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EXHIBIT 23.2
CONSENT OF INDEPENDENT AUDITORS
The Board of Directors
Citigroup Inc.:
We consent to the incorporation by reference in the Registration Statement on
Form S-8 ("Registration Statement") of Citigroup Inc. of our report dated
January 18, 2000, with respect to the consolidated statement of financial
position of Citigroup Inc. and subsidiaries ("Citigroup") as of December 31,
1999 and 1998, and the related consolidated statements of income, changes in
stockholders' equity, and cash flows for each of the years in the three-year
period ended December 31, 1999, which report is included in the annual report on
Form 10-K, as amended, of Citigroup Inc. for the year ended December 31, 1999.
Our report refers to changes, in 1999, in Citigroup's methods of accounting for
insurance-related assessments, accounting for insurance and reinsurance
contracts that do not transfer insurance risk, and accounting for the costs of
start-up activities.
/s/ KPMG LLP
New York, New York
November 1, 2000
