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BOL BANCSHARES, INC.
300 ST. CHARLES
AVENUE NEW ORLEANS,
LA 70130
May 5, 1997
Securities and Exchange Commission
Washington, D. C. 20549
Gentlemen:
Pursuant to the requirements of the Securities
Exchange Act of 1934, we are transmitting herewith
the attached Form 10-K/A.
Sincerely,
BOL BANCSHARES, INC.
/s/ Peggy L. Schaefer
Peggy L. Schaefer, Treasurer
<PAGE>
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d)
of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly
authorized.
BOL BANCSHARES,
INC. /s/ Peggy L.
Schaefer Treasurer
5-5-97
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<S> <C>
<PERIOD-TYPE> Year
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
<CASH> 7903
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 14400
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 9060
<INVESTMENTS-CARRYING> 9060
<INVESTMENTS-MARKET> 9100
<LOANS> 69298
<ALLOWANCE> 1500
<TOTAL-ASSETS> 106091
<DEPOSITS> 95141
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1315
<LONG-TERM> 2384
0
2303
<COMMON> 179
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<INTEREST-DEPOSIT> 1964
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<INTEREST-INCOME-NET> 10133
<LOAN-LOSSES> 2040
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 10647
<INCOME-PRETAX> (114)
<INCOME-PRE-EXTRAORDINARY> (114)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (94)
<EPS-PRIMARY> (0.52)
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<LOANS-NON> 2039
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<CHARGE-OFFS> 2822
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<ALLOWANCE-CLOSE> 1500
<ALLOWANCE-DOMESTIC> 1500
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</TABLE>
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