<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
(Replace this text with the legend)
</LEGEND>
<CIK> 0000831246
<NAME> FRANKLIN CREDIT MANAGEMENT CORPORATION
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<CURRENCY> U S DOLLARS
<S> <C>
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<PERIOD-START> JAN-1-2000
<PERIOD-END> SEP-30-2000
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0
0
<COMMON> 59,167
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<EPS-BASIC> (0.08)
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