<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 10,849
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 4,550
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 51,407
<INVESTMENTS-MARKET> 50,856
<LOANS> 139,852
<ALLOWANCE> 2,026
<TOTAL-ASSETS> 211,717
<DEPOSITS> 185,840
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,244
<LONG-TERM> 0
0
0
<COMMON> 5,932
<OTHER-SE> 18,701
<TOTAL-LIABILITIES-AND-EQUITY> 211,717
<INTEREST-LOAN> 5,949
<INTEREST-INVEST> 1,399
<INTEREST-OTHER> 148
<INTEREST-TOTAL> 7,496
<INTEREST-DEPOSIT> 3,029
<INTEREST-EXPENSE> 3,030
<INTEREST-INCOME-NET> 4,466
<LOAN-LOSSES> 120
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,396
<INCOME-PRETAX> 2,084
<INCOME-PRE-EXTRAORDINARY> 2,084
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,558
<EPS-BASIC> 1.31
<EPS-DILUTED> 1.31
<YIELD-ACTUAL> 6.6
<LOANS-NON> 1,354
<LOANS-PAST> 11
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,913
<CHARGE-OFFS> 50
<RECOVERIES> 44
<ALLOWANCE-CLOSE> 2,026
<ALLOWANCE-DOMESTIC> 2,026
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>