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EXHIBIT 23.2
CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS
The Board of Directors
Citigroup Inc.:
We consent to the incorporation by reference in Amendment No. 1 to the
Registration Statement on Form S-3 ("Registration Statement") of Citigroup Inc.
of our report dated January 18, 2000, with respect to the consolidated statement
of financial position of Citigroup Inc. and subsidiaries ("Citigroup") as of
December 31, 1999 and 1998, and the related consolidated statements of income,
changes in stockholders' equity and cash flows for each of the years in the
three-year period ended December 31, 1999, which report is included in the
annual report on Form 10-K, as amended, of Citigroup for the year ended
December 31, 1999 and to the reference to our firm under the heading "Experts"
in the Registration Statement. Our report refers to changes, in 1999, in
Citigroup's methods of accounting for insurance-related assessments, accounting
for insurance and reinsurance contracts that do not transfer insurance risk, and
accounting for the costs of start-up activities.
/s/ KPMG LLP
New York, New York
November 10, 2000
