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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 34,015
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 26,296
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 61,493
<INVESTMENTS-CARRYING> 101,780
<INVESTMENTS-MARKET> 101,186
<LOANS> 516,542
<ALLOWANCE> (6,737)
<TOTAL-ASSETS> 764,654
<DEPOSITS> 606,958
<SHORT-TERM> 69,172
<LIABILITIES-OTHER> 4,888
<LONG-TERM> 20,000
0
0
<COMMON> 71
<OTHER-SE> 63,565
<TOTAL-LIABILITIES-AND-EQUITY> 764,654
<INTEREST-LOAN> 34,572
<INTEREST-INVEST> 7,495
<INTEREST-OTHER> 833
<INTEREST-TOTAL> 42,900
<INTEREST-DEPOSIT> 14,085
<INTEREST-EXPENSE> 17,190
<INTEREST-INCOME-NET> 25,710
<LOAN-LOSSES> 1,430
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 21,051
<INCOME-PRETAX> 8,463
<INCOME-PRE-EXTRAORDINARY> 5,515
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<CHANGES> 0
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<EPS-BASIC> 0.55
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<YIELD-ACTUAL> 5.18
<LOANS-NON> 1,374
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<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> (6,071)
<CHARGE-OFFS> 898
<RECOVERIES> (134)
<ALLOWANCE-CLOSE> (6,737)
<ALLOWANCE-DOMESTIC> (6,737)
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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