UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. )*
CYBERCASH, INC.
(Name of Issuer)
WARRANTS TO PURCHASE COMMON STOCK $.001 PAR VALUE
(Title of Class of Securities)
232462 10 1
(CUSIP Number)
November 12, 1998
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
Check the following box if a fee is being paid with this statement. [ ]
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
Notes).
<PAGE>
CUSIP NO.232462 10 1 13G Page 2 of 6 Pages
----------- --- -------
- --------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
FIRST USA BANK N.A.
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
National Banking Association of the United States
5 SOLE VOTING POWER
NUMBER OF
SHARES 2,200,000
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER
EACH
REPORTING
PERSON 7 SOLE DISPOSITIVE POWER
WITH
2,200,000
8 SHARED DISPOSITIVE POWER
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,200,000
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES []*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
12.6 %
12 TYPE OF REPORTING PERSON*
BK
- --------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
<PAGE>
Page 3 of 6 Pages
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Filed Pursuant to Rule 13d-1(c)
Responses to Items
Item 1 (a). Name of Issuer:
CyberCash, Inc.
Item 1 (b). Address of Issuer's Principal Executive Offices:
2100 Reston Parkway
Reston, Virginia 20191
Item 2 (a). Name of Person Filing:
First USA Bank N.A.
Item 2 (b). Address of Principal Business Office:
The address of the principal business office is:
Three Christina Centre
201 N. Walnut Street
Wilmington, Delaware 19801
Item 2 (c). Citizenship:
National Banking Association of the United States
Item 2 (d). Title of Class of Securities:
Warrants to Purchase Common Stock
Item 2 (e). CUSIP Number:
232462 10 1
Item 3. If this statement is filed pursuant to Rule 13d-1(b) or Rule
13d-2(b) or (c), check whether the person filing is a:
(a)[ ] Broker or dealer registered under section 15 of the
Exchange Act.
(b)[X] Bank as defined in section 3(a)(6) of the Exchange Act.
(c)[ ] Insurance company as defined in section 3(a)(19) of the
Exchange Act.
(d)[ ] Investment company registered under section 8 of the
Investment Company Act.
(e)[ ] An investment adviser in accordance with Rule
13d-1(b)(1)(ii)(E).
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Page 4 of 6 Pages
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(f)[ ] An employee benefit plan or endowment fund in accordance
with Rule 13d-1(b)(1)(ii)(F).
(g)[ ] A parent holding company or control person in accordance
with Rule 13d-1(b)(1)(ii)(G).
(h)[ ] A savings associations as defined in Section 3(b) of the
Federal Deposit Insurance Act.
(i)[ ] A church plan that is excluded from the definition of an
investment company under section 3(c)(14) of the
Investment Company Act.
(j)[ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J).
If this statement is filed pursuant to Rule 13d-1(c), check
this box. [ ]
Item 4. Ownership.
(a) Amount Beneficially Owned: 2,200,000
(b) Percent of Class: 12.6%
(c) Number of Shares as to which each person has:
(i) sole power to vote or to direct the vote: 2,200,000
(ii) shared power to vote or to direct the vote: 0
(iii) sole power to dispose or to direct the
disposition of: 2,200,000
(iv) shared power to dispose or to direct the disposition
of: 0
Item 5. Ownership of Five Percent or Less of a Class.
Not applicable.
Item 6. Ownership of More than Five Percent on Behalf of Another Person.
Not applicable.
Item 7. Identification and Classification of the Subsidiary Which Acquired the
Security Being Reported on By the Parent Holding Company.
Not applicable.
Item 8. Identification and Classification of Members of the Group.
Not applicable.
<PAGE>
Page 5 of 6
Item 9. Notice of Dissolution of Group.
Not applicable.
Item 10. Certification.
By signing the below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not
held for the purpose of or with the effect of changing or influencing
the control of the issuer of the securities and were not acquired and
are not in connection with or as a participant in any transaction
having that purpose or effect.
<PAGE>
Page 6 of 6
SIGNATURE
After reasonable inquiry and to the best of our knowledge and belief,
we certify that the information set forth in this statement is true, complete
and correct.
Dated: December 4, 1998
FIRST USA BANK N.A.
By: /s/ Clinton W. Walker
---------------------
Clinton W. Walker
Executive Vice President & General
Counsel
