HSBC USA INC /MD/
10-Q, EX-27, 2000-08-11
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                           2,073
<INT-BEARING-DEPOSITS>                           5,348
<FED-FUNDS-SOLD>                                 2,439
<TRADING-ASSETS>                                 4,357
<INVESTMENTS-HELD-FOR-SALE>                     18,944
<INVESTMENTS-CARRYING>                           4,633
<INVESTMENTS-MARKET>                             4,647
<LOANS>                                         38,146
<ALLOWANCE>                                        636
<TOTAL-ASSETS>                                  84,825
<DEPOSITS>                                      54,509
<SHORT-TERM>                                     9,332
<LIABILITIES-OTHER>                              5,176
<LONG-TERM>                                      5,186
                              711
                                        500
<COMMON>                                             0
<OTHER-SE>                                       9,411
<TOTAL-LIABILITIES-AND-EQUITY>                  84,825
<INTEREST-LOAN>                                  1,450
<INTEREST-INVEST>                                  854
<INTEREST-OTHER>                                   328
<INTEREST-TOTAL>                                 2,632
<INTEREST-DEPOSIT>                               1,095
<INTEREST-EXPENSE>                               1,534
<INTEREST-INCOME-NET>                            1,098
<LOAN-LOSSES>                                       56
<SECURITIES-GAINS>                                   1
<EXPENSE-OTHER>                                    951
<INCOME-PRETAX>                                    525
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       327
<EPS-BASIC>                                          0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    2.99
<LOANS-NON>                                        352
<LOANS-PAST>                                        60
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   660
<CHARGE-OFFS>                                       95
<RECOVERIES>                                        19
<ALLOWANCE-CLOSE>                                  636
<ALLOWANCE-DOMESTIC>                               348
<ALLOWANCE-FOREIGN>                                127
<ALLOWANCE-UNALLOCATED>                            161


</TABLE>


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