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EXHIBIT 23.1
CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS
The Board of Directors
Citigroup Inc.:
We consent to the incorporation by reference in the registration statement on
Form S-8 of Citigroup Inc. of our report dated January 18, 2000 with respect to
the consolidated statement of financial position of Citigroup Inc. and
subsidiaries ("Citigroup") as of December 31, 1999 and 1998, and the related
consolidated statements of income, changes in stockholders' equity and cash
flows for each of the years in the three-year period ended December 31, 1999,
which report is included in the annual report on Form 10-K, as amended, of
Citigroup for the year ended December 31, 1999. Our report refers to changes, in
1999, in Citigroup's methods of accounting for insurance-related
assessments, accounting for insurance and reinsurance contracts that do not
transfer insurance risk, and accounting for the costs of start-up activities.
/s/ KPMG LLP
New York, New York
November 27, 2000
