VISTA BANCORP INC
SC 13G/A, 1998-05-18
NATIONAL COMMERCIAL BANKS
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                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                 SCHEDULE 13G


                   Under the Securities Exchange Act of 1934

                                (Amendment No. 1)


                              VISTA BANCORP, INC.
                                (Name of Issuer)

                     Common Stock, Par Value $.50 Per Share
                         (Title of Class of Securities)

                                   92830R 103
                                 (CUSIP Number)



     Check the  appropriate  box to  designate  the rule  pursuant to which this
Schedule is filed:

     |X|  Rule 13d-1(b)
     |_|  Rule 13d-(c)
     |_|  Rule 13d-1(d)

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).


                               Page 1 of 5 Pages


<PAGE>

CUSIP No. 92830R 103
          ----------


- --------------------------------------------------------------------------------
   1.  NAME OF REPORTING PERSON(S)
       S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

       Hajdu Group Retirement Plan

- --------------------------------------------------------------------------------
   2.  CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*

       (a)  [X]    (b)  [_]

- --------------------------------------------------------------------------------
   3.  SEC USE ONLY


- --------------------------------------------------------------------------------
   4.  CITIZENSHIP OR PLACE OF ORGANIZATION

       New Jersey

- --------------------------------------------------------------------------------
   NUMBER OF      5.   SOLE VOTING POWER
     SHARES            66,242
  BENEFICIALLY    --------------------------------------------------------------
    OWNED BY      6.   SHARED VOTING POWER
      EACH             None.
   REPORTING      --------------------------------------------------------------
     PERSON       7.   SOLE DISPOSITIVE POWER
      WITH             66,242
                  --------------------------------------------------------------
                  8.   SHARED DISPOSITIVE POWER
                       None.
- --------------------------------------------------------------------------------
   9.  AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

       66,242

- --------------------------------------------------------------------------------
  10.  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES



- --------------------------------------------------------------------------------
  11.  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9

       1.5%

- --------------------------------------------------------------------------------
  12.  TYPE OF REPORTING PERSON

       EP

- --------------------------------------------------------------------------------


                               Page 2 of 5 Pages


<PAGE>


                                  SCHEDULE 13G
                                AMENDMENT NO. 1
                          HAJDU GROUP RETIREMENT PLAN


Item 1.     (a)   Name of Issuer:
                  Vista Bancorp, Inc.
                  --------------------------------------------------------------

            (b)   Address of Issuer's Principal Executive Offices:
                  305 Roseberry Street, P.O. Box 5360,
                  Phillipsburg, New Jersey 08865
                  --------------------------------------------------------------

Item 2.     (a)   Name of Person Filing:
                  Hajdu Group Retirement Plan
                  --------------------------------------------------------------

            (b)   Address of Principal Business Office:
                  710 New Brunswick Avenue, P.O. Box 1131,
                  Alpha, New Jersey 08865-1131
                  --------------------------------------------------------------

            (c)   Citizenship:
                  Not applicable
                  --------------------------------------------------------------

            (d)   Title of Class of Securities:
                  Common Stock, Par Value $0.50 Per Share

                  --------------------------------------------------------------
            (e)   CUSIP Number:
                  92830R 103
                  --------------------------------------------------------------

Item 3.     If  this  statement  is  filed  pursuant to SS. 240.13d-1(b)  or 
            240.13d-2(c), check whether the person filing is a:

            (a)   [ ]   Broker or Dealer  registered under Section  15 of  the
                        Act, (15 U.S.C. 78o)

            (b)   [ ]   Bank as defined in Section 3(a)(6) of the Act, 
                        (15 U.S.C. 78c)

            (c)   [ ]   Insurance Company  as defined  in Section  3(a)(19) of
                        the Act (15 U.S.C. 78c)

            (d)   [ ]   Investment Company registered under  Section 8 of  the
                        Investment Company Act of 1940 (15 U.S.C. 80a-8)

            (e)   [ ]   Investment Adviser in accordance with SS. 240.13d-1(b)
                        (1)(ii)(E).

            (f)   [X]   An employee benefit plan or endowment fund in accordance
                        with SS. 240.13d-1(b)(l)(ii)(F).

            (g)   [ ]   A parent holding company or control person in accordance
                        with SS. 240.13d-1(b)(1)(ii)(G).

            (h)   [ ]   A savings association as defined in Section 3(b) of the 
                        Federal Deposit Insurance Act (12 U.S.C. 1813). 

            (i)   [ ]   A church plan that is excluded from the definition of an
                        investment company under section 3(c)914) of  the
                        Investment Company Act of 1940 (15 U.S.C. 80a-3).

            (j)   [ ]   Group, in accordance with SS. 240.13d-1(b)(1)(ii)(J).


            If  this  statement  is  filed  pursuant to SS. 240.13d-19c), check 
            this box |_|.


                               Page 3 of 5 Pages


<PAGE>


Item 4.     Ownership


     Provide  the  following  information  regarding  the  aggregate  number and
percentage of the class of securities of the issuer identified in Item 1.

            (a) Amount beneficially owned: 66,242

            (b) Percent of class: 1.5%

            (c) Number of shares as to which such person has:

                (i) Sole power to vote or to direct the vote: 66,242

               (ii) Shared power to vote or to direct the vote: None.

              (iii) Sole power to dispose or to direct the disposition of:
                    66,242

               (iv) Shared power to dispose or to direct the disposition of:
                    None.


Item 5.     Ownership of Five Percent or Less of a Class.

     If this  statement  is being  filed to report  the fact that as of the date
hereof the reporting  person has ceased to be the beneficial  owner of more than
five percent of the class of securities, check the following |X|

Item 6.     Ownership of More Than Five Percent on Behalf of Another Person
            
            Not applicable.


Item 7.     Identification and Classification of the Subsidiary which Acquired
            the Security Being Reported on By the Parent Holding Company

            Not applicable.

Item 8.     Identification and Classification of Members of the Group

            The following are members of the group:
            Barry L. Hajdu - Co-Trustee
            Brian W. Hajdu - Co-Trustee

     Each of Barry L. and Brian W. hold  beneficially  additional  shares of the
Issuer's common stock, par value $0.50 per share, as individuals.

Item 9.     Notice of Dissolution of Group

            Not applicable.


                               Page 4 of 5 Pages


<PAGE>


Item 10.    Certification

     By signing  below I certify  that,  to the best of my knowledge and belief,
the  securities  referred  to above  were  acquired  in the  ordinary  course of
business  and were not acquired for the purpose of and do not have the effect of
changing or  influencing  the control of the issuer of such  securities and were
not acquired in connection  with or as a participant in any  transaction  having
such purpose or effect.



Date:  May 14, 1998                         /s/ Barry L. Hajdu
                                            -------------------------------
                                            Barry L. Hajdu, Co-Trustee


                               Page 5 of 5 Pages




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