EXHIBIT 21

SUBSIDIARIES OF COMMUNITY CAPITAL CORPORATION


<TABLE>
<CAPTION>
                                                State of                      Other Names
      Subsidiary                             Incorporation               Doing Business Under
      ----------                             --------------              --------------------
<S>                                              <C>                            <C>
Clemson Bank & Trust                         South Carolina                      None

Community Bank & Trust                       South Carolina                      None

Greenwood Bank & Trust                       South Carolina                      None

Mid State Bank                               South Carolina                      None

TheBank                                      South Carolina                      None

Capital Trust Services Company               South Carolina                      None
</TABLE>



SUBSIDIARY OF GREENWOOD BANK & TRUST

<TABLE>
<CAPTION>
<S>                                                    <C>                         <C>
Community Financial Services, Inc.           South Carolina                      None
</TABLE>



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