 Months (18-20 Years) 0 .00 .00
241-264 Months (20-22 Years) 0 .00 .00
DOC TYPE DISTRIBUTION 265-288 Months (22-24 Years) 0 .00 .00
--------------------- 289-312 Months (24-26 Years) 3 .00 .00
313-336 Months (26-28 Years) 0 .00 .00
Doc Type Count Balance Percent 337+ Months (28+ Years) 0 .00 .00
- -------- ----- ------- ------- -----------------------------------------------------------------
FULL 347 127,880,249.98 80.72 TOTAL: 520 158,416,992.19 100.00
NIV 173 30,536,742.21 19.28
NO RATIO 0 .00 .00
NINA 0 .00 .00 LOAN 1st PAYMENT DISTRIBUTION
ALT 0 .00 .00 -----------------------------
Other 0 .00 .00
- ------------------------------------------------ 1st Payment Date Count Balance Percent
TOTAL: 520 158,416,992.19 100.00 ---------------- ----- ------- -------
0 Months Old 437 134,559,801.00 84.94
PROPERTY TYPE DISTRIBUTION 1 Month Old 56 15,844,134.77 10.00
-------------------------- 2 Months Old 15 4,049,997.25 2.56
3 Months Old 10 3,346,725.95 2.11
Property Type Count Balance Percent 4 Months Old 1 175,982.69 .11
- ------------- ----- ------- ------- 5 Months Old 1 440,350.53 .28
Single Family 353 105,424,338.28 66.55 6 Months Old 0 .00 .00
Multi Family 4 1,651,217.83 1.04 7 Months Old 0 .00 .00
COOP 24 6,170,023.23 3.89 8 Months Old 0 .00 .00
PUD 98 33,159,629.82 20.93 9 Months Old 0 .00 .00
10 Months Old 0 .00 .00
Condo -High Rise 0 .00 .00 11 Months Old 0 .00 .00
-Low Rise 0 .00 .00 12 Months Old 0 .00 .00
-Condotels 0 .00 .00 1-2 Years (13-24 Months Old) 0 .00 .00
-Unknown 26 6,931,543.62 4.38 2-3 Years (25-36 Months Old) 0 .00 .00
3-4 Years (37-48 Months Old) 0 .00 .00
Manufac. House 0 0 0 4-6 Years (49-72 Months Old) 0 .00 .00
Other 15 5,080,239.41 3.21 6-8 Years (73-96 Months Old) 0 .00 .00
- ------------------------------------------------ 8-10 Years (97-120 Months Old) 0 .00 .00
TOTAL: 520 158,416,992.19 100.00 10+ Years (121+ Months Old) 0 .00 .00
--------------------------------------------------------------------
OCCUPANCY DISTRIBUTION TOTAL: 520 158,416,992.19 100.00
----------------------
Occupany Count Balance Percent
- -------- ----- ------- -------
None 0 .00 .00
Primary 489 147,065,285.62 92.83
Vacation 31 11,351,706.57 7.17
Investor 0 .00 .00
Other 0 .00 .00
- ------------------------------------------------
TOTAL: 520 158,416,992.19 100.00
PURPOSE DISTRIBUTION
--------------------
Purpose Count Balance Percent
- ------- ----- ------- -------
Cash Out Refi 163 47,347,340.35 29.89
Purchase 213 70,494,090.28 44.50
Rate Term Refi 144 40,575,561.56 25.61
Other 0 .00 .00
- ------------------------------------------------
TOTAL: 520 158,416,992.19 100.00
</TABLE>
THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE
MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT. THE INFORMATION CONTAINED
HEREIN SUPERSEDES THE INFORMATION IN ALL PRIOR COLLATERAL TERM SHEETS, IF ANY.
<PAGE>
Chase Manhattan Mortgage Corporation - Pool Summary
<TABLE>
<CAPTION>
Count Original Balance Current Balance Average Original Bal
----- ---------------- --------------- --------------------
520 158,606,849.00 158,416,992.19 305,013.17
LTV DISTRIBUTION ORIGINAL BALANCE DISTRIBUTION
---------------- -----------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
LTV Count Balance Percent Count Balance Percent
- --- ----- ------- ------- ----- ------- -------
0-50.00 87 20,944,369.66 13.22 0-50,000.00 24 1,002,219.32 .63
50.01-60.00 53 17,011,462.74 10.74 50,000.01-100,000.00 66 5,102,306.75 3.22
60.01-70.00 120 36,318,521.90 22.93 100,000.01-150,000.00 47 6,005,403.49 3.79
70.01-75.00 101 33,685,200.61 21.26 150,000.01-200,000.00 31 5,390,728.84 3.40
75.01-80.00 141 46,067,071.67 29.08 200,000.01-225,000.00 12 2,551,582.84 1.61
80.01-85.00 8 2,666,266.04 1.68 225,000.01-240,000.00 4 932,500.00 .59
85.01-90.00 4 1,045,250.00 .66 240,000.01-350,000.00 157 47,539,787.89 30.01
90.01-95.00 6 678,849.57 .43 350,000.01-400,000.00 53 20,019,497.64 12.64
95.01-100.00 0 .00 .00 400,000.01-500,000.00 61 27,897,624.33 17.61
100.01+ 0 .00 .00 500,000.01-650,000.00 49 28,470,074.41 17.97
- ------------------------------------------------- 650,000.01-1,000,000.00 16 13,505,266.68 8.53
TOTAL: 520 158,416,992.19 100.00 1,000,000.01+ 0 .00 .00
---------------------------------------------------------------------
TOTAL: 520 158,416,992.19 100.00
NOTE RATE DISTRIBUTION
----------------------
Note Gross WA Gross Note Gross WA Gross
- ---- ----- -------- ---- ------ --------
Rate Adjmts Rate Cnt Balance Percent Rate Adjmts Rate Cnt Balance Percent
- ---- ------ ---- --- ------- ------- ---- ------ ---- --- ------- -------
<5.750 .0000 .0000 0 .00 .00 9.375 .0000 .0000 0 .00 .00
5.750 .0000 .0000 0 .00 .00 9.500 .0000 .0000 0 .00 .00
5.875 .0000 .0000 0 .00 .00 9.625 .0000 .0000 0 .00 .00
6.000 .0000 6.0000 1 175,982.69 .11 9.750 .0000 .0000 0 .00 .00
6.125 .0000 .0000 0 .00 .00 9.875 .0000 .0000 0 .00 .00
6.250 .0000 .0000 0 .00 .00 10.000 .0000 .0000 0 .00 .00
6.375 .0000 6.3750 1 560,000.00 .35 10.125 .0000 .0000 0 .00 .00
6.500 .0000 6.5000 8 2,140,875.41 1.35 10.250 .0000 .0000 0 .00 .00
6.625 .0000 6.6250 13 4,680,175.38 2.95 10.375 .0000 .0000 0 .00 .00
6.750 .0000 6.7500 30 11,259,719.21 7.11 10.500 .0000 .0000 0 .00 .00
6.875 .0000 6.8750 54 20,216,169.57 12.76 10.625 .0000 .0000 0 .00 .00
7.000 .0000 7.0000 50 17,967,549.75 11.34 10.750 .0000 .0000 0 .00 .00
7.125 .0000 7.1250 31 10,337,556.17 6.53 10.875 .0000 .0000 0 .00 .00
7.250 .0000 7.2500 66 21,252,515.95 13.42 11.000 .0000 .0000 0 .00 .00
7.375 .0000 7.3750 54 15,606,576.59 9.85 11.125 .0000 .0000 0 .00 .00
7.500 .0000 7.5000 91 25,061,707.65 15.82 11.250 .0000 .0000 0 .00 .00
7.625 .0000 7.6250 37 10,870,972.46 6.86 11.375 .0000 .0000 0 .00 .00
7.750 .0000 7.7500 35 7,733,819.83 4.88 11.500 .0000 .0000 0 .00 .00
7.875 .0000 7.8750 28 6,437,046.45 4.06 11.625 .0000 .0000 0 .00 .00
8.000 .0000 8.0000 10 1,528,200.00 .96 11.750 .0000 .0000 0 .00 .00
8.125 .0000 8.1250 6 1,614,010.08 1.02 11.875 .0000 .0000 0 .00 .00
8.250 .0000 8.2500 3 560,400.00 .35 12.000 .0000 .0000 0 .00 .00
8.375 .0000 8.3750 1 315,000.00 .20 12.125 .0000 .0000 0 .00 .00
8.500 .0000 8.5000 1 98,715.00 .06 12.250 .0000 .0000 0 .00 .00
8.625 .0000 .0000 0 .00 .00 12.375 .0000 .0000 0 .00 .00
8.750 .0000 .0000 0 .00 .00 12.500 .0000 .0000 0 .00 .00
8.875 .0000 .0000 0 .00 .00 12.625 .0000 .0000 0 .00 .00
9.000 .0000 .0000 0 .00 .00 12.750 .0000 .0000 0 .00 .00
9.125 .0000 .0000 0 .00 .00 12.875 .0000 .0000 0 .00 .00
9.250 .0000 .0000 0 .00 .00 >12.875 .0000 .0000 0 .00 .00
Other: WAC 0 .0000 .0000 0 .00 .00
--------------------------------------------------------------------
TOTAL: 520 158,416,992.19 100.00
</TABLE>
THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE
MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT. THE INFORMATION CONTAINED
HEREIN SUPERSEDES THE INFORMATION IN ALL PRIOR COLLATERAL TERM SHEETS, IF ANY.
<PAGE>
Chase Manhattan Mortgage Corporation - Pool Summary
<TABLE>
<CAPTION>
Count Original Balance Current Balance Average Original Bal
----- ---------------- --------------- --------------------
520 158,606,849.00 158,416,992.19 305,013.17
<S> <C> <C> <C> <C> <C> <C>
FICO CREDIT SCORES UNINSURED LOANS (NO MI) BY LTV
------------------ ------------------------------
FICOScore Count Balance Percent LTV Count Balance Percent
- --------- ----- ------ ------- --- ----- ------- -------
0-1/Unknown 66 19,108,044.31 12.06 <80.01 502 154,026,626.58 97.23
2 -500 1 528,500.00 .33 80.01-85.00 3 762,400.00 .48
500.01-600 8 1,394,991.06 .88 85.01-90.00 2 404,000.00 .26
600.01-700 169 47,198,381.73 29.79 90.01-95.00 1 76,000.00 .05
700.01-800 275 90,160,775.09 56.91 95.01-100.00 0 .00 .00
800.01+ 1 26,300.00 .02 100.01+ 0 .00 .00
- ------------------------------------------------- -------------------------------------------------------
TOTAL 520 158,416,992.19 100.00 AGG UNINSURED 508 155,269,026.58 98.01
Max Score: 820 Min Score: 73 AGG INSURED 12 3,147,965.61 1.99
Wtd Avg. Score (FICO > 1): 716 -------------------------------------------------------
TOTAL 520 158,416,992.19 100.00
INTL/DOMESTIC BORROWERS DISTRIBUTION
------------------------------------
Int'l/Domes Count Balance Percent
----------- ----- ------- -------
International 0 .00 .00
Domestic 520 158,416,992.19 100.00
---------------------------------------------------
TOTAL: 520 158,416,992.19 100.00
FULL STATE DISTRIBUTION
-----------------------
State Count Balance Percent State Count Balance Percent
- ----- ----- ------- ------- ----- ----- ------- -------
AL 1 369,305.47 .23 NC 7 1,191,300.00 .75
AR 0 .00 .00 ND 0 .00 .00
AZ 12 4,429,630.68 2.80 NE 1 52,000.00 .03
CA 61 25,786,870.01 16.28 NH 0 .00 .00
CO 11 4,245,349.53 2.68 NJ 26 8,410,560.23 5.31
CT 5 1,643,725.43 1.04 NM 0 .00 .00
DC 1 476,000.00 .30 NV 0 .00 .00
DE 1 136,092.25 .09 NY 112 33,153,533.15 20.93
FL 67 19,009,804.33 12.00 OH 6 433,985.46 .27
GA 18 3,795,944.83 2.40 OK 8 953,475.67 .60
HI 3 1,220,665.17 .77 OR 7 1,785,583.96 1.13
IA 0 .00 .00 PA 18 5,192,058.23 3.28
ID 2 409,038.50 .26 RI 1 150,000.00 .09
IL 18 6,895,627.08 4.35 SC 6 1,630,779.70 1.03
IN 5 1,123,104.16 .71 SD 1 276,000.00 .17
KS 0 .00 .00 TN 5 453,922.23 .29
KY 2 607,112.54 .38 TX 43 14,859,122.05 9.38
LA 0 .00 .00 UT 2 769,870.79 .49
MA 11 2,944,791.34 1.86 VA 5 1,508,500.00 .95
MD 12 2,743,506.08 1.73 VT 0 .00 .00
ME 1 413,718.91 .26 WA 10 3,437,522.08 2.17
MI 22 5,266,842.33 3.32 WI 0 .00 .00
MN 3 862,650.00 .54 WV 0 .00 .00
MO 3 1,264,000.00 .80 WY 0 .00 .00
MS 1 285,000.00 .18 UNKNOWN 0 .00 .00
MT 2 230,000.00 .15 ----------------------------------------------
TOTAL: 520 158,416,992.19 100.00
</TABLE>
THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE
MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT. THE INFORMATION CONTAINED
HEREIN SUPERSEDES THE INFORMATION IN ALL PRIOR COLLATERAL TERM SHEETS, IF ANY.
<PAGE>
Chase Manhattan Mortgage Corporation - Pool Summary
<TABLE>
<CAPTION>
Count Original Balance Current Balance Average Original Bal
----- ---------------- --------------- --------------------
520 158,606,849.00 158,416,992.19 305,013.17
<S> <C> <C> <C> <C> <C> <C>
FICO CREDIT SCORES FASB BASIS AMOUNTS
------------------ ------------------
FICOScore Count Balance Percent Maximum: 7,557.02 Minimum: 99.57
- --------- ----- ------ ------- WA FASB Basis (FASB >0): 1,752.97
0-1/Unknown 66 19,108,044.31 12.06
2 -500 1 528,500.00 .33
500.01-600 8 1,394,991.06 .88
600.01-620 9 3,332,950.00 2.10
620.01-640 22 4,948,693.62 3.12
640.01-660 35 9,833,980.82 6.21
660.01-680 53 14,895,628.42 9.40
680.01-700 50 14,187,128.87 8.96
700.01-720 49 15,791,069.64 9.97
720.01-740 57 18,333,236.87 11.57
740.01-760 70 22,254,607.50 14.05
760.01-780 67 23,296,629.84 14.71
780.01-800 32 10,485,231.24 6.62
800.01-820 1 26,300.00 .02
820+ 0 .00 .00
- -------------------------------------------------
TOTAL 520 158,416,992.19 100.00
Max Score: 820 Min Score: 73
Wtd Avg. Score (FICO > 1): 716
</TABLE>
THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE
MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT. THE INFORMATION CONTAINED
HEREIN SUPERSEDES THE INFORMATION IN ALL PRIOR COLLATERAL TERM SHEETS, IF ANY.