FINANCIAL HORIZONS INVESTMENT TRUST
NSAR-B, 1995-12-29
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<PAGE>      PAGE  1
000 B000000 10/31/95
000 C000000 0000832800
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 FINANCIAL HORIZONS INVESTMENT TRUST
001 B000000 811-5559
001 C000000 6142496969
002 A000000 ONE NATIONWIDE PLAZA
002 B000000 COLUMBUS
002 C000000 OH
002 D010000 43216
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  4
007 C010100  1
007 C020100 FINANCIAL HORIZONS CASH RESERVE
007 C030100 N
007 C010200  2
007 C020200 FINANCIAL HORIZONS GOVERNMENT BOND FUND
007 C030200 N
007 C010300  3
007 C020300 FINANCIAL HORIZONS MUNICIPAL BOND FUND
007 C030300 N
007 C010400  4
007 C020400 FINANCIAL HORIZONS GROWTH FUND
007 C030400 N
007 C010500  5
007 C010600  6
007 C010700  7
007 C010800  8
007 C010900  9
007 C011000 10
008 A00AA01 NATIONWIDE FINANCIAL SERVICES, INC.
008 B00AA01 A
008 C00AA01 801-125000
008 D01AA01 COLUMBUS
008 D02AA01 OH
008 D03AA01 43216
012 A00AA01 NATIONWIDE INVESTORS SERVICES, INC.
012 B00AA01 84-9999999
012 C01AA01 COLUMBUS
012 C02AA01 OH
012 C03AA01 43216
<PAGE>      PAGE  2
013 A00AA01 KPMG PEAT MARWICK
013 B01AA01 COLUMBUS
013 B02AA01 OH
013 B03AA01 43215
015 A00AA01 FIFTH THIRD BANK
015 B00AA01 C
015 C01AA01 CINCINNATI
015 C02AA01 OH
015 C03AA01 45263
015 E01AA01 X
018  00AA00 Y
019 A00AA00 Y
019 B00AA00   15
019 C00AA00 NATIONWIDE
020 C000001      0
020 C000002      0
020 C000003      0
020 C000004      0
020 C000005      0
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022 A000001 MERRILL LYNCH
022 B000001 13-5674085
022 C000001    451595
022 D000001         0
022 A000002 PRU-BACHE
022 B000002 13-6134767
022 C000002    377337
022 D000002         0
022 A000003 MORGAN STANLEY
022 B000003 13-5655998
022 C000003      9628
022 D000003     21140
022 A000004 NOMURA SECURITIES
022 B000004 13-2642206
022 C000004         0
022 D000004     12803
022 A000005 NATIONSBANK
022 B000005 56-1684171
022 C000005         0
022 D000005      5924
022 A000006 UBS SECURITIES
022 B000006 13-2932996
022 C000006      3889
022 D000006      8899
022 A000007 DILLON READ
022 B000007 13-1939216
<PAGE>      PAGE  3
022 C000007      8000
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022 A000008 WACHOVIA BANK
022 B000008 56-0927594
022 C000008      3235
022 D000008      2847
022 A000009 GOLDMAN SACHS
022 B000009 13-5108880
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023 D000000      56728
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033  00AA00      0
037  00AA00 N
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039  00AA00 N
040  00AA00 Y
041  00AA00 Y
049  00AA00 N
050  00AA00 N
051  00AA00 N
052  00AA00 N
053 A00AA00 Y
053 B00AA00 N
053 C00AA00 N
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 Y
054 D00AA00 N
054 E00AA00 N
<PAGE>      PAGE  4
054 F00AA00 N
054 G00AA00 N
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 Y
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 Y
058 A00AA00 N
058 B00AA00 N
058 C00AA00 N
058 D00AA00 N
058 E00AA00 N
059  00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061  00AA00     1000
077 A000000 Y
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077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
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077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
077 O000000 N
077 P000000 N
077 Q010000 Y
078  000000 N
080 A00AA00 MARYLAND FIDELITY & DEPOSIT CO.
080 C00AA00    10000
081 A00AA00 Y
081 B00AA00  15
082 A00AA00 N
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083 A00AA00 N
083 B00AA00        0
084 A00AA00 N
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085 A00AA00 Y
085 B00AA00 N
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086 A020000      0
<PAGE>      PAGE  5
086 B010000      0
086 B020000      0
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086 F010000      0
086 F020000      0
024  000100 Y
025 A000101 SMITH BARNEY
025 B000101 13-1912900
025 C000101 D
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025 A000102 J.P. MORGAN
025 B000102 13-2625764
025 C000102 D
025 D000102     160
025 A000103 DEAN WITTER/DISCOVER
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025 C000103 D
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025 A000104 MERRILL LYNCH
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025 A000105 BEAR STEARNS
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025 C000105 D
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<PAGE>      PAGE  6
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042 F000100   0
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048 H010100        0
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048 I020100 0.000
<PAGE>      PAGE  7
048 J010100        0
048 J020100 0.000
048 K010100        0
048 K020100 0.000
055 A000100 N
055 B000100 N
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057  000100 N
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062 D000100   0.0
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062 O000100   0.0
062 P000100   0.0
062 Q000100   0.0
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063 A000100  38
063 B000100  0.0
064 A000100 N
066 A000100 N
067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
070 A010100 Y
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
<PAGE>      PAGE  8
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 N
070 K020100 N
070 L010100 Y
070 L020100 Y
070 M010100 N
070 M020100 N
070 N010100 N
070 N020100 N
070 O010100 N
070 O020100 N
070 P010100 N
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100         0
071 B000100         0
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072 L000100        0
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072 P000100        0
072 Q000100        0
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072 U000100        0
072 V000100        0
072 W000100        1
072 X000100       27
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072 Z000100      219
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072BB000100        0
<PAGE>      PAGE  9
072CC010100        0
072CC020100        0
072DD010100      106
072DD020100        0
072EE000100        0
073 A010100   0.0528
073 A020100   0.0000
073 B000100   0.0000
073 C000100   0.0000
074 A000100       12
074 B000100        0
074 C000100     4143
074 D000100        0
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074 F000100        0
074 G000100        0
074 H000100        0
074 I000100        0
074 J000100        0
074 K000100        0
074 L000100        0
074 M000100        0
074 N000100     4155
074 O000100        0
074 P000100        4
074 Q000100        0
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074 R040100        1
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074 T000100     4150
074 U010100     4150
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074 V010100     1.00
074 V020100     0.00
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074 X000100       59
074 Y000100        0
075 A000100     4143
075 B000100        0
076  000100     0.00
024  000200 Y
025 A000201 PRUDENTIAL SEC
025 B000201 13-6134767
025 C000201 D
025 D000201    1614
025 D000202       0
025 D000203       0
025 D000204       0
025 D000205       0
<PAGE>      PAGE  10
025 D000206       0
025 D000207       0
025 D000208       0
028 A010200       224
028 A020200       194
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028 A040200       569
028 B010200        31
028 B020200       197
028 B030200         0
028 B040200       893
028 C010200        50
028 C020200       194
028 C030200         0
028 C040200       813
028 D010200        84
028 D020200       194
028 D030200         0
028 D040200       991
028 E010200       118
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028 F010200         6
028 F020200       182
028 F030200         0
028 F040200       864
028 G010200       513
028 G020200      1144
028 G030200         0
028 G040200      4824
028 H000200         0
034  000200 Y
035  000200     75
036 A000200 Y
036 B000200      0
042 A000200   0
042 B000200   0
042 C000200   0
042 D000200   0
042 E000200   0
042 F000200   0
042 G000200 100
042 H000200   0
043  000200    517
044  000200      0
045  000200 Y
046  000200 N
047  000200 Y
048  000200  0.650
048 A010200        0
<PAGE>      PAGE  11
048 A020200 0.000
048 B010200        0
048 B020200 0.000
048 C010200        0
048 C020200 0.000
048 D010200        0
048 D020200 0.000
048 E010200        0
048 E020200 0.000
048 F010200        0
048 F020200 0.000
048 G010200        0
048 G020200 0.000
048 H010200        0
048 H020200 0.000
048 I010200        0
048 I020200 0.000
048 J010200        0
048 J020200 0.000
048 K010200        0
048 K020200 0.000
055 A000200 N
055 B000200 Y
056  000200 N
057  000200 N
062 A000200 Y
062 B000200   0.0
062 C000200   0.0
062 D000200   2.3
062 E000200   0.0
062 F000200   0.0
062 G000200   0.0
062 H000200   0.0
062 I000200   0.0
062 J000200   0.0
062 K000200   0.0
062 L000200   0.1
062 M000200   0.0
062 N000200  62.7
062 O000200   0.0
062 P000200   0.0
062 Q000200  34.9
062 R000200   0.0
063 A000200   0
063 B000200  6.1
064 A000200 N
066 A000200 N
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
<PAGE>      PAGE  12
070 A010200 Y
070 A020200 Y
070 B010200 N
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 N
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 Y
070 J020200 N
070 K010200 N
070 K020200 N
070 L010200 Y
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 N
070 N020200 N
070 O010200 N
070 O020200 N
070 P010200 N
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200     87421
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<PAGE>      PAGE  13
072 L000200        7
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073 A010200   0.6846
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<PAGE>      PAGE  14
074 V010200    11.07
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<PAGE>      PAGE  15
042 B000300   0
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042 E000300   0
042 F000300   0
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055 A000300 N
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<PAGE>      PAGE  16
062 M000300   0.0
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064 A000300 N
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070 B010300 N
070 B020300 N
070 C010300 N
070 C020300 N
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070 D020300 N
070 E010300 N
070 E020300 N
070 F010300 N
070 F020300 N
070 G010300 N
070 G020300 N
070 H010300 N
070 H020300 N
070 I010300 N
070 I020300 N
070 J010300 Y
070 J020300 N
070 K010300 N
070 K020300 N
070 L010300 Y
070 L020300 N
070 M010300 N
070 M020300 N
070 N010300 N
070 N020300 N
070 O010300 N
070 O020300 N
070 P010300 N
070 P020300 N
070 Q010300 N
070 Q020300 N
070 R010300 N
070 R020300 N
071 A000300     15833
<PAGE>      PAGE  17
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<PAGE>      PAGE  18
074 L000300      445
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<PAGE>      PAGE  19
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042 H000400   0
043  000400     54
044  000400      0
045  000400 Y
046  000400 N
047  000400 Y
048  000400  0.650
048 A010400        0
048 A020400 0.000
048 B010400        0
048 B020400 0.000
048 C010400        0
048 C020400 0.000
048 D010400        0
048 D020400 0.000
048 E010400        0
048 E020400 0.000
048 F010400        0
048 F020400 0.000
048 G010400        0
048 G020400 0.000
048 H010400        0
<PAGE>      PAGE  20
048 H020400 0.000
048 I010400        0
048 I020400 0.000
048 J010400        0
048 J020400 0.000
048 K010400        0
048 K020400 0.000
055 A000400 N
055 B000400 N
056  000400 N
057  000400 N
062 A000400 N
062 B000400   0.0
062 C000400   0.0
062 D000400   0.0
062 E000400   0.0
062 F000400   0.0
062 G000400   0.0
062 H000400   0.0
062 I000400   0.0
062 J000400   0.0
062 K000400   0.0
062 L000400   0.0
062 M000400   0.0
062 N000400   0.0
062 O000400   0.0
062 P000400   0.0
062 Q000400   0.0
062 R000400   0.0
066 A000400 Y
066 B000400 N
066 C000400 N
066 D000400 Y
066 E000400 N
066 F000400 N
066 G000400 N
067  000400 N
068 A000400 N
068 B000400 N
069  000400 N
070 A010400 Y
070 A020400 Y
070 B010400 N
070 B020400 N
070 C010400 N
070 C020400 N
070 D010400 N
070 D020400 N
070 E010400 N
070 E020400 N
070 F010400 N
<PAGE>      PAGE  21
070 F020400 N
070 G010400 N
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 N
070 K010400 N
070 K020400 N
070 L010400 Y
070 L020400 Y
070 M010400 N
070 M020400 N
070 N010400 N
070 N020400 N
070 O010400 N
070 O020400 N
070 P010400 N
070 P020400 N
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400      1969
071 B000400      2318
071 C000400      6745
071 D000400   29
072 A000400 12
072 B000400       24
072 C000400       78
072 D000400        0
072 E000400        0
072 F000400       47
072 G000400        0
072 H000400        0
072 I000400       12
072 J000400        2
072 K000400        0
072 L000400        2
072 M000400        1
072 N000400        2
072 O000400        0
072 P000400        0
072 Q000400        0
072 R000400        2
072 S000400        0
072 T000400       54
072 U000400        0
072 V000400        0
<PAGE>      PAGE  22
072 W000400        2
072 X000400      124
072 Y000400       18
072 Z000400       -4
072AA000400      874
072BB000400       53
072CC010400      608
072CC020400        0
072DD010400       71
072DD020400        0
072EE000400        1
073 A010400   0.0000
073 A020400   0.0000
073 B000400   0.1475
073 C000400   0.0100
074 A000400       18
074 B000400       72
074 C000400      549
074 D000400        0
074 E000400        0
074 F000400     6988
074 G000400        0
074 H000400        0
074 I000400        0
074 J000400        0
074 K000400        0
074 L000400        3
074 M000400        0
074 N000400     7630
074 O000400        0
074 P000400       30
074 Q000400        0
074 R010400        0
074 R020400        0
074 R030400        0
074 R040400        6
074 S000400        0
074 T000400     7594
074 U010400      418
074 U020400        0
074 V010400    18.17
074 V020400     0.00
074 W000400   0.0000
074 X000400      744
074 Y000400        0
075 A000400        0
075 B000400     7213
076  000400     0.00
SIGNATURE   JAMES F. LAIRD JR.                           
TITLE       TREASURER           
 


<TABLE> <S> <C>

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</TABLE>

<TABLE> <S> <C>

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<CIK> 0000832800
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<SERIES>
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   <NAME> GOVERNMENT BOND FUND
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<S>                             <C>
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</TABLE>

<TABLE> <S> <C>

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<CIK> 0000832800
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<SERIES>
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   <NAME> MUNICIPAL BOND FUND
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<S>                             <C>
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000832800
<NAME> FINANCIAL HORIZONS INVESTMENT TRUST
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   <NAME> GROWTH FUND
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<S>                             <C>
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</TABLE>


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