FINANCIAL HORIZONS INVESTMENT TRUST
497J, 1996-05-13
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                            DRUEN, RATH & DIETRICH
                               ATTORNEYS AT LAW
                             ONE NATIONWIDE PLAZA
                             COLUMBUS, OHIO 43216

                                (614) 249-7617

                                 [LETTERHEAD]

May 6, 1996

VIA ELECTRONIC TRANSMISSION
- ---------------------------

The United States Securities and
 Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549

Subject:        Financial Horizons Investment Trust
                SEC File Nos. 33-21951, 811-5559
                CIK No. 0000832800

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of
Financial Horizons Investment Trust, we certify that the form of the Prospectus
and Statement of Additional Information that would have been filed under
paragraph (c) under Rule 497 does not differ from the form of the Prospectus
and Statement of Additional Information contained in Post-Effective Amendment 
No. 9 to the Registration Statement for Financial Horizons Investment Trust 
which was filed with the Securities and Exchange Commission electronically on 
February 29, 1996.
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If there are any questions in connection with the enclosed, please contact me
at (614) 249-7618.

Very truly yours,

DRUEN, RATH & DIETRICH

/s/ David E. Simaitis

David E. Simaitis



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