<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000834285
<NAME> REPUBLIC FIRST BANCORP INC.
<S> <C>
<PERIOD-TYPE> 6-mos
<FISCAL-YEAR-END> Dec-31-1999
<PERIOD-END> Jun-30-2000
<CASH> 22,102,000
<INT-BEARING-DEPOSITS> 1,020,000
<FED-FUNDS-SOLD> 9,119,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 158,276,000
<INVESTMENTS-CARRYING> 17,861,000
<INVESTMENTS-MARKET> 17,839,000
<LOANS> 390,197,000
<ALLOWANCE> 3,644,000
<TOTAL-ASSETS> 613,698,000
<DEPOSITS> 378,797,000
<SHORT-TERM> 4,000,000
<LIABILITIES-OTHER> 9,406,000
<LONG-TERM> 185,000,000
0
0
<COMMON> 63,000
<OTHER-SE> 36,432,000
<TOTAL-LIABILITIES-AND-EQUITY> 613,698,000
<INTEREST-LOAN> 15,628,000
<INTEREST-INVEST> 6,267,000
<INTEREST-OTHER> 67,000
<INTEREST-TOTAL> 21,962,000
<INTEREST-DEPOSIT> 7,824,000
<INTEREST-EXPENSE> 13,827,000
<INTEREST-INCOME-NET> 8,135,000
<LOAN-LOSSES> 400,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5,793,000
<INCOME-PRETAX> 2,816,000
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<NET-INCOME> 1,887,000
<EPS-BASIC> 0.31
<EPS-DILUTED> 0.30
<YIELD-ACTUAL> 7.88
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<CHARGE-OFFS> 36,000
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<ALLOWANCE-DOMESTIC> 3,644,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 407,000
</TABLE>