<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 18, 2000
----------------
Chase Mortgage Finance Corporation
- --------------------------------------------------------------------------------
(Exact name of registrant specified in Charter)
Delaware 333-76801 52-1495132
- --------------------------------------------------------------------------------
(State or other (Commission (IRS Employer
jurisdiction of File Number) Identification No.)
incorporation)
343 Thornall Street
Edison, NJ 08837
- --------------------------------------------------------------------------------
(Address of principal executive offices) Zip Code
Registrant's telephone, including area code: (732) 205-0600
Not Applicable
- --------------------------------------------------------------------------------
(Former name and former address, if changed since last report)
<PAGE>
ITEM 5. Other Events
------------
Filing of Collateral Term Sheets
--------------------------------
Attached as Exhibit 99.1 are Collateral Term Sheets prepared by Chase
Mortgage Finance Corporation in connection with the offering of Chase Mortgage
Finance Corporation Multi-Class Mortgage Pass-Through Certificates, Series
2000-S1.
<PAGE>
ITEM 7. Financial Statements and Exhibits
---------------------------------
(c) Exhibits
Item 601(a)
of Regulation S-K
Exhibit No. Description
- ----------- -----------
(99.1) Collateral Term Sheets
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CHASE MORTGAGE FINANCE CORPORATION
Date: January 18, 2000 By: /s/ Eileen A. Lindblom
---- -----------------------
Name: Eileen A. Lindblom
Title: Vice President
<PAGE>
INDEX TO EXHIBITS
Exhibit No. Description
- ----------- -----------
(99.1) Collateral Term Sheets
<PAGE>
Chase Manhattan Mortgage Corporation - Pool Summary
<TABLE>
<CAPTION>
Count Original Balance Current Balance Average Original Bal
----- ---------------- --------------- --------------------
554 180,711,577.00 180,679,829.96 326,194.18
Gross WAC Gross Adjustments WA Gross Rate Sched. WAM Actual WAM WALTV WALA
--------- ----------------- ------------- ---------- ---------- ----- ----
8.138 .001 8.137 359.047 359.057 75.357 .265
STATE DISTRIBUTION LOAN AMORTIZATION DISTRIBUTION
------------------ ------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
State Count Balance Percent Actual Months to Maturity Count Balance Percent
- ----- ----- ------- ------- ------------------------- ----- ------- -------
CA 118 44,032,705.25 24.37 1-24 Months (1 Mo-2 Years) 0 .00 .00
CT 12 5,648,500.00 3.13 25-48 Months (2-4 Years) 0 .00 .00
FL 51 16,608,159.01 9.19 49-72 Months (4-6 Years) 0 .00 .00
IL 19 6,333,125.84 3.51 73-96 Months (6-8 Years) 0 .00 .00
NJ 26 9,722,544.45 5.38 97-120 Months (8-10 Years) 0 .00 .00
NY 67 24,187,791.06 13.39 121-144 Months (10-12 Years) 0 .00 .00
TX 44 12,199,304.93 6.75 145-168 Months (12-14 Years) 0 .00 .00
Other 217 61,947,699.42 34.29 169-192 Months (14-16 Years) 0 .00 .00
- ------------------------------------------------ 193-216 Months (16-18 Years) 0 .00 .00
TOTAL: 554 180,679,829.96 100.00 217-240 Months (18-20 Years) 4 913,963.52 .51
241-264 Months (20-22 Years) 0 .00 .00
DOC TYPE DISTRIBUTION 265-288 Months (22-24 Years) 0 .00 .00
--------------------- 289-312 Months (24-26 Years) 1 245,000.00 .14
313-336 Months (26-28 Years) 0 .00 .00
Doc Type Count Balance Percent 337+ Months (28+ Years) 549 179,520,866.44 99.36
- -------- ----- ------- ------- -----------------------------------------------------------------
FULL 444 152,699,379.89 80.72 TOTAL: 554 180,679,829.96 100.00
NIV 110 27,980,450.07 15.49
NO RATIO 0 .00 .00
NINA 0 .00 .00 LOAN 1st PAYMENT DISTRIBUTION
ALT 0 .00 .00 -----------------------------
Other 0 .00 .00
- ------------------------------------------------ 1st Payment Date Count Balance Percent
TOTAL: 554 180,679,829.96 100.00 ---------------- ----- ------- -------
0 Months Old 468 151,771,454.00 84.00
PROPERTY TYPE DISTRIBUTION 1 Month Old 44 12,434,057.28 6.88
-------------------------- 2 Months Old 23 8,453,388.91 4.68
3 Months Old 10 4,597,551.25 2.54
Property Type Count Balance Percent 4 Months Old 3 1,115,193.00 .62
- ------------- ----- ------- ------- 5 Months Old 3 1,396,009.01 .77
Single Family 409 133,118,772.51 73.68 6 Months Old 2 796,821.58 .44
Multi Family 7 2,981,000.00 1.65 7 Months Old 0 .00 .00
COOP 12 4,129,485.97 2.29 8 Months Old 1 115,354.93 .06
PUD 98 31,315,417.66 17.33 9 Months Old 0 .00 .00
10 Months Old 0 .00 .00
Condo -High Rise 0 .00 .00 11 Months Old 0 .00 .00
-Low Rise 0 .00 .00 12 Months Old 0 .00 .00
-Condotels 0 .00 .00 1-2 Years (13-24 Months Old) 0 .00 .00
-Unknown 17 4,941,735.94 2.74 2-3 Years (25-36 Months Old) 0 .00 .00
3-4 Years (37-48 Months Old) 0 .00 .00
Manufac. House 0 0 0 4-6 Years (49-72 Months Old) 0 .00 .00
Other 11 4,193,417.88 2.32 6-8 Years (73-96 Months Old) 0 .00 .00
- ------------------------------------------------ 8-10 Years (97-120 Months Old) 0 .00 .00
TOTAL: 554 180,679,829.96 100.00 10+ Years (121+ Months Old) 0 .00 .00
--------------------------------------------------------------------
OCCUPANCY DISTRIBUTION TOTAL: 554 180,679,829.96 100.00
----------------------
Occupany Count Balance Percent
- -------- ----- ------- -------
None 0 .00 .00
Primary 537 174,481,210.28 96.57
Vacation 17 6,198,619.68 3.43
Investor 0 .00 .00
Other 0 .00 .00
- ------------------------------------------------
TOTAL: 554 180,679,829.96 100.00
PURPOSE DISTRIBUTION
--------------------
Purpose Count Balance Percent
- ------- ----- ------- -------
Cash Out Refi 109 36,599,690.13 20.26
Purchase 369 121,599,718.88 67.30
Rate Term Refi 76 22,480,420.95 12.44
Other 0 .00 .00
- ------------------------------------------------
TOTAL: 554 180,679,829.96 100.00
</TABLE>
THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE
MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT. THE INFORMATION CONTAINED
HEREIN SUPERSEDES THE INFORMATION IN ALL PRIOR COLLATERAL TERM SHEETS, IF ANY.
<PAGE>
Chase Manhattan Mortgage Corporation - Pool Summary
<TABLE>
<CAPTION>
Count Original Balance Current Balance Average Original Bal
----- ---------------- --------------- --------------------
554 180,711,577.00 180,679,829.96 326,194.18
LTV DISTRIBUTION ORIGINAL BALANCE DISTRIBUTION
---------------- -----------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
LTV Count Balance Percent Count Balance Percent
- --- ----- ------- ------- ----- ------- -------
0-50.00 24 6,854,807.25 3.79 0-50,000.00 5 216,424.11 .12
50.01-60.00 23 7,984,617.39 4.42 50,000.01-100,000.00 31 2,569,811.35 1.42
60.01-70.00 74 22,280,025.21 12.33 100,000.01-150,000.00 50 6,256,067.50 3.46
70.01-75.00 80 32,019,236.74 17.72 150,000.01-200,000.00 29 5,118,680.77 2.83
75.01-80.00 288 93,846,361.86 51.94 200,000.01-225,000.00 14 2,946,057.29 1.63
80.01-85.00 14 4,633,144.00 2.56 225,000.01-240,000.00 9 2,106,470.00 1.17
85.01-90.00 21 6,398,737.16 3.54 240,000.01-350,000.00 227 66,617,268.69 36.87
90.01-95.00 30 6,662,900.35 3.69 350,000.01-400,000.00 62 23,197,262.99 12.84
95.01-100.00 0 .00 .00 400,000.01-500,000.00 69 31,382,279.50 17.37
100.01+ 0 .00 .00 500,000.01-650,000.00 37 21,617,804.85 11.96
- ------------------------------------------------- 650,000.01-1,000,000.00 18 15,134,292.83 8.38
TOTAL: 554 180,679,829.96 100.00 1,000,000.01+ 3 3,517,410.08 1.95
---------------------------------------------------------------------
TOTAL: 554 180,679,829.96 100.00
NOTE RATE DISTRIBUTION
----------------------
Note Gross WA Gross Note Gross WA Gross
- ---- ----- -------- ---- ------ --------
Rate Adjmts Rate Cnt Balance Percent Rate Adjmts Rate Cnt Balance Percent
- ---- ------ ---- --- ------- ------- ---- ------ ---- --- ------- -------
<5.750 .0000 .0000 0 .00 .00 9.375 .0000 9.3750 1 57,970.72 .03
5.750 .0000 .0000 0 .00 .00 9.500 .0000 .0000 0 .00 .00
5.875 .0000 .0000 0 .00 .00 9.625 .0000 .0000 0 .00 .00
6.000 .0000 .0000 0 .00 .00 9.750 .0000 .0000 0 .00 .00
6.125 .0000 .0000 0 .00 .00 9.875 .0000 .0000 0 .00 .00
6.250 .0000 .0000 0 .00 .00 10.000 .0000 .0000 0 .00 .00
6.375 .0000 .0000 0 .00 .00 10.125 .0000 .0000 0 .00 .00
6.500 .0000 .0000 0 .00 .00 10.250 .0000 .0000 0 .00 .00
6.625 .0000 .0000 0 .00 .00 10.375 .0000 .0000 0 .00 .00
6.750 .0000 6.7500 1 438,084.42 .24 10.500 .0000 .0000 0 .00 .00
6.875 .0000 6.8750 2 738,829.75 .41 10.625 .0000 .0000 0 .00 .00
7.000 .0000 .0000 0 .00 .00 10.750 .0000 .0000 0 .00 .00
7.125 .0000 7.1250 1 483,513.04 .27 10.875 .0000 .0000 0 .00 .00
7.250 .0000 7.2500 4 971,471.30 .54 11.000 .0000 .0000 0 .00 .00
7.375 .0000 7.3750 2 478,200.44 .26 11.125 .0000 .0000 0 .00 .00
7.500 .0000 7.5000 12 3,808,850.78 2.11 11.250 .0000 .0000 0 .00 .00
7.625 .0000 7.6250 20 7,151,579.00 3.96 11.375 .0000 .0000 0 .00 .00
7.750 .0000 7.7500 35 11,305,015.21 6.26 11.500 .0000 .0000 0 .00 .00
7.875 .0000 7.8750 81 24,124,111.87 13.35 11.625 .0000 .0000 0 .00 .00
8.000 .0000 8.0000 72 23,848,694.63 13.20 11.750 .0000 .0000 0 .00 .00
8.125 .0000 8.1250 80 27,956,027.61 15.47 11.875 .0000 .0000 0 .00 .00
8.250 .0000 8.2500 81 27,867,487.16 15.42 12.000 .0000 .0000 0 .00 .00
8.375 .0000 8.3750 64 23,193,053.98 12.84 12.125 .0000 .0000 0 .00 .00
8.500 .0000 8.5000 46 12,054,376.84 6.67 12.250 .0000 .0000 0 .00 .00
8.625 .0000 8.6250 17 4,812,181.41 2.66 12.375 .0000 .0000 0 .00 .00
8.750 .0000 8.7500 21 5,887,855.88 3.26 12.500 .0000 .0000 0 .00 .00
8.875 .0000 8.8750 5 1,168,421.86 .65 12.625 .0000 .0000 0 .00 .00
9.000 .0638 8.9362 5 2,959,460.08 1.64 12.750 .0000 .0000 0 .00 .00
9.125 .0000 9.1250 2 1,064,158.97 .59 12.875 .0000 .0000 0 .00 .00
9.250 .0000 9.2500 2 310,485.01 .17 >12.875 .0000 .0000 0 .00 .00
Other: WAC 0 .0000 .0000 0 .00 .00
--------------------------------------------------------------------
TOTAL: 554 180,679,829.96 100.00
</TABLE>
THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE
MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT. THE INFORMATION CONTAINED
HEREIN SUPERSEDES THE INFORMATION IN ALL PRIOR COLLATERAL TERM SHEETS, IF ANY.
<PAGE>
Chase Manhattan Mortgage Corporation - Pool Summary
<TABLE>
<CAPTION>
Count Original Balance Current Balance Average Original Bal
----- ---------------- --------------- --------------------
554 180,711,577.00 180,679,829.96 326,194.18
<S> <C> <C> <C> <C> <C> <C>
FICO CREDIT SCORES UNINSURED LOANS (NO MI) BY LTV
------------------ ------------------------------
FICOScore Count Balance Percent LTV Count Balance Percent
- --------- ----- ------ ------- --- ----- ------- -------
0-1/Unknown 133 47,230,356.24 26.14 <80.01 489 162,985,048.45 90.21
2 -500 0 .00 .00 80.01-85.00 11 3,737,044.00 2.07
500.01-600 14 3,498,153.92 1.94 85.01-90.00 15 4,599,550.00 2.55
600.01-700 170 49,871,863.50 27.60 90.01-95.00 12 2,389,600.00 1.32
700.01-800 233 78,347,856.30 43.36 95.01-100.00 0 .00 .00
800.01+ 4 1,731,600.00 .96 100.01+ 0 .00 .00
- ------------------------------------------------- -------------------------------------------------------
TOTAL 554 180,679,829.96 100.00 AGG UNINSURED 527 173,711,242.45 96.14
Max Score: 999 Min Score: 548 AGG INSURED 27 6,968,587.51 3.86
Wtd Avg. Score (FICO > 1): 709 -------------------------------------------------------
TOTAL 554 180,679,829.96 100.00
INTL/DOMESTIC BORROWERS DISTRIBUTION
------------------------------------
Int'l/Domes Count Balance Percent
----------- ----- ------- -------
International 0 .00 .00
Domestic 554 180,679,829.96 100.00
---------------------------------------------------
TOTAL: 554 180,679,829.96 100.00
FULL STATE DISTRIBUTION
-----------------------
State Count Balance Percent State Count Balance Percent
- ----- ----- ------- ------- ----- ----- ------- -------
AL 1 142,400.00 .08 NC 7 1,336,418.53 .74
AR 0 .00 .00 ND 0 .00 .00
AZ 9 3,417,541.59 1.89 NE 0 .00 .00
CA 118 44,032,705.25 24.37 NH 1 254,441.75 .14
CO 10 2,900,046.81 1.61 NJ 26 9,722,544.45 5.38
CT 12 5,648,500.00 3.13 NM 2 365,050.00 .20
DC 3 906,528.84 .50 NV 5 1,211,785.58 .67
DE 2 460,000.00 .25 NY 67 24,187,791.06 13.39
FL 51 16,608,159.01 9.19 OH 9 1,434,450.00 .79
GA 18 6,379,152.01 3.53 OK 2 640,274.14 .35
HI 0 .00 .00 OR 3 783,600.00 .43
IA 1 265,500.00 .15 PA 19 5,231,631.00 2.90
ID 1 338,278.57 .19 RI 0 .00 .00
IL 19 6,333,125.84 3.51 SC 1 65,000.00 .04
IN 0 .00 .00 SD 0 .00 .00
KS 3 713,555.44 .39 TN 3 1,284,313.52 .71
KY 5 1,803,300.00 1.00 TX 44 12,199,304.93 6.75
LA 5 1,815,043.27 1.00 UT 2 690,000.00 .38
MA 4 1,184,500.00 .66 VA 24 6,158,823.29 3.41
MD 22 5,872,056.79 3.25 VT 0 .00 .00
ME 1 300,000.00 .17 WA 24 8,206,446.05 4.54
MI 20 5,279,531.66 2.92 WI 4 776,880.58 .43
MN 2 648,500.00 .36 WV 0 .00 .00
MO 3 795,750.00 .44 WY 0 .00 .00
MS 1 286,900.00 .16 UNKNOWN 0 .00 .00
MT 0 .00 .00 ----------------------------------------------
TOTAL: 554 180,679,829.96 100.00
</TABLE>
THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE
MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT. THE INFORMATION CONTAINED
HEREIN SUPERSEDES THE INFORMATION IN ALL PRIOR COLLATERAL TERM SHEETS, IF ANY.
<PAGE>
Chase Manhattan Mortgage Corporation - Pool Summary
<TABLE>
<CAPTION>
Count Original Balance Current Balance Average Original Bal
----- ---------------- --------------- --------------------
520 158,606,849.00 158,416,992.19 305,013.17
<S> <C> <C> <C> <C> <C> <C>
FICO CREDIT SCORES FASB BASIS AMOUNTS
------------------ ------------------
FICOScore Count Balance Percent Maximum: 7,557.02 Minimum: 99.57
- --------- ----- ------ ------- WA FASB Basis (FASB >0): 1,752.97
0-1/Unknown 66 19,108,044.31 12.06
2 -500 1 528,500.00 .33
500.01-600 8 1,394,991.06 .88
600.01-620 9 3,332,950.00 2.10
620.01-640 22 4,948,693.62 3.12
640.01-660 35 9,833,980.82 6.21
660.01-680 53 14,895,628.42 9.40
680.01-700 50 14,187,128.87 8.96
700.01-720 49 15,791,069.64 9.97
720.01-740 57 18,333,236.87 11.57
740.01-760 70 22,254,607.50 14.05
760.01-780 67 23,296,629.84 14.71
780.01-800 32 10,485,231.24 6.62
800.01-820 1 26,300.00 .02
820+ 0 .00 .00
- -------------------------------------------------
TOTAL 520 158,416,992.19 100.00
Max Score: 820 Min Score: 73
Wtd Avg. Score (FICO > 1): 716
</TABLE>
THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE
MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT. THE INFORMATION CONTAINED
HEREIN SUPERSEDES THE INFORMATION IN ALL PRIOR COLLATERAL TERM SHEETS, IF ANY.
