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<PAGE> PAGE 4
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<PAGE> PAGE 9
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 14
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 19
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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008 A000601 MANUFACTURERS AND TRADERS TRUST COMPANY
008 B000601 A
008 C000601 801-0000
008 D010601 BUFFALO
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008 D030601 14240
008 A000602 HARBOR CAPITAL MANAGEMENT COMPANY, INC.
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008 D030602 02110
008 D040602 2701
015 A000601 STATE STREET BANK AND TRUST COMPANY
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<PAGE> PAGE 31
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015 A000603 BANK OF NEW YORK
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015 A000604 CHEMICAL BANK & TRUST CO.
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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SIGNATURE S. ELLIOTT COHAN
TITLE ASST. GEN. COUNSEL
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<SERIES>
<NUMBER> 02
<NAME> Vision Group of Funds, Inc.
Vision Treasury Money Market Fund
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</TABLE>
<TABLE> <S> <C>
<S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 03
<NAME> Vision Group of Funds, Inc.
Vision New York Tax-Free Money Market Fund
<PERIOD-TYPE> 12-mos
<FISCAL-YEAR-END> Apr-30-1996
<PERIOD-END> Apr-30-1996
<INVESTMENTS-AT-COST> 65,501,698
<INVESTMENTS-AT-VALUE> 65,501,698
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<TOTAL-LIABILITIES> 131,757
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<PAID-IN-CAPITAL-COMMON> 65,762,956
<SHARES-COMMON-STOCK> 65,762,956
<SHARES-COMMON-PRIOR> 41,238,058
<ACCUMULATED-NII-CURRENT> 0
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<NET-ASSETS> 65,762,956
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2,011,897
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<NUMBER-OF-SHARES-SOLD> 153,490,772
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<NET-CHANGE-IN-ASSETS> 24,524,898
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</TABLE>
<TABLE> <S> <C>
<S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 04
<NAME> Vision Group of Funds, Inc.
Vision New York Tax-Free Fund
<PERIOD-TYPE> 12-mos
<FISCAL-YEAR-END> Apr-30-1996
<PERIOD-END> Apr-30-1996
<INVESTMENTS-AT-COST> 32,212,858
<INVESTMENTS-AT-VALUE> 32,085,567
<RECEIVABLES> 687,647
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<TOTAL-ASSETS> 32,779,472
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<OTHER-ITEMS-LIABILITIES> 158,665
<TOTAL-LIABILITIES> 158,665
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 33,141,317
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<SHARES-COMMON-PRIOR> 2,828,152
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (393,219)
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<ACCUM-APPREC-OR-DEPREC> (127,291)
<NET-ASSETS> 32,620,807
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1,686,251
<OTHER-INCOME> 0
<EXPENSES-NET> 310,030
<NET-INVESTMENT-INCOME> 1,376,221
<REALIZED-GAINS-CURRENT> 143,963
<APPREC-INCREASE-CURRENT> 445,203
<NET-CHANGE-FROM-OPS> 1,965,387
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<DISTRIBUTIONS-OF-INCOME> 1,379,433
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,040,591
<NUMBER-OF-SHARES-REDEEMED> 681,796
<SHARES-REINVESTED> 106,562
<NET-CHANGE-IN-ASSETS> 5,274,335
<ACCUMULATED-NII-PRIOR> 3,212
<ACCUMULATED-GAINS-PRIOR> (537,182)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 209,254
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 411,855
<AVERAGE-NET-ASSETS> 29,865,138
<PER-SHARE-NAV-BEGIN> 9.670
<PER-SHARE-NII> 0.460
<PER-SHARE-GAIN-APPREC> 0.230
<PER-SHARE-DIVIDEND> 0.460
<PER-SHARE-DISTRIBUTIONS> 0.000
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<PER-SHARE-NAV-END> 9.900
<EXPENSE-RATIO> 1.04
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.000
</TABLE>
<TABLE> <S> <C>
<S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 05
<NAME> Vision Group of Funds, Inc.
Vision U.S. Government Securities Fund
<PERIOD-TYPE> 12-mos
<FISCAL-YEAR-END> Apr-30-1996
<PERIOD-END> Apr-30-1996
<INVESTMENTS-AT-COST> 34,704,957
<INVESTMENTS-AT-VALUE> 33,891,213
<RECEIVABLES> 554,224
<ASSETS-OTHER> 6,091
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 34,451,528
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 159,829
<TOTAL-LIABILITIES> 159,829
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 35,392,525
<SHARES-COMMON-STOCK> 3,682,667
<SHARES-COMMON-PRIOR> 3,252,315
<ACCUMULATED-NII-CURRENT> 24,413
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (311,495)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (813,744)
<NET-ASSETS> 34,291,699
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2,130,119
<OTHER-INCOME> 0
<EXPENSES-NET> 374,991
<NET-INVESTMENT-INCOME> 1,755,128
<REALIZED-GAINS-CURRENT> 354,242
<APPREC-INCREASE-CURRENT> 238,052
<NET-CHANGE-FROM-OPS> 2,347,422
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1,755,128
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 788,355
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<SHARES-REINVESTED> 97,196
<NET-CHANGE-IN-ASSETS> 4,718,293
<ACCUMULATED-NII-PRIOR> 24,413
<ACCUMULATED-GAINS-PRIOR> (665,737)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 227,041
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 432,938
<AVERAGE-NET-ASSETS> 32,386,226
<PER-SHARE-NAV-BEGIN> 9.090
<PER-SHARE-NII> 0.520
<PER-SHARE-GAIN-APPREC> 0.220
<PER-SHARE-DIVIDEND> 0.520
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<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 9.310
<EXPENSE-RATIO> 1.16
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.000
</TABLE>
<TABLE> <S> <C>
<S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 06
<NAME> Vision Group of Funds, Inc.
Vision Growth and Income Fund
<PERIOD-TYPE> 12-mos
<FISCAL-YEAR-END> Apr-30-1996
<PERIOD-END> Apr-30-1996
<INVESTMENTS-AT-COST> 53,342,702
<INVESTMENTS-AT-VALUE> 64,755,766
<RECEIVABLES> 341,782
<ASSETS-OTHER> 26,692
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 65,124,240
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 5,572
<TOTAL-LIABILITIES> 5,572
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 52,074,329
<SHARES-COMMON-STOCK> 4,879,536
<SHARES-COMMON-PRIOR> 3,800,869
<ACCUMULATED-NII-CURRENT> 86,505
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1,544,770
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 11,413,064
<NET-ASSETS> 65,118,668
<DIVIDEND-INCOME> 1,053,110
<INTEREST-INCOME> 96,275
<OTHER-INCOME> 0
<EXPENSES-NET> 593,519
<NET-INVESTMENT-INCOME> 555,866
<REALIZED-GAINS-CURRENT> 3,963,102
<APPREC-INCREASE-CURRENT> 8,253,407
<NET-CHANGE-FROM-OPS> 12,772,375
<EQUALIZATION> 0
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<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,412,452
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<SHARES-REINVESTED> 19,938
<NET-CHANGE-IN-ASSETS> 25,760,954
<ACCUMULATED-NII-PRIOR> 4,220
<ACCUMULATED-GAINS-PRIOR> (2,418,332)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 358,050
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 594,060
<AVERAGE-NET-ASSETS> 51,286,930
<PER-SHARE-NAV-BEGIN> 10.350
<PER-SHARE-NII> 0.130
<PER-SHARE-GAIN-APPREC> 2.980
<PER-SHARE-DIVIDEND> 0.110
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 13.350
<EXPENSE-RATIO> 1.16
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.000
</TABLE>
