VISTA BANCORP INC
8-K, 1998-09-09
NATIONAL COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K
                                 CURRENT REPORT


Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):  August 21, 1998


                               Vista Bancorp, Inc.
             (Exact name of registrant as specified in its charter)


         New Jersey                      0-21264                  22-2870972   
(State or other jurisdiction           (Commission            (I.R.S. employer
    of incorporation)                  file number)               Id. No.)


305 Roseberry Street, P.O. Box 5360, Phillipsburg, New Jersey       08865   
(Address of Principal Executive Offices)                         (Zip Code)


Registrant's telephone number, including area code:  (908) 859-9500


Former name or former address, if changed from last report:  Not Applicable.


<PAGE>


                               VISTA BANCORP, INC.
                                    FORM 8-K


Item 1.  Changes in Control of Registrant

          Not Applicable.

Item 2.  Acquisition or Disposition of Assets.

          Not Applicable.

Item 3.  Bankruptcy or Receivership.

          Not Applicable.

Item 4.  Changes in Registrant's Certifying Accountant.

          Not Applicable.

Item 5.  Other Events.

          At the  Registrant's  Board Meeting of August 21, 1998,  the directors
          authorized  the  purchase  of up to  100,000  shares of its issued and
          outstanding common stock, from time to time, in open market purchases,
          through  a  licensed  broker-dealer  in  accordance  with  the  terms,
          conditions and restrictions contained in Rule 10b-18.

Item 6.  Resignations of Registrant's Directors.

          Not Applicable.

                                       2

<PAGE>


Item 7.  Financial Statements and Exhibits.

          The press release of the Registrant with respect to the stock buy back
          is attached  hereto and  incorporated  by  reference  in its  entirety
          herein.

Item 8.  Change in fiscal year.

          Not Applicable


                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                        VISTA BANCORP, INC.
                                            (Registrant)


Date:  August 21, 1998                 /s/ William F. Keefe                    
                                       ----------------------------------------
                                       William F. Keefe, Executive Vice
                                       President and Chief Financial Officer






                                        FOR IMMEDIATE RELEASE
                                        For further information contact:
                                        William F. Keefe, Exec. VP & CFO
                                        (908) 859-9539

                                        Jill A. Pursell, Asst. VP & Secretary
                                        (908) 859-9559



                       VISTA ANNOUNCES STOCK BUY BACK PLAN


     Phillipsburg,  New Jersey, August 21, 1998 --Vista Bancorp's  (NASDAQ:VBNJ)
board of directors has announced  that it has authorized the company to purchase
up to 100,000  shares in the  aggregate of the company's  common stock,  in open
market purchases from time to time in the discretion of the company's management
to fund its dividend  reinvestment plan. 

     Vista intends to effect such purchases, if any, in compliance with the Rule
10b-18 under the Securities Exchange Act of 1934.


- --------------------------------------------------------------------------------
Except for the historical information contained herein, the matters discussed in
this  news  release  are  forward-looking  statements  that  involve  risks  and
uncertainties, including the timely availability and acceptance of new products,
the impact of competitive  products and pricing,  the management of growth,  and
the  other  risks  detailed  from  time to time in the  Company's  SEC  reports,
including the report on Form 10-Q for the period ended June 30, 1998.
- --------------------------------------------------------------------------------





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