This amendment is solely for the purpose of filing the Financial
Data Schedule.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
AMENDMENT NO. 1
TO
FORM 10-K
ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended: December 31, 1995
Commission file number: 0-18460
COMMUNITY CAPITAL CORPORATION
(Exact name of Registrant as specified in its charter)
<TABLE>
<S> <C>
South Carolina 57-0866395
- -------------------------------------------------- ---------------------------------------------
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
109 Montague Avenue
Greenwood, South Carolina 29646
- -------------------------------------------------- ---------------------------------------------
(Address of principal (Zip Code)
executive offices)
</TABLE>
Registrant's telephone number, including area code: (803) 941-8200
SECURITIES REGISTERED PURSUANT TO SECTION 12(b) OF THE ACT:
None
SECURITIES REGISTERED PURSUANT TO SECTION 12(g) OF THE ACT:
Common Stock, par value $1.00 per share
Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
Registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. Yes [X] No [ ]
Indicate by check mark if disclosure of delinquent filers pursuant to
Item 405 of Regulation S-K is not contained herein, and will not be contained,
to the best of registrant's knowledge, in definitive proxy or information
statements incorporated by reference in Part III of this Form 10-K or any
amendment to this Form 10-K. [X]
There is presently no established public trading market for shares of
the Registrant's common stock, $1.00 par value, and trading in such shares has
been limited. Accordingly, trading activity in the voting stock of the
Registrant does not currently represent a reliable indicator of the aggregate
market value of the voting stock of the Registrant held by non-affiliates of the
Registrant and the Registrant is unable to estimate such value.
The number of shares outstanding of the Registrant's common stock as of
March 1, 1996 was 1,160,227.
DOCUMENTS INCORPORATED BY REFERENCE
Portions of the Registrant's Proxy Statement in connection with its 1996 Annual
Meeting of Stockholders (Part III).
<PAGE>
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant, Community Capital Corporation, has duly
caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.
COMMUNITY CAPITAL CORPORATION
Dated: June 3, 1996 By: /s/ WILLIAM G. STEVENS
-----------------------
William G. Stevens
President and Chief Executive Officer
Pursuant to the requirements of the Securities Exchange Act of 1934,
this report has been signed below by the following persons on behalf of the
registrant, Greenwood National Bancorporation, and in the capacities and on the
dates indicated.
<TABLE>
<CAPTION>
Signature Title Date
<S> <C> <C>
/s/ WILLIAM G. STEVENS
- -------------------------------------- President (Principal , 1996
William G. Stevens Executive Officer) and
Director
/s/ JAMES H. STARK
- ---------------------------------------- Chief Financial June 3, 1996
James H. Stark Officer (Principal
Financial and
Accounting Officer)
/s/ PATRICIA C. EDMONDS
- ---------------------------------- Secretary and June 3, 1996
Patricia C. Edmonds Director
*
- --------------------------------- Director June 3, 1996
David P. Allred, M.D.
*
- --------------------------------- Director June 3, 1996
Robert C. Coleman
*
- -------------------------------- Director June 3, 1996
John W. Drummond
*
- -------------------------------- Director June 3, 1996
Wayne Q. Justesen, Jr.
<PAGE>
*
- -------------------------------- Director June 3, 1996
Thomas C. Lynch
*
- -------------------------------- Director June 3, 1996
H. Edward Munnerlyn
*
- -------------------------------- Director June 3, 1996
George B. Park
- ------------------------------- Director June 3, 1996
Joe H. Patrick, Jr.
*
- ------------------------------ Director June 3, 1996
Donna W. Robinson
*
- ------------------------------ Director June 3, 1996
George D. Rodgers
*
- ------------------------------ Director June 3, 1996
Charles J. Rogers
*
- ------------------------------ Director June 3, 1996
Thomas E. Skelton
*
- ------------------------------ Director June 3, 1996
Lex D. Walters
*By: /s/ WILLIAM G. STEVENS June 3, 1996
------------------------------
(William G. Stevens) (As
Attorney-in-Fact for each
of the persons indicated)
[ORIGINAL EXECUTED SIGNATURE PAGE IS ON FILE WITH COMMUNITY CAPITAL CORPORATION.]
</TABLE>
<PAGE>
EXHIBIT INDEX
COMMUNITY CAPITAL CORPORATION
FORM 10-K
Pursuant to Item 601 of Regulation S-K
<TABLE>
<CAPTION>
Exhibit
Number Description Page No.
<S> <C> <C>
27 Financial Data Schedule
</TABLE>
<PAGE>
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-START> JAN-01-1995
<PERIOD-END> DEC-31-1995
<CASH> 2,949,289
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 2,330,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 22,445,925
<INVESTMENTS-CARRYING> 22,445,925
<INVESTMENTS-MARKET> 22,445,925
<LOANS> 63,203,789
<ALLOWANCE> 671,338
<TOTAL-ASSETS> 96,099,977
<DEPOSITS> 73,137,574
<SHORT-TERM> 9,277,561
<LIABILITIES-OTHER> 753,272
<LONG-TERM> 0
0
0
<COMMON> 1,153,060
<OTHER-SE> 11,778,510
<TOTAL-LIABILITIES-AND-EQUITY> 96,099,977
<INTEREST-LOAN> 5,145,614
<INTEREST-INVEST> 894,393
<INTEREST-OTHER> 106,974
<INTEREST-TOTAL> 6,146,981
<INTEREST-DEPOSIT> 2,421,905
<INTEREST-EXPENSE> 2,948,252
<INTEREST-INCOME-NET> 3,198,729
<LOAN-LOSSES> 112,000
<SECURITIES-GAINS> (21,527)
<EXPENSE-OTHER> 3,069,283
<INCOME-PRETAX> 794,688
<INCOME-PRE-EXTRAORDINARY> 533,868
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 533,868
<EPS-PRIMARY> 0.58
<EPS-DILUTED> 0.58
<YIELD-ACTUAL> 4.49
<LOANS-NON> 13,213
<LOANS-PAST> 31,935
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,894,397
<ALLOWANCE-OPEN> 580,528
<CHARGE-OFFS> 21,475
<RECOVERIES> 285
<ALLOWANCE-CLOSE> 671,338
<ALLOWANCE-DOMESTIC> 671,338
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>