CITIGROUP INC
SC 13D, EX-99.A, 2000-09-11
NATIONAL COMMERCIAL BANKS
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                                    EXHIBIT A

                        AGREEMENT DATED SEPTEMBER 8, 2000

            The undersigned hereby agree that

            (i) each of them is individually eligible to use the Schedule 13D
attached hereto:

            (ii) the attached Schedule 13D is filed on behalf of each of them;
and

            (iii) each of them is responsible for the timely filing of such
Schedule 13D and any amendments thereto, and for the completeness and accuracy
of the information therein concerning him or itself; but none of them is
responsible for the completeness or accuracy of the information concerning the
other persons making the filing, unless he or it knows or has reason to believe
that such information is inaccurate.

    CITIGROUP INC.

    By:  /s/ Joseph B. Wollard
         ------------------------
    Name:  Joseph B. Wollard
    Title: Assistant Secretary



    CITIGROUP HOLDINGS COMPANY

    By:  /s/ Kenneth Cohen
         ------------------------
    Name:  Kenneth Cohen
    Title: Assistant Secretary



    CITICORP

    By:  /s/ Joseph B. Wollard
         ------------------------
    Name:  Joseph B. Wollard
    Title: Assistant Secretary



    CITIBANK, N.A.

    By:  /s/ Joseph B. Wollard
         ------------------------
    Name:  Joseph B. Wollard
    Title: Assistant Secretary

<PAGE>


    Citicorp Banking Corporation

    By:  /s/ William Wolf
         ------------------------
    Name:  William Wolf
    Title: Senior Vice President



    CITICORP VENTURE CAPITAL, LTD.

    By:  /s/ Anthony P. Mirra
         ------------------------
    Name:  Anthony P. Mirra
    Title: Vice President and
           Assistant Secretary


    COURT SQUARE CAPITAL LIMITED

    By:  /s/ Anthony P. Mirra
         ------------------------
    Name:  Anthony P. Mirra
    Title: Vice President and
           Assistant Secretary



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