<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000834285
<NAME> REPUBLIC FIRST BANCORP INC.
<S> <C>
<PERIOD-TYPE> 9-mos
<FISCAL-YEAR-END> Dec-31-1999
<PERIOD-END> Sep-30-2000
<CASH> 16,604,000
<INT-BEARING-DEPOSITS> 509,000
<FED-FUNDS-SOLD> 29,233,000
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 17,933,000
<INVESTMENTS-MARKET> 17,918,000
<LOANS> 409,218,000
<ALLOWANCE> 3,804,000
<TOTAL-ASSETS> 641,269,000
<DEPOSITS> 411,860,000
<SHORT-TERM> 20,040,000
<LIABILITIES-OTHER> 9,978,000
<LONG-TERM> 160,000,000
0
0
<COMMON> 63,000
<OTHER-SE> 39,328,000
<TOTAL-LIABILITIES-AND-EQUITY> 641,269,000
<INTEREST-LOAN> 24,739,000
<INTEREST-INVEST> 9,225,000
<INTEREST-OTHER> 298,000
<INTEREST-TOTAL> 34,262,000
<INTEREST-DEPOSIT> 12,878,000
<INTEREST-EXPENSE> 21,589,000
<INTEREST-INCOME-NET> 12,673,000
<LOAN-LOSSES> 600,000
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<EXPENSE-OTHER> 9,453,000
<INCOME-PRETAX> 3,931,000
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<NET-INCOME> 2,634,000
<EPS-BASIC> 0.43
<EPS-DILUTED> 0.42
<YIELD-ACTUAL> 7.93
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<CHARGE-OFFS> 83,000
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<ALLOWANCE-FOREIGN> 0
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</TABLE>