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Exhibit 20.1
MONTHLY CERTIFICATE HOLDERS REPORT
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Due Period : 12Beginning Date : 08/01/1996 End Date : 08/31/1996
Determination Date : 09/11/1996 Remittance Date : 09/16/1996
CHASE HOME EQUITY LOAN TRUST, Series 1995-1
I. Floating Allocation Percentage
Beginning % 97.655174975066%
Ending % 97.625594896731%
II. Cash Received
SERVICER Chase Manhattan Bank
Interest Collected 2,521,110.81
Principal Collected 12,250,199.42
Additional Draw 7,938,039.82
III. Pool Balance
Beginning Balance 346,138,831.84 346,138,831.84
Principal Payments 12,491,587.53 12,491,587.53
Prin Pay Rev 241,388.11 241,388.11
Advances 7,948,039.82 7,948,039.82
Advance Rev 10,000.00 10,000.00
Liquidation Loss 0.00 0.00
Ending Balance 341,826,672.24 341,826,672.24
IV. Interest to Certificateholders
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<S> <C> <C> <C> <C> <C>
TRANCH Beg. Balance Rate Schduled Int Int Shrtfall Disbrsed Int
A-1 302,202,573.78 5.66188000% $ 1,520,919.74 $ 0.00 $ 1,520,919.74
A-2 33,790,647.11 5.69000000% $ 170,905.59 $ 0.00 $ 170,905.59
TOTAL 335,993,220.89 $ 1,691,825.33 $ 0.00 $ 1,691,825.33
SI 8,116,349.95 0.00000000% $ 55,733.82 $ 0.00 $ 55,733.82
TOTAL 8,116,349.95 $ 55,733.82 $ 0.00 $ 55,733.82
V. Principal to Certificateholders
TRANCH Beg. Balance Schduled Principal Recovered Loss Ending Principal Cert. Factor
A-1 302,202,573.78 3,878,488.16 0.00 298,324,085.62 0.8339244
A-2 33,790,647.11 433,671.44 0.00 33,356,975.67 0.8339244
TOTAL 335,993,220.89 4,312,159.60 0.00 331,681,061.29
SI 8,116,349.95 0.00 0.00 8,116,349.95 0.9999144
TOTAL 8,116,349.95 0.00 0.00 8,116,349.95
VI. Overdue Interest
GROUP Overdue Interest Int. On Overdue Remaining Overdue
MORTGAGE GROUP ONE 0.00 0.00 0.00
VII. Invested Amount
GROUP Invested Amount
MORTGAGE GROUP ONE 333,710,322.29
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VIII. Liquidation Loss
Liquidation Loss Amount 0.00
Loss Investor Cert. 0.00
Reimbursed Amount 0.00
Unreimbursed Amount 0.00
IX. Loss Recovery
Total Amount 0.00
X. Servicing Fee
SERVICER Chase Manhattan Bank
Beginning Balance 346,138,831.84
Rate 0.5000%
Servicing Fee 144,224.51
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XI. Single Certificate Principal Distribution
<S> <C> <C> <C> <C>
TRANCH Orig. Balance Sched. Principal Certificate Value Pr.Dist / Cert.
A-1 357,735,172.00 3,878,488.16 1,000.00 $ 10.8417859455
A-2 40,000,000.00 433,671.44 1,000.00 $ 10.8417860000
TOTAL 397,735,172.00 4,312,159.60
SI 8,117,044.57 0.00 1,000.00 $ 0.0000000000
TOTAL 8,117,044.57 0.00
XII. Single Certificate Interest Distribution
TRANCH Orig. Balance Sched. Interest Certificate Value Int.Dist / Cert.
A-1 357,735,172.00 1,520,919.74 1,000.00 $ 4.2515241973
A-2 40,000,000.00 170,905.59 1,000.00 $ 4.2726397500
TOTAL 397,735,172.00 1,691,825.33
SI 8,117,044.57 55,733.82 1,000.00 $ 6.8662700469
TOTAL 8,117,044.57 55,733.82
XIII. Insured Payment
GROUP Amount
MORTGAGE GROUP ONE 0.00
XIV. Transfer Deposit Amount
GROUP Amount
MORTGAGE GROUP ONE 0.00
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XV. Delinquency Information for Due Period
PERIOD Number of Principal Balance
30 DAYS 99 3,104,971.91
60 DAYS 26 934,865.28
90 DAYS 9 295,607.46
120+ DAYS 19 692,328.51
TOTAL 153 5,027,773.16
FORECLOSR 0 0.00
TOTAL 0 0.00
REO 0 0.00
TOTAL 0 0.00
XVI. Book Value REO Property
GROUP Value
MORTGAGE GROUP ONE 0.00
XVII. Servicer Advance
SERVICER Chase Manhattan Bank
Required Advances 0.00
Nonrecoverable Advances 0.00
