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SUPPLEMENT DATED
SEPTEMBER 5, 1997
TO
PROSPECTUS DATED
FEBRUARY 28, 1997
FINANCIAL HORIZONS INVESTMENT TRUST
GROWTH FUND
MUNICIPAL BOND FUND
GOVERNMENT BOND FUND
CASH RESERVE FUND
On August 29, 1997, John M. Schaffner replaced Laura Klebe
as portfolio manager of the Growth Fund. On page 8 of the
prospectus, the paragraph entitled Growth Fund is hereby
deleted in its entirety and replaced by the following:
GROWTH FUND - John M. Schaffner, Director - Equity
Securities. John received a Bachelor of Arts in
Economics from Occidental College. He received a Master
of Business Administration degree from the University
of Michigan and is a Chartered Financial Analyst.
John managed the Growth Fund from its inception until
June 1994, and returned as portfolio manager of the
Fund in August 1997. He has managed the Nationwide(R)
Growth Fund since 1981.
PLEASE KEEP THIS SUPPLEMENT WITH YOUR PROSPECTUS
FOR FURTHER REFERENCE.