HSBC USA INC /MD/
10-Q, EX-27, 2000-11-09
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           2,030
<INT-BEARING-DEPOSITS>                           6,558
<FED-FUNDS-SOLD>                                 2,629
<TRADING-ASSETS>                                 5,277
<INVESTMENTS-HELD-FOR-SALE>                     18,072
<INVESTMENTS-CARRYING>                           4,486
<INVESTMENTS-MARKET>                             4,541
<LOANS>                                         39,247
<ALLOWANCE>                                        558
<TOTAL-ASSETS>                                  87,064
<DEPOSITS>                                      55,152
<SHORT-TERM>                                    10,435
<LIABILITIES-OTHER>                              5,762
<LONG-TERM>                                      4,990
                              711
                                        500
<COMMON>                                             0
<OTHER-SE>                                       9,514
<TOTAL-LIABILITIES-AND-EQUITY>                  87,064
<INTEREST-LOAN>                                  2,215
<INTEREST-INVEST>                                1,285
<INTEREST-OTHER>                                   497
<INTEREST-TOTAL>                                 3,997
<INTEREST-DEPOSIT>                               1,689
<INTEREST-EXPENSE>                               2,340
<INTEREST-INCOME-NET>                            1,657
<LOAN-LOSSES>                                       85
<SECURITIES-GAINS>                                  12
<EXPENSE-OTHER>                                  1,429
<INCOME-PRETAX>                                    800
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       504
<EPS-BASIC>                                          0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    2.99
<LOANS-NON>                                        299
<LOANS-PAST>                                        26
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   660
<CHARGE-OFFS>                                      202
<RECOVERIES>                                        28
<ALLOWANCE-CLOSE>                                  558
<ALLOWANCE-DOMESTIC>                               268
<ALLOWANCE-FOREIGN>                                118
<ALLOWANCE-UNALLOCATED>                            172


</TABLE>


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