CHASE MANHATTAN BANK /NY/
8-K, 1999-01-13
ASSET-BACKED SECURITIES
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                               ------------------

                                    FORM 8-K

                                 CURRENT REPORT


                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934


                        Date of Report: December 15, 1998
                       -----------------------------------


                            THE CHASE MANHATTAN BANK
              (formerly known as "The Chase Manhattan Bank, N.A.")
             ------------------------------------------------------
                  (Originator of the Trust referred to herein)
             (Exact name of registrant as specified in its charter)


                      CHASE MANHATTAN GRANTOR TRUST 1995-A
                  --------------------------------------------
                      (Issuer with respect to Certificates)


       New York              33-94460                13-2633612
      ---------------     -----------------       ------------------
      (State or other      (Commission            (IRS Employer
      jurisdiction of      File Number)           Identification No.)
      incorporation)


      270 Park Avenue, New York, New York               10017
      -------------------------------------------       ----------
      (Address of principal executive offices)          (Zip code)


                                (212) 270-6000
                ---------------------------------------------------
                (Registrant's telephone number, including area code)


<PAGE>

Item 5. Other Events

     On 12/15/1998, Chase Manhattan  Grantor Trust 1995-A (the "Trust") made the
distribution  to  Certificateholders  contemplated  by the Pooling and Servicing
Agreement, dated as of September 1, 1995, (the "Pooling & Servicing Agreement"),
between the  Registrant,  as Seller and  Servicer,  and Norwest Bank Minnesota,
National  Association,  as Trustee. A copy of the  Certificateholder Report for
such  Distribution  Date delivered  pursuant  to section 5.7 of the Pooling and
Servicing Agreement is being filed as an exhibit to this Current Report on Form
8-K.


Item 7 (c). Exhibits
            --------

Exhibit     Description
- -------     -----------

  20.1      Monthly Certificateholder's statement with respect to the
            December 15, 1998 distribution.



<PAGE>

                              SIGNATURES
                              ----------



      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
Bank has  caused  this report  to be signed  on its  behalf by the  undersigned
thereunto duly authorized.


                                            THE CHASE MANHATTAN BANK 

                                            /s/Jeffrey D. Hamamer
                                            ----------------------- 
                                            By: Jeffrey D. Hammer
                                            Title: Vice President


Date: January 13, 199

<PAGE>

                                INDEX TO EXHIBITS
                                -----------------


                                                             
Exhibit                 Description                            
- -------                 -----------                            

     20.1               Certificateholder Report dated         
                        12/7/1998 delivered pursuant to
                        Section 5.7 of the Pooling and
                        Servicing  Agreement dated as of
                        September 1, 1995.





Creation Date Mon Dec  7, 1998  12:21 PM                            Page    1
CMB95A

From: The Chase Manhattan Bank

To:   Norwest Bank Minnesota, N.A.


                   MONTHLY CERTIFICATEHOLDER'S REPORT
                   ----------------------------------

Due Period 39 Beginning Date                     11/01/1998
Due Period 39 End Date                           11/30/1998
Determination Date                               12/10/1998
Remittance Date                                  12/15/1998


I.    Monthly Principal and Principal Carryover Shortfall to Certificateholders
      (Per $1000 of Original Principal Amount)                   $ 9.7637743015

II.   Monthly Interest and Unpaid Interest to Certificateholders
      (Per $1000 of Original Principal Amount)                   $ 0.5227303068

III.  Monthly Expenses Summary

      A. Servicing Fee Disbursement                                $ 130,712.17
      B. Cash Collateral Account Expense                                 $ 0.00
      C. Total Expenses paid
         (per $1000 of Original Principal Amount)                $ 0.0871217189

IV.   Cash Collateral Account Deposit Amount                             $ 0.00

V.    Outstanding Advance Summary

      A. From Prior Period                                       $ 3,713,338.10
      B. From Current Period                                     $ 3,704,708.54
      C. Change in Amount Between Periods (Lines B - A)             $ -8,629.56

VI.   Pool Factor Information

      A. Certificate Principal Balance                         $ 142,205,623.75
      B. Initial Certificate Balance                         $ 1,500,339,658.38
      C. Pool Factor (Lines A / B)                               0.094782286768

VII.  Available Cash Collateral Account Information for Due Period

      A. Available Cash Collateral Amount                       $ 11,252,547.44
      B. Available Cash Collateral Amount Percentage            7.173871425387%

VIII. Required Cash Collateral Amount

      A. For the Current Collection Period                      $ 11,252,547.44
      B. For the Next Collection Period                         $ 11,252,547.44






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