<PAGE> PAGE 1
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<PAGE> PAGE 2
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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066 F000400 N
066 G000400 N
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068 B000400 N
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070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 N
<PAGE> PAGE 21
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
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070 J020400 N
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070 M010400 N
070 M020400 N
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070 P020400 N
070 Q010400 N
070 Q020400 N
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070 R020400 N
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<PAGE> PAGE 22
072 Y000400 309
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008 A000501 AMSOUTH BANK OF ALABAMA
008 B000501 A
008 C000501 801-000000
008 D010501 BIRMINGHAM
008 D020501 AL
<PAGE> PAGE 23
008 D030501 35203
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<PAGE> PAGE 24
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<PAGE> PAGE 25
068 B000500 N
069 000500 N
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070 E020500 N
070 F010500 N
070 F020500 N
070 G010500 N
070 G020500 N
070 H010500 N
070 H020500 N
070 I010500 N
070 I020500 N
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070 J020500 N
070 K010500 Y
070 K020500 Y
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070 M010500 N
070 M020500 N
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070 P010500 N
070 P020500 N
070 Q010500 N
070 Q020500 N
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<PAGE> PAGE 26
072 J000500 4
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<PAGE> PAGE 27
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008 A000601 AMSOUTH BANK OF ALABAMA
008 B000601 A
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008 D020601 AL
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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008 A000701 AMSOUTH BANK OF ALABAMA
008 B000701 A
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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008 A000801 AMSOUTH BANK OF ALABAMA
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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008 A000901 AMSOUTH BANK OF ALABAMA
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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066 A000900 N
067 000900 N
068 A000900 N
068 B000900 N
069 000900 N
070 A010900 Y
070 A020900 Y
070 B010900 N
<PAGE> PAGE 42
070 B020900 N
070 C010900 Y
070 C020900 N
070 D010900 N
070 D020900 N
070 E010900 Y
070 E020900 N
070 F010900 Y
070 F020900 N
070 G010900 Y
070 G020900 N
070 H010900 Y
070 H020900 N
070 I010900 Y
070 I020900 N
070 J010900 Y
070 J020900 N
070 K010900 Y
070 K020900 N
070 L010900 Y
070 L020900 N
070 M010900 N
070 M020900 N
070 N010900 Y
070 N020900 N
070 O010900 Y
070 O020900 N
070 P010900 N
070 P020900 N
070 Q010900 N
070 Q020900 N
070 R010900 N
070 R020900 N
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<PAGE> PAGE 43
072 O000900 0
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<PAGE> PAGE 44
074 X000900 620
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008 A001001 AMSOUTH BANK N.A.
008 B001001 A
008 C001001 801-000000
008 D011001 BIRMINGHAM
008 D021001 AL
008 D031001 35203
008 A001002 AMSOUTH BANK OF FLORIDA
008 B001002 S
008 C001002 801-000000
008 D011002 CLEARWATER
008 D021002 FL
008 D031002 34167
008 D041002 2918
024 001000 N
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<PAGE> PAGE 45
028 G011000 6329
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033 001000 0
045 001000 Y
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<PAGE> PAGE 46
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066 A001000 N
067 001000 N
068 A001000 N
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070 D011000 N
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070 E011000 N
070 E021000 N
070 F011000 N
070 F021000 N
070 G011000 N
070 G021000 N
070 H011000 N
070 H021000 N
070 I011000 N
070 I021000 N
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070 K011000 Y
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<PAGE> PAGE 47
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<PAGE> PAGE 48
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<PAGE> PAGE 49
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<PAGE> PAGE 50
074 R031200 0
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SIGNATURE JOHN SIEBERT
TITLE FIN REP SUPERVISOR
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 1
<NAME> AMSOUTH MUTUAL FUNDS PRIME OBLIGATIONS FUND
<MULTIPLIER> 1000
<S> <C>
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<PERIOD-START> AUG-01-1996
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 550508
<INVESTMENTS-AT-VALUE> 550508
<RECEIVABLES> 2019
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<TOTAL-LIABILITIES> 2794
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 603626
<SHARES-COMMON-STOCK> 125081<F1>
<SHARES-COMMON-PRIOR> 0<F1>
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<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 30615
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1925<F1>
<DISTRIBUTIONS-OF-GAINS> 0<F1>
<DISTRIBUTIONS-OTHER> 0<F1>
<NUMBER-OF-SHARES-SOLD> 165419<F1>
<NUMBER-OF-SHARES-REDEEMED> 191139<F1>
<SHARES-REINVESTED> 1963<F1>
<NET-CHANGE-IN-ASSETS> (14056)
<ACCUMULATED-NII-PRIOR> 0
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<GROSS-EXPENSE> 4474
<AVERAGE-NET-ASSETS> 451643567<F1>
<PER-SHARE-NAV-BEGIN> 1.00<F1>
<PER-SHARE-NII> .050<F1>
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<PER-SHARE-DISTRIBUTIONS> 0<F1>
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<PER-SHARE-NAV-END> 1.00<F1>
<EXPENSE-RATIO> .072<F1>
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
<FN>
<F1>Classic Shares
</FN>
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 1.1
<NAME> AMSOUTH MUTUAL FUNDS PRIME OBLIGATIONS FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1995
<PERIOD-END> JUL-31-1996
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<INVESTMENTS-AT-VALUE> 550508
<RECEIVABLES> 2019
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<NET-CHANGE-IN-ASSETS> (14056)
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<PER-SHARE-NII> .016<F1>
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<FN>
<F1>Premier Shares
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 2
<NAME> AMSOUTH MUTUAL FUNDS U.S.TREASURY FUND
<MULTIPLIER> 1000
<S> <C>
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<FISCAL-YEAR-END> JUL-31-1996
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<NET-CHANGE-IN-ASSETS> 57486
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<AVERAGE-NET-ASSETS> 271727685<F1>
<PER-SHARE-NAV-BEGIN> 1.00<F1>
<PER-SHARE-NII> .048<F1>
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<AVG-DEBT-PER-SHARE> 0
<FN>
<F1>Classic Shares
</FN>
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 2.1
<NAME> AMSOUTH MUTUAL FUNDS U.S.TREASURY FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
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<AVERAGE-NET-ASSETS> 376454472<F1>
<PER-SHARE-NAV-BEGIN> 1.00<F1>
<PER-SHARE-NII> .015<F1>
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<PER-SHARE-DISTRIBUTIONS> 0<F1>
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<PER-SHARE-NAV-END> 1.00<F1>
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<AVG-DEBT-OUTSTANDING> 0
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<FN>
<F1>Premier Shares
</FN>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 3
<NAME> AMSOUTH MUTUAL FUNDS BOND FUND
<MULTIPLIER> 1000
<S> <C>
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<FISCAL-YEAR-END> JUL-31-1996
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<ACCUM-APPREC-OR-DEPREC> (897)
<NET-ASSETS> 132737
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 7522
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<NET-INVESTMENT-INCOME> 6705
<REALIZED-GAINS-CURRENT> (140)
<APPREC-INCREASE-CURRENT> (2348)
<NET-CHANGE-FROM-OPS> 4217
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 6517
<DISTRIBUTIONS-OF-GAINS> 1025
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<NUMBER-OF-SHARES-SOLD> 5396
<NUMBER-OF-SHARES-REDEEMED> 2005
<SHARES-REINVESTED> 467
<NET-CHANGE-IN-ASSETS> 38066
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<AVERAGE-NET-ASSETS> 109584921
<PER-SHARE-NAV-BEGIN> 10.83
<PER-SHARE-NII> .65
<PER-SHARE-GAIN-APPREC> (.18)
<PER-SHARE-DIVIDEND> .65
<PER-SHARE-DISTRIBUTIONS> .11
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.54
<EXPENSE-RATIO> .75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME>
<SERIES>
<NUMBER> 4
<NAME> AMSOUTH MUTUAL FUNDS EQUITY FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1996
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 320099
<INVESTMENTS-AT-VALUE> 374192
<RECEIVABLES> 1065
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<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 375268
<PAYABLE-FOR-SECURITIES> 379
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 267
<TOTAL-LIABILITIES> 646
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 303678
<SHARES-COMMON-STOCK> 21256
<SHARES-COMMON-PRIOR> 16466
<ACCUMULATED-NII-CURRENT> 260
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 16591
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 54093
<NET-ASSETS> 374622
<DIVIDEND-INCOME> 8258
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<EXPENSES-NET> 3471
<NET-INVESTMENT-INCOME> 6319
<REALIZED-GAINS-CURRENT> 20434
<APPREC-INCREASE-CURRENT> 6857
<NET-CHANGE-FROM-OPS> 33610
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<DISTRIBUTIONS-OF-INCOME> 6326
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<NUMBER-OF-SHARES-SOLD> 8082
<NUMBER-OF-SHARES-REDEEMED> 3888
<SHARES-REINVESTED> 597
<NET-CHANGE-IN-ASSETS> 98865
<ACCUMULATED-NII-PRIOR> 267
<ACCUMULATED-GAINS-PRIOR> 6957
<OVERDISTRIB-NII-PRIOR> 0
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<GROSS-EXPENSE> 3780
<AVERAGE-NET-ASSETS> 338896872
<PER-SHARE-NAV-BEGIN> 16.75
<PER-SHARE-NII> .33
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<PER-SHARE-NAV-END> 17.62
<EXPENSE-RATIO> 1.02
<AVG-DEBT-OUTSTANDING> 0
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 5
<NAME> AMSOUTH MUTUAL FUNDS REGIONAL EQUITY
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1995
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 75423
<INVESTMENTS-AT-VALUE> 93564
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<ASSETS-OTHER> 2
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<TOTAL-ASSETS> 93691
<PAYABLE-FOR-SECURITIES> 0
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<OTHER-ITEMS-LIABILITIES> 107
<TOTAL-LIABILITIES> 107
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 74248
<SHARES-COMMON-STOCK> 4467
<SHARES-COMMON-PRIOR> 3617
<ACCUMULATED-NII-CURRENT> 20
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1175
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18141
<NET-ASSETS> 93584
<DIVIDEND-INCOME> 1583
<INTEREST-INCOME> 387
<OTHER-INCOME> 0
<EXPENSES-NET> 880
<NET-INVESTMENT-INCOME> 1090
<REALIZED-GAINS-CURRENT> 1891
<APPREC-INCREASE-CURRENT> 6486
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<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1069
<DISTRIBUTIONS-OF-GAINS> 755
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<NUMBER-OF-SHARES-SOLD> 1277
<NUMBER-OF-SHARES-REDEEMED> 482
<SHARES-REINVESTED> 55
<NET-CHANGE-IN-ASSETS> 25083
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 39
<OVERDISTRIB-NII-PRIOR> 3
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 671
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<GROSS-EXPENSE> 948
<AVERAGE-NET-ASSETS> 83807109
<PER-SHARE-NAV-BEGIN> 18.94
<PER-SHARE-NII> .26
<PER-SHARE-GAIN-APPREC> 2.20
<PER-SHARE-DIVIDEND> .26
<PER-SHARE-DISTRIBUTIONS> .19
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 20.95
<EXPENSE-RATIO> 1.05
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 6
<NAME> AMSOUTH MUTUAL FUND LIMITED MATURITY
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1995
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 45837
<INVESTMENTS-AT-VALUE> 45265
<RECEIVABLES> 766
<ASSETS-OTHER> 2
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 46033
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<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 28
<TOTAL-LIABILITIES> 28
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 47893
<SHARES-COMMON-STOCK> 4462
<SHARES-COMMON-PRIOR> 5745
<ACCUMULATED-NII-CURRENT> 152
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 1468
<ACCUM-APPREC-OR-DEPREC> (572)
<NET-ASSETS> 46005
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 3652
<OTHER-INCOME> 0
<EXPENSES-NET> 446
<NET-INVESTMENT-INCOME> 3206
<REALIZED-GAINS-CURRENT> (229)
<APPREC-INCREASE-CURRENT> (275)
<NET-CHANGE-FROM-OPS> 2702
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3269
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<NUMBER-OF-SHARES-SOLD> 1602
<NUMBER-OF-SHARES-REDEEMED> 3036
<SHARES-REINVESTED> 150
<NET-CHANGE-IN-ASSETS> (13793)
<ACCUMULATED-NII-PRIOR> 198
<ACCUMULATED-GAINS-PRIOR> 0
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<OVERDIST-NET-GAINS-PRIOR> 1222
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<GROSS-EXPENSE> 580
<AVERAGE-NET-ASSETS> 58505534
<PER-SHARE-NAV-BEGIN> 10.41
<PER-SHARE-NII> .58
<PER-SHARE-GAIN-APPREC> (.10)
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<PER-SHARE-DISTRIBUTIONS> 0
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<PER-SHARE-NAV-END> 10.31
<EXPENSE-RATIO> .76
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUND
<SERIES>
<NUMBER> 7
<NAME> AMSOUTH MUTUAL FUND TAX EXEMPT
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1995
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 60387
<INVESTMENTS-AT-VALUE> 60387
<RECEIVABLES> 525
<ASSETS-OTHER> 2
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 60914
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 187
<TOTAL-LIABILITIES> 187
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 60727
<SHARES-COMMON-STOCK> 17116<F1>
<SHARES-COMMON-PRIOR> 0<F1>
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 60727
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2434
<OTHER-INCOME> 0
<EXPENSES-NET> 366
<NET-INVESTMENT-INCOME> 2068
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 2068
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (140)<F1>
<DISTRIBUTIONS-OF-GAINS> 0<F1>
<DISTRIBUTIONS-OTHER> 0<F1>
<NUMBER-OF-SHARES-SOLD> 9803<F1>
<NUMBER-OF-SHARES-REDEEMED> 9019<F1>
<SHARES-REINVESTED> 143<F1>
<NET-CHANGE-IN-ASSETS> 3087
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 267
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 506
<AVERAGE-NET-ASSETS> 50678213<F1>
<PER-SHARE-NAV-BEGIN> 1.00<F1>
<PER-SHARE-NII> .031<F1>
<PER-SHARE-GAIN-APPREC> 0<F1>
<PER-SHARE-DIVIDEND> .031<F1>
<PER-SHARE-DISTRIBUTIONS> 0<F1>
<RETURNS-OF-CAPITAL> 0<F1>
<PER-SHARE-NAV-END> 1.00<F1>
<EXPENSE-RATIO> .54<F1>
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
<FN>
<F1>Classic Shares
</FN>
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUND
<SERIES>
<NUMBER> 7.1
<NAME> AMSOUTH MUTUAL FUND TAX EXEMPT
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1995
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 60387
<INVESTMENTS-AT-VALUE> 60387
<RECEIVABLES> 525
<ASSETS-OTHER> 2
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 60914
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 187
<TOTAL-LIABILITIES> 187
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 60727
<SHARES-COMMON-STOCK> 43611<F1>
<SHARES-COMMON-PRIOR> 57640<F1>
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 60727
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2434
<OTHER-INCOME> 0
<EXPENSES-NET> 366
<NET-INVESTMENT-INCOME> 2068
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 2068
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1928)<F1>
<DISTRIBUTIONS-OF-GAINS> 0<F1>
<DISTRIBUTIONS-OTHER> 0<F1>
<NUMBER-OF-SHARES-SOLD> 129166<F1>
<NUMBER-OF-SHARES-REDEEMED> 127394<F1>
<SHARES-REINVESTED> 388<F1>
<NET-CHANGE-IN-ASSETS> 3087
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 267
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 506
<AVERAGE-NET-ASSETS> 47969525<F1>
<PER-SHARE-NAV-BEGIN> 1.00<F1>
<PER-SHARE-NII> .010<F1>
<PER-SHARE-GAIN-APPREC> 0<F1>
<PER-SHARE-DIVIDEND> .010<F1>
<PER-SHARE-DISTRIBUTIONS> 0<F1>
<RETURNS-OF-CAPITAL> 0<F1>
<PER-SHARE-NAV-END> 1.00<F1>
<EXPENSE-RATIO> .58<F1>
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
<FN>
<F1>Premier Shares
</FN>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 8
<NAME> AMSOUTH MUTUAL FUNDS BALANCED FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1995
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 302295
<INVESTMENTS-AT-VALUE> 334850
<RECEIVABLES> 3822
<ASSETS-OTHER> 16
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 338688
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 263
<TOTAL-LIABILITIES> 263
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 293043
<SHARES-COMMON-STOCK> 25965
<SHARES-COMMON-PRIOR> 23161
<ACCUMULATED-NII-CURRENT> 659
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 12168
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 32555
<NET-ASSETS> 338425
<DIVIDEND-INCOME> 4562
<INTEREST-INCOME> 10340
<OTHER-INCOME> 0
<EXPENSES-NET> 3173
<NET-INVESTMENT-INCOME> 11729
<REALIZED-GAINS-CURRENT> 14292
<APPREC-INCREASE-CURRENT> (568)
<NET-CHANGE-FROM-OPS> 25453
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 11638
<DISTRIBUTIONS-OF-GAINS> 7465
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7104
<NUMBER-OF-SHARES-REDEEMED> 5449
<SHARES-REINVESTED> 1148
<NET-CHANGE-IN-ASSETS> 42916
<ACCUMULATED-NII-PRIOR> 568
<ACCUMULATED-GAINS-PRIOR> 5341
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2598
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3602
<AVERAGE-NET-ASSETS> 324803423
<PER-SHARE-NAV-BEGIN> 12.76
<PER-SHARE-NII> .47
<PER-SHARE-GAIN-APPREC> .58
<PER-SHARE-DIVIDEND> .47
<PER-SHARE-DISTRIBUTIONS> .31
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 13.03
<EXPENSE-RATIO> .98
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 9
<NAME> AMSOUTH MUTUAL FUNDS GOVERNMENT INCOME FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1995
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 15971
<INVESTMENTS-AT-VALUE> 15724
<RECEIVABLES> 144
<ASSETS-OTHER> 2
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 15870
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 118
<TOTAL-LIABILITIES> 118
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 16591
<SHARES-COMMON-STOCK> 1676
<SHARES-COMMON-PRIOR> 1748
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 592
<ACCUM-APPREC-OR-DEPREC> (247)
<NET-ASSETS> 15752
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1312
<OTHER-INCOME> 0
<EXPENSES-NET> 114
<NET-INVESTMENT-INCOME> 1198
<REALIZED-GAINS-CURRENT> (352)
<APPREC-INCREASE-CURRENT> (9)
<NET-CHANGE-FROM-OPS> 837
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1089
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 10
<NUMBER-OF-SHARES-SOLD> 584
<NUMBER-OF-SHARES-REDEEMED> 715
<SHARES-REINVESTED> 60
<NET-CHANGE-IN-ASSETS> (927)
<ACCUMULATED-NII-PRIOR> 102
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 451
<GROSS-ADVISORY-FEES> 114
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 193
<AVERAGE-NET-ASSETS> 17593048
<PER-SHARE-NAV-BEGIN> 9.54
<PER-SHARE-NII> .66
<PER-SHARE-GAIN-APPREC> (.20)
<PER-SHARE-DIVIDEND> .59
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> .01
<PER-SHARE-NAV-END> 9.40
<EXPENSE-RATIO> .65
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000832544
<NAME> AMSOUTH MUTUAL FUNDS
<SERIES>
<NUMBER> 10
<NAME> AMSOUTH MUTUAL FUNDS FLORIDA TAX FREE FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-START> AUG-01-1995
<PERIOD-END> JUL-31-1996
<INVESTMENTS-AT-COST> 47077
<INVESTMENTS-AT-VALUE> 48257
<RECEIVABLES> 637
<ASSETS-OTHER> 1
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 48895
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 26
<TOTAL-LIABILITIES> 26
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 47495
<SHARES-COMMON-STOCK> 4745
<SHARES-COMMON-PRIOR> 4683
<ACCUMULATED-NII-CURRENT> 124
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 70
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1180
<NET-ASSETS> 48869
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2404
<OTHER-INCOME> 0
<EXPENSES-NET> 287
<NET-INVESTMENT-INCOME> 2117
<REALIZED-GAINS-CURRENT> 97
<APPREC-INCREASE-CURRENT> (169)
<NET-CHANGE-FROM-OPS> 2045
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2107
<DISTRIBUTIONS-OF-GAINS> 20
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1023
<NUMBER-OF-SHARES-REDEEMED> 974
<SHARES-REINVESTED> 13
<NET-CHANGE-IN-ASSETS> 536
<ACCUMULATED-NII-PRIOR> 114
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 7
<GROSS-ADVISORY-FEES> 318
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 507
<AVERAGE-NET-ASSETS> 48936678
<PER-SHARE-NAV-BEGIN> 10.32
<PER-SHARE-NII> .45
<PER-SHARE-GAIN-APPREC> (.01)
<PER-SHARE-DIVIDEND> .45
<PER-SHARE-DISTRIBUTIONS> .01
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.30
<EXPENSE-RATIO> .59
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
To the Shareholders and Board of Trustees
AmSouth Mutual Funds
In planning and performing our audit of the financial statements
of AmSouth Mutual Funds for the year ended July 31, 1996, we
considered its internal control structure, including procedures
for safeguarding securities, in order to determine our auditing
procedures for the purpose of expressing our opinion on the
financial statements and to comply with the requirements of Form
N-SAR, not to provide assurance on the internal control
structure.
The management of AmSouth Mutual Funds is responsible for
establishing and maintaining an internal control structure. In
fulfilling this responsibility, estimates and judgments by
management are required to assess the expected benefits and
related costs of internal control structure policies and
procedures. Two objectives of an internal control structure are
to provide management with reasonable, but not absolute,
assurance that assets are safeguarded against loss from
unauthorized use or disposition and transactions are executed in
accordance with management's authorization and recorded properly
to permit preparation of financial statements in conformity with
generally accepted accounting principles.
Because of inherent limitations in any internal control
structure, errors or irregularities may occur and may not be
detected. Also, projection of any evaluation of the structure
to future periods is subject to the risk that it may become
inadequate because of changes in conditions or that the
effectiveness of the design and operation may deteriorate.
Our consideration of the internal control structure would not
necessarily disclose all matters in the internal control
structure that might be material weaknesses under standards
established by the American Institute of Certified Public
Accountants. A material weakness is a condition in which the
design or operation of the specific internal control structure
elements does not reduce to a relatively low level the risk that
errors or irregularities in amounts that would be material in
relation to the financial statements being audited may occur and
not be detected within a timely period by employees in the
normal course of performing their assigned functions. However,
we noted no matters involving the internal control structure,
including procedures for safeguarding securities, that we
consider to be material weaknesses as defined above as of July
31, 1996.
This report is intended solely for the information and use of
management and the Securities and Exchange Commission.
Columbus, Ohio
September 23, 1996
