CHASE MANHATTAN BANK /NY/, 8-K, 1999-06-23

CHASE MANHATTAN BANK /NY/
8-K, 1999-06-23
ASSET-BACKED SECURITIES

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<PAGE>

================================================================================

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of Report: June 16, 1999

THE CHASE MANHATTAN BANK
(formerly known as "The Chase Manhattan Bank, N.A.")
----------------------------------------------------------
(Originator of the Trust referred to herein)
(Exact name of the registrant as specified in its charter)

CHASE MANHATTAN GRANTOR TRUST 1995-B
------------------------------------
(Issuer with respect to Certificates)

New York 33-98308 13-2633612
- ---------------------------- ----------------------- ------------------
(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)

270 Park Avenue, New York, New York 10017
------------------------------------------------- ------------
(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code: (212) 270-6000

================================================================================

<PAGE>

Item 5. Other Events:

On 3/15/99, Chase Manhattan Grantor Trust 1995-B (the "Trust") made the
distribution to Certificateholders contemplated by the Pooling and Servicing
Agreement, dated as of November 1, 1995, (the "Pooling & Servicing Agreement"),
between the Registrant, as Seller and Servicer, and Norwest Bank Minnesota,
National Association, as Trustee. A copy of the Certificateholder Report for
such Distribution Date delivered pursuant to section 5.7 of the Pooling and
Servicing Agreement is being filed as exhibit 20.1 to this Current Report on
Form 8-K.

On 4/15/99, Chase Manhattan Grantor Trust 1995-B (the "Trust") made the
distribution to Certificateholders contemplated by the Pooling and Servicing
Agreement, dated as of November 1, 1995, (the "Pooling & Servicing Agreement"),
between the Registrant, as Seller and Servicer, and Norwest Bank Minnesota,
National Association, as Trustee. A copy of the Certificateholder Report for
such Distribution Date delivered pursuant to section 5.7 of the Pooling and
Servicing Agreement is being filed as exhibit 20.2 to this Current Report on
Form 8-K.

On 5/17/99, Chase Manhattan Grantor Trust 1995-B (the "Trust") made the
distribution to Certificateholders contemplated by the Pooling and Servicing
Agreement, dated as of November 1, 1995, (the "Pooling & Servicing Agreement"),
between the Registrant, as Seller and Servicer, and Norwest Bank Minnesota,
National Association, as Trustee. A copy of the Certificateholder Report for
such Distribution Date delivered pursuant to section 5.7 of the Pooling and
Servicing Agreement is being filed as exhibit 20.3 to this Current Report on
Form 8-K.

Item 7(c). Exhibits

Exhibits Description
---------- ---------------

20.1 Monthly Certificateholder's statements with
respect to the March 15, 1999 distribution.

20.2 Monthly Certificateholder's statements with
respect to the April 15, 1999 distribution.

20.3 Monthly Certificateholder's statements with
respect to the May 17, 1999 distribution.
<PAGE>

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

Dated: June 23, 1999

THE CHASE MANHATTAN BANK,
as Servicer

By: /s/ Jeffrey D. Hammer
-----------------------------------
Name: Jeffrey D. Hammer
Title: Vice President

<PAGE>

INDEX TO EXHIBITS
-----------------

Exhibit No. Description
- ---------- -----------

20.1 Certificateholder Report dated 3/15/1999
delivered pursuant to Section 5.7 of the
Pooling and Servicing Agreement dated as of
November 1, 1995.

20.2 Certificateholder Report dated 4/15/1999
delivered pursuant to Section 5.7 of the
Pooling and Servicing Agreement dated as of
November 1, 1995.

20.3 Certificateholder Report dated 5/17/1999
delivered pursuant to Section 5.7 of the
Pooling and Servicing Agreement dated as of
November 1, 1995.

<PAGE>

Exhibit 20.1

- --------------------------------------------------------------------------------
Chase Manhattan Grantor Trust 1995-B
Statement to Certificateholders
March 15, 1999
- --------------------------------------------------------------------------------

<TABLE>
<CAPTION>
- -----------------------------------------------------------------------------------------------------------------------------------
DISTRIBUTION IN DOLLARS
- -----------------------------------------------------------------------------------------------------------------------------------
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE INTEREST PRINCIPAL TOTAL LOSSES INTEREST BALANCE
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A 1,495,963,171.74 145,544,445.51 715,593.52 13,587,260.51 14,302,854.03 0.00 0.00 131,957,185.00
- -----------------------------------------------------------------------------------------------------------------------------------
TOTALS 1,495,963,171.74 145,544,445.51 715,593.52 13,587,260.51 14,302,854.03 0.00 0.00 131,957,185.00
- -----------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
- -------------------------------------------------------------------------------- -----------------------------------
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
- -------------------------------------------------------------------------------- -----------------------------------
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS-THRU
CLASS FACTOR INTEREST PRINCIPAL TOTAL FACTOR RATE
- -------------------------------------------------------------------------------- -----------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
A 97.2914630 0.478350 9.082617 9.560967 88.2088460 A 5.900000 %
- -------------------------------------------------------------------------------- -----------------------------------
TOTALS 97.2914630 0.478350 9.082617 9.560967 88.2088460
- --------------------------------------------------------------------------------
</TABLE>

- --------------------------------------------------------------------------------
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: [email protected]
- --------------------------------------------------------------------------------

<PAGE>

- -------------------------------------------------------------------------------
Chase Manhattan Grantor Trust 1995-B
March 15, 1999
- -------------------------------------------------------------------------------
MONTHLY REPORT
<TABLE>
<S> <C> <C>
I. Monthly Expense Summary
A. Servicing Fee Disbursement 121,287.04

B. Cash Collateral Account Expense 0.00

C. Total Expenses Paid (per $1000 of Original Principal Amount) 0.0811

II. Cash Collateral Account Deposit Amount 0.00

III. Outstanding Advance Summary
A. From Prior Period 3,780,535.01

B. From Current Period 3,831,069.31

C. Change in Amount Between Periods (Line B - A) 50,534.30

IV. Available Cash Collateral Account Information for Due Period
A. Available Cash Collateral Amount 11,219,723.79

B. Available Cash Collateral Amount Percentage 7.7088%

V. Available Cash Collateral Account Information for Next Period
A. Available Cash Collateral Amount 11,219,723.79

B. Available Cash Collateral Amount Percentage 8.5025%

VI. Required Cash Collateral Amount
A. For the Current Collection Period 11,219,723.79

B. For the Next Collection Period 11,219,723.79

VII. Payment Summary for Servicer
A. Monthly Servicing Fees

1. Scheduled Monthly Servicing Fee 121,287.04

B. Monthly Disbursements to Servicer

1. Monthly Servicing Fee and Unpaid Servicing Fee 121,287.04

2. Reimbursed Advance Amount 175,308.07

3. Net Investment Earnings on Certificate Account 0.00

4. Total (Lines 1 thru 3) 296,595.11

C. Advance by Servicer 225,842.37

D. Net Disbursement to Seller (Lines B - C) 70,752.74

VIII. Certificate Account Surplus from Cert Acct to Cash Collateral Acct 0.00

IX. Disbursements on Cash Collateral Loan
A. Interest Payment on Loan 0.00

B. Fees and Expenses on Loan 0.00

C. Principal Payment on Loan 0.00

X. Repayment to Seller
A. From Available Cash Collateral Funds 41,111.56

B. From Certificate Account

1. Excess Funds 268,940.70

2. Certificate Amount Surplus 0.00

3. Excess Amount (Lines 1 -2) 268,940.70

C. Excess Amount Paid Seller (Lines A + B) 310,052.26

XI. Recoveries of Defaulted Receivables for Due Period 114,946.03

XII. Recoveries of Interest Delinquencies for Due Period 175,308.07
</TABLE>

<PAGE>

- --------------------------------------------------------------------------------
Chase Manhattan Grantor Trust 1995-B
March 15, 1999
MONTHLY SERVICER CERTIFICATE REPORT
- -------------------------------------------------------------------------------
<TABLE>
<S> <C> <C>
I. Available Amount in the Certificate Account
A. Credits

1. Payments from Obligors Applied to Collection Period

a. Principal Payments 13,276,172.86

b. Recovery of Advance 167,589.85

c. Other Interest Payments 923,907.85

d. Total (A thru C) 14,367,670.56

2. Repurchase Amount from Repurchased Receivables

a. Principal before Cutoff Date 0.00

b. Interest before Cutoff Date 0.00

c. Principal Payments 156,860.55

d. Recovery of Advance 2,031.98

e. Other Interest Payments 1,037.66

f. Total (A thru E) 159,930.19

3. Reversal from Defaulted Contracts 242.45

4. Recovery of Defaulted Receivables 114,946.03

5. Recovery Amount Before Cutoff Date (Excluding Repurchased
Receivables)
a. Principal 0.00

b. Interest 0.00

c. Total (A thru B) 0.00

6. Investment Earnings on Certificate Account 0.00

7. Net Adjustments 0.69

8. Advance by Servicer 225,842.37

9. Overpayment from Obligors 0.00

10. Total Credits 14,868,632.29

B. Debits

1. Overpayments from Obligors 0.00

2. Recovery Amount Before Cutoff Date to Seller

a. Principal 0.00

b. Interest. 0.00

c. Total (Lines A thru B) 0.00

3. Reversal from Defaulted Contracts 242.45

4. Reimbursement of Advance

a. From Payments of Non-Defaulted Receivables 169,621.83

b. From Recovery of Defaulted Receivables 0.00

c. Total (Lines A thru B) 169,621.83

5. Net Investment Earnings on Certificate Account 0.00

6. Total Debits (Lines 1 thru 5) 169,864.28

C. Total Available Amount 14,698,768.01
</TABLE>

[Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>

<TABLE>
<S> <C> <C>
II. Reimbursement of Advance on Defaulted Receivables
A. Recovery of Advance 10,715.90

B. Unreimbursed Advance from Prior Period 0.00

C. Reimbursed Amount (Min: Lines A and B) 0.00

III. Excess Collections for Collection Period
A. Excess Spread Amount 314,039.18

B. Net Recovery of Defaulted Receivables

1. Recovery of Defaulted Receivables 114,946.03

2. Reimbursement of Advance 0.00

3. Net Recovery of Defaulted Receivables (Lines 1-2) 114,946.03

C. Excess Spread Amount to this Periods Defaulted Receivables

1. Balance on Defaulted Receivables

a. Principal 154,227.10

b. Advanced Interest 5,686.24

c. Unadvanced Interest 131.17

d. Total (Lines A thru C) 160,044.51

2. Amount Applied to Default Balance (Min: Lines A+B and C.1) 160,044.51

D. Principal Carryover Shortfall 0.00

E. Adjustment to Excess Collection 0.00

F. Excess Collections 268,940.70

IV. Scheduled Monthly Disbursements

A. Unreimbursed Advance on Defaulted Receivables 0.00

B. Principal and Interest to Certificateholders

1. Monthly Prinicpal

a. From Repurchsed Receivables 156,860.55

b. From Defaulted Receivables 154,227.10

c. Principal Payment 13,276,172.86

d. Total (Lines A thru C) 13,587,260.51

2. Monthly Interest 715,593.52

3. Unpaid Interest 0.00

4. Principal Carryover Shortfall 0.00

5. Total 14,302,854.03

C. Servicing Fee to Servicer

1. Monthly Servicing Fee 121,287.04

2. Overdue Monthly Servicing Fee 0.00

3. Total (Lines 1 thru 2) 121,287.04

D. Total (Lines A thru C) 14,424,141.07

V. Payment Deficiency Amount

A. Scheduled Monthly Disbursements 14,424,141.07

B. Available Distribution Amount

1. Available Amount in Certificate Account 14,698,768.01

2. Excess Collections in Certificate Account 268,940.70

3. Reimbursed Advance on Defaulted Receivables from
Excess Spread 5,686.24

4. Available Distribution Amount (Lines 1-2-3) 14,424,141.07

C. Payment Deficiency Amount (Max: (Lines A-B) and 0.00) 0.00

</TABLE>

<PAGE>

<TABLE>
<S> <C> <C>
VI. Cash Collateral Account Withdrawal

A. Available Cash Collateral Amount for the Collection Period 11,219,723.79

B. Payment Deficiency Amount 0.00

C. Cash Collateral Account Withdrawal 0.00

VII. Disbursements from the Certificate Account with CCA Withdrawal

A. Available Distribution Amount

1. Available Distribution Amount from Certificate Account 14,698,768.01

2. Excess Collections 268,940.70

3. Cash Collateral Account Withdrawal 0.00

4. Reimbursed Advance on Defaulted Receivables from Excess Spread 5,686.24

5. Available Amount (Lines 1 - 2 + 3 - 4) 14,424,141.07

B. Disbursements of Advance on Defaulted Receivables 0.00

C. Disbursements to Certificateholders 14,302,854.03

D. Monthly Servicing Fee and Overdue Servicing Fee 121,287.04

E. Excess Funds from Certificate Account

1. Available Amount after Distribution (Lines A - B - C - D) 0.00

2. Excess Collections 268,940.70

3. Excess Funds (Lines 1 + 2) 268,940.70

VII. Average Certificate Principal Balance for the Collection Period
A. Beginning Balance 145,544,445.51

B. Ending Balance 131,957,185.00

C. Average Balance (Lines (A + B) / 2) 138,750,815.26

IX. Delinquency and Defaults Information

</TABLE>
-----------------------------------------------------------
Group 1
-----------------------------------------------------------
Delinquency Principal
Period Number Amount Balance
-----------------------------------------------------------
30-59 days 692 463,146.80 3,064,132.30
60-89 days 140 144,946.71 680,971.52
90-119 days 71 94,052.70 380,972.05
120+149 days 41 74,870.90 221,002.12
150+179 days 9 20,026.01 58,436.37
180+209 days 12 27,742.84 58,852.77
210+239 days 2 5,470.41 19,480.80
240+Days
Delinquent 0 0.00 0.00
Total 967 830,256.37 4,483,847.93
-----------------------------------------------------------
<TABLE>
<S> <C> <C>
B. Principal Amount of Loans in Defaulted Receivables 154,227.10

C. Delinquency Percentage

1. Outstanding Principal Balance for Deliquency >= 60 Days 1,419,715.63

2. Portfolio Principal Ending Balance for the Collection Period 131,957,185.00

3. Delinquency Percentage 1.0759%
</TABLE>

<PAGE>

- --------------------------------------------------------------------------------
Chase Manhattan Grantor Trust 1995-B
March 15, 1999
- --------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
X. Portfolio Average Delinquency Rate
A. Delinquency Rate for Second Prior Period 1.1590%

B. Delinquency Rate for Prior Period 1.1297%

C. Delinquency Rate for Current Period 1.0759%

D. Average Deliquency Rate 1.1215%

XI. Portfolio Average Three Due Periods Charge Off Rate
A. Charge Off Rate for Second Prior Period 0.5130%

B. Charge Off Rate for Prior Period 0.7477%

C. Charge Off Rate for Current Period

1. Principal Recoveries of Defaulted Receivables 95,399.96

2. Principal on Defaulted Receivables 154,227.10

3. Average Pool Balance for Collection Period 138,750,815.26

4. Charge Off Rate (12 * (Lines (2 - 1) / 3) 0.5088%

D. Average Charge Off Rate ((Lines A thru C) / 3) 0.5898%

XII. Required Cash Collateral Amount for Next Collection Period
A. Cash Collateral Floor Amount

1. Maximum Amount 11,219,723.79

2. Possible Floor Amount

a. Pool Principal Balance at the Beginning of Collection Period 145,544,445.51

b. Cumulative Monthly Interest Through Final Distribution Date 22,898,992.76

c. Cumulative Monthly Servicing Fee Through Final Distribution Date 3,881,185.21

d. Total (Lines A thru C) 172,324,623.48

3. Cash Collateral Floor Amount (Min: Lines 1 & 2) 11,219,723.79

B. Possible Cash Collateral Amount

1. Cash Collateral Percentage

a. Average Three Period Delinquency Percentage 1.1215%

b. Delinquency Percentage Trigger 1.2500%

c. Average Three Period Charge Off Rate 0.5898%

d. Charge Off Rate Trigger 1.2500%

e. Maximum Cash Collateral Percentage Specified 7.0000%

f. Minimum Cash Collateral Percentage Specified 5.0000%

g. Cash Collateral Percentage Applied (If a>b or c>d,
then e, else f) 5.0000%

2. Pool Principal Balance 131,957,185.00

3. Possible Amount 6,597,859.25

C. Required Cash Collateral Amount (Max: Lines A & B) 11,219,723.79

XIII. Deposit to Cash Collateral Account
A. Excess Funds from Certificate Account 268,940.70

B. Required Deposit to Cash Collateral Account

1. Required Cash Collateral Amount for Next Period 11,219,723.79

2. Available Cash Collateral Amount 11,219,723.79

3. Cash Collateral Account Withdrawal 0.00

4. Required Deposit Amount (Max: 0 & Lines 1-2+3) 0.00

C. Deposit Amount to Cash Collateral Account (Min: Lines A & B) 0.00
</TABLE>

[Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>

MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
XIV. Memorandum Spread Account Unfunded Amount
A. Memorandum Spread Account Cap

1. Cash Collateral Floor Amount 11,219,723.79

2. Possible Cap

a. Pool Principal Balance 131,957,185.00

b. Memorandum Spread Account Cap Percentage

1. Average Three Period Charge Off Rate 0.5898%

2. Minimum Charge Off Rate Trigger 1.2500%

3. Average Three Period Delinquency Rate 1.1215%

4. Minimum Delinquency Percentage 1.2500%

5. Minimum Cap Percentage Specified 1.0000%

6. Maximum Cap Percentage Specified 2.0000%

7. Memorandum Spread Account Cap Percentage
(If 1 (more than/equal to) 2 and 3 (more than/equal to)
then 5 else 6) 1.0000%

c. Possible Amount (Lines a * b) 1,319,571.85

3. Memorandum Spread Account Cap (Max: Lines (1 + 2)) 11,219,723.79

B. Memorandum Spread Account Amount

1. Available Cash Collateral Amount 11,219,723.79

2. Cash Collateral Account Deposit 0.00

3. Cash Collateral Account Withdrawal 0.00

4. Principal Balance on Cash Collateral Loan 0.00

5. Memorandum Spread Account Amount (Max: 0 & Lines 1 + 2 - 3 - 4) 11,219,723.79

C. Memorandum Spread Account Unfunded Amount (Max: 0 & Lines A - B) 0.00

XV. Available Cash Collateral Payment Funds
A. Certificate Account Surplus

1. Excess Funds from Certificate Account 268,940.70

2. Memorandum Spread Account Unfunded Amount 0.00

3. Certificate Account Surplus 0.00

B. Cash Collateral Account Surplus

1. Available Cash Collateral Amount 11,219,723.79

2. Cash Collateral Account Deposit 0.00

3. Cash Collateral Account Withdrawal 0.00

4. Required Cash Collateral Amount for Next Period 11,219,723.79

5. Cash Collateral Account Surplus (Max: 0 & Lines 1 + 2 - 3 - 4) 0.00

C. Investment Earnings on Cash Collateral Account 41,111.56

D. Available Cash Collateral Payment Funds 41,111.56

XVI. Scheduled Disbursement on Cash Collateral Loan
A. Scheduled Interest

1. Interest on Deposit Rate Portion 0.00

2. Interest on Base Rate Portion 0.00

3. Unpaid Interest 0.00

4. Total (Lines 1 thru 3) 0.00

B. Fees and Expenses

1. Fees and Expenses 0.00

2. Overdue Fees and Expenses 0.00

3. Total (Lines 1 thru 2) 0.00

C. Total (Lines A + B) 0.00
</TABLE>

[Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>

MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
XVII. Excess From Memorandum Spread Account
A. Memorandum Spread Account Cap 11,219,723.79

B. Adjusted Memorandum Spread Account Amount

1. Memorandum Spread Account Amount 11,219,723.79

2. Investment Earnings on Cash Collateral Account 41,111.56

3. Interest Due to Cash Collateral Loan 0.00

4. Fees and Expenses to Cash Collateral Loan 0.00

5. Adjusted Memorandum Spread Account Amount (Max: 0 & Lines 1 + 2 - 3 - 4) 11,260,835.35

C. Excess from Memorandum Spread Account 41,111.56

XVIII. Disbursement of Available Cash Collateral Payment Funds
A. Available Cash Collateral Payment Funds 41,111.56

B. Interest Payment to Cash Collateral Loan 0.00

C. Fees and Expenses on Cash Collateral Depositor 0.00

D. Principal Payment to Cash Collateral Loan

1. Available Disbursement Amount

a. Available Amount after Disbursement of Interest, Fees, & Expenses 41,111.56

b. From Excess of Memorandum Spread Account 41,111.56

c. Available Disbursement Amount 0.00

2. Principal Balance on Cash Collateral Loan 0.00

3. Principal Payment 0.00

E. Excess Amount to Seller 41,111.56

XIX. Available Cash Collateral Amount for Next Distrbution Date
A. Available Cash Collateral Amount

1. Available Cash Collateral Amount 11,219,723.79

2. Cash Collateral Account Deposit from Certificate Account 0.00

3. Cash Collateral Account Withdrawal 0.00

4. Cash Collateral Account Surplus 0.00

5. Available Cash Collateral Amount (Lines 1 + 2 - 3 - 4) 11,219,723.79

B. Available Cash Collateral Percentage 8.5025%

XX. Reimbursed Advance
A. From Payment in Certificate Account 169,621.83

B. From Excess Spread 5,686.24

C. From Certificate Account with Cash Collateral Withdrawal 0.00

D. Total (Lines A thru C) 175,308.07

XXI. Excess Amount to Seller
A. From Available Cash Collateral Payment Funds 41,111.56

B. From Certificate Account

1. Excess Funds 268,940.70

2. Certificate Account Surplus 0.00

3. Excess Amount 268,940.70

C Excess Amount to Seller (Lines A thru B) 310,052.26

XXII. Weighted Average Coupon as of Current Period 9.4823%

XXIII. Weighted Average Maturity as of Current Period 14.60297910
</TABLE>

<PAGE>
- --------------------------------------------------------------------------------
Chase Manhattan Grantor Trust 1995-B
March 15, 1999
- --------------------------------------------------------------------------------
MONTHLY BALANCE REPORT
<TABLE>
<S> <C> <C>
I. Defaulted Receivables Summary
A. Beginning Balance

1. Principal 7,673,629.27

2. Interest 302,873.83

3. Total 7,976,503.10

B. Additions

1. Principal 154,227.10

2. Interest 5,817.41

3. Total (Lines 1 thru 2) 160,044.51

C. Net Recoveries

1. Principal 95,399.96

2. Interest 10,801.98

3. Excess 8,744.09

4. Total (Lines 1 thru 3) 114,946.03

D. Adjustments on Excess from Recoveries 8,744.09

E. Ending Balance

1. Principal 7,732,456.41

2. Interest 297,889.26

3. Total (Lines 1 + 2) 8,030,345.67

II. Portfolio Delinquency Summary
A. Beginning Balance 2,506,267.27

B. Additions 2,228,919.35

C. Recoveries

1. From Repurchased Receivables 5,175.68

2. Delinquency Adjustments on Matured Contracts 1,520.31

3. Others 1,897,964.67

4. Total (Lines 1 thru 3) 1,904,660.66

D. To Defaulted Receivables 37,252.16

E. Ending Balance 2,793,273.80

III. Outstanding Advances Summary
A. Beginning Balance 3,780,535.01

B. Additions 225,842.37

C. Reimbursements

1. For Defaulted Receivables

a. From Receivables Excess Spread 5,686.24

b. From Cash Collateral Withdrawal 0.00

c. From Recoveries of Defaulted Receivables 0.00

d. Total (Lines a thru c) 5,686.24

2. Others 169,621.83

3. Total (Lines 1 thru 2) 175,308.07

D. Ending Balance (Lines A + B - C) 3,831,069.31

</TABLE>

<PAGE>

<TABLE>
<S> <C> <C>
IV. Unreimbursed Advances of Defaulted Receivables Summary
A. Beginning Balance 0.00

B. Additions 5,686.24

C. Reimbursements

1. From Recoveries of Defaulted Receivables 0.00

2. From Excess Reserve Account 5,686.24

3. From Cash Collateral Withdrawal 0.00

4. Total 5,686.24

D. Ending Balance (Lines A + B - C) 0.00

V. Maturity Interest Deficiency Summary
A. Beginning Balance 2,303,396.87

B. Additions 44,484.49

C. Ending Balance 2,347,881.36

VI. Certificate Principal Balance
A. Beginning Balance 145,544,445.51

B. Monthly Principal

1. Defaulted Receivables 154,227.10

2. Repurchased Receivables 156,860.55

3. Principal Payment 13,276,172.86

4. Total (Lines 1 thru 3) 13,587,260.51

C. Ending Balance (Lines A - B) 131,957,185.00

VII. Automobiles Receivables Balance Summary
A. Beginning Balance 145,544,445.51

B. Automobile Receivable Monthly Principal

1. Defaulted Receivables 154,227.10

2. Others 13,433,033.41

3. Total (Lines 1 thru 2) 13,587,260.51

C. Ending Balance 131,957,185.00

VII. Automobiles Tally Summary
A. Beginning Number of Receivables 33,692

B. Additions 0

C. Deductions

1. Repurchased Receivables 20

2. Defaulted Receivables 33

3. Matured Receivables 1,231

4. Total (Lines 1 thru 3) 1,284

D. Ending Number of Receivables 32,408
</TABLE>

<PAGE>

Exhibit 20.2

- --------------------------------------------------------------------------------
Chase Manhattan Grantor Trust 1995-B
Statement to Certificateholders
April 15, 1999
- --------------------------------------------------------------------------------

<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------------------------
DISTRIBUTION IN DOLLARS
- ------------------------------------------------------------------------------------------------------------------------------------
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE INTEREST PRINCIPAL TOTAL LOSSES INTEREST BALANCE
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A 1,495,963,171.74 131,957,185.00 648,789.49 15,527,977.36 16,176,766.85 0.00 0.00 116,429,207.64
- ------------------------------------------------------------------------------------------------------------------------------------
TOTALS 1,495,963,171.74 131,957,185.00 648,789.49 15,527,977.36 16,176,766.85 0.00 0.00 116,429,207.64
- ------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
- -------------------------------------------------------------------------------- --------------------------------
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
- -------------------------------------------------------------------------------- --------------------------------
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL PASS-THRU
CLASS FACTOR INTEREST PRINCIPAL TOTAL FACTOR CLASS RATE
- -------------------------------------------------------------------------------- --------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
A 88.2088460 0.433693 10.379920 10.813613 77.8289264 A 5.900000 %
TOTALS 88.2088460 0.433693 10.379920 10.813613 77.8289264 --------------------------------
- --------------------------------------------------------------------------------
</TABLE>

IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: [email protected]
- --------------------------------------------------------------------------------

<PAGE>

Due Period 41

Due Period Beginning Date 03/01/99

Due Period End Date 03/31/99

Determination Date 04/09/99
I. Monthly Expense Summary

A. Servicing Fee Disbursement 109,964.32

B. Cash Collateral Account Expense 0.00

C. Total Expenses Paid (per $1000 of Original Principal
Amount) 0.0735

II. Cash Collateral Account Deposit Amount 0.00

III. Outstanding Advance Summary
A. From Prior Period 3,831,069.31

B. From Current Period 3,776,444.51

C. Change in Amount Between Periods (Line B - A) -54,624.80

IV. Available Cash Collateral Account Information for Due Period
A. Available Cash Collateral Amount 11,219,723.79

B. Available Cash Collateral Amount Percentage 8.5025%

V. Available Cash Collateral Account Information for Next Period
A. Available Cash Collateral Amount 11,219,723.79

B. Available Cash Collateral Amount Percentage 9.6365%

VI. Required Cash Collateral Amount
A. For the Current Collection Period 11,219,723.79

B. For the Next Collection Period 11,219,723.79

VII. Payment Summary for Servicer
A. Monthly Servicing Fees

1. Scheduled Monthly Servicing Fee 109,964.32

B. Monthly Disbursements to Servicer

1. Monthly Servicing Fee and Unpaid Servicing Fee 109,964.32

2. Reimbursed Advance Amount 205,708.36

3. Net Investment Earnings on Certificate Account 0.00

4. Total (Lines 1 thru 3) 315,672.68

C. Advance by Servicer 151,083.56

D. Net Disbursement to Seller (Lines B - C) 164,589.12

VIII. Certificate Account Surplus from Cert Acct to Cash Collateral Acct 0.00

IX. Disbursements on Cash Collateral Loan
A. Interest Payment on Loan 0.00

B. Fees and Expenses on Loan 0.00

C. Principal Payment on Loan 0.00
</TABLE>

<PAGE>

<TABLE>
<S> <C> <C>
X. Repayment to Seller
A. From Available Cash Collateral Funds 47,232.31

B. From Certificate Account

1. Excess Funds 262,772.46

2. Certificate Amount Surplus 0.00

3. Excess Amount ( Lines 1 - 2) 262,772.46

C. Excess Amount Paid Seller (Lines A + B) 310,004.77

XI. Recoveries of Defaulted Receivables for Due Period 71,234.11

XII. Recoveries of Interest Delinquencies for Due Period 205,708.36

</TABLE>

[Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
- --------------------------------------------------------------------------------
Chase Manhattan Grantor Trust 1995-B
April 15, 1999
- --------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT

<TABLE>
<S> <C> <C>
I. Available Amount in the Certificate Account
A. Credits

1. Payments from Obligors Applied to Collection Period

a. Principal Payments 15,204,807.03

b. Recovery of Advance 197,450.07

c. Other Interest Payments 893,734.56

d. Total (A thru C) 16,295,991.66

2. Repurchase Amount from Repurchased Receivables

a. Principal before Cutoff Date 0.00

b. Interest before Cutoff Date 0.00

c. Principal Payments 231,679.47

d. Recovery of Advance 3,614.98

e. Other Interest Payments 1,606.57

f. Total (A thru E) 236,901.02

3. Reversal from Defaulted Contracts 0.00

4. Recovery of Defaulted Receivables 71,234.11

5. Recovery Amount Before Cutoff Date (Excluding Repurchased
Receivables)
0.00
a. Principal
0.00
b. Interest
0.00
c. Total (A thru B)
0.00
6. Investment Earnings on Certificate Account
1.64
7. Net Adjustments
151,083.56
8. Advance by Servicer
0.00
9. Overpayment from Obligors
16,755,211.99
10. Total Credits

B. Debits
0.00
1. Overpayments from Obligors

2. Recovery Amount Before Cutoff Date to Seller
0.00
a. Principal
0.00
b. Interest.
0.00
c. Total (Lines A thru B)
0.00
3. Reversal from Defaulted Contracts

4. Reimbursement of Advance
201,065.05
a. From Payments of Non-Defaulted Receivables
0.00
b. From Recovery of Defaulted Receivables
201,065.05
c. Total (Lines A thru B)
0.00
5. Net Investment Earnings on Certificate Account
201,065.05
6. Total Debits (Lines 1 thru 5)
16,554,146.94
C. Total Available Amount
</TABLE>

<PAGE>

<TABLE>
<S> <C> <C>
II. Reimbursement of Advance on Defaulted Receivables
A. Recovery of Advance 3,912.88

B. Unreimbursed Advance from Prior Period 0.00

C. Reimbursed Amount (Min: Lines A and B) 0.00

III. Excess Collections for Collection Period
A. Excess Spread Amount 287,686.64

B. Net Recovery of Defaulted Receivables

1. Recovery of Defaulted Receivables 71,234.11

2. Reimbursement of Advance 0.00

3. Net Recovery of Defaulted Receivables (Lines 1-2) 71,234.11

C. Excess Spread Amount to this Periods Defaulted Receivables

1. Balance on Defaulted Receivables

a. Principal 91,490.86

b. Advanced Interest 4,643.31

c. Unadvanced Interest 14.12

d. Total (Lines A thru C) 96,148.29

2. Amount Applied to Default Balance (Min: Lines A+B and C.1) 96,148.29

D. Principal Carryover Shortfall 0.00

E. Adjustment to Excess Collection 0.00

F. Excess Collections 262,772.46

IV. Scheduled Monthly Disbursements
A. Unreimbursed Advance on Defaulted Receivables 0.00

B. Principal and Interest to Certificateholders

1. Monthly Prinicpal

a. From Repurchsed Receivables 231,679.47

b. From Defaulted Receivables 91,490.86

c. Principal Payment 15,204,807.03

d. Total (Lines A thru C) 15,527,977.36

2. Monthly Interest 648,789.49

3. Unpaid Interest 0.00

4. Principal Carryover Shortfall 0.00

5. Total 16,176,766.85

C. Servicing Fee to Servicer

1. Monthly Servicing Fee 109,964.32

2. Overdue Monthly Servicing Fee 0.00

3. Total (Lines 1 thru 2) 109,964.32

D. Total (Lines A thru C) 16,286,731.17

V. Payment Deficiency Amount
A. Scheduled Monthly Disbursements 16,286,731.17

B. Available Distribution Amount

1. Available Amount in Certificate Account 16,554,146.94

2. Excess Collections in Certificate Account 262,772.46

3. Reimbursed Advance on Defaulted Receivables from Excess Spread 4,643.31

4. Available Distribution Amount (Lines 1-2-3) 16,286,731.17

C. Payment Deficiency Amount (Max: (Lines A-B) and 0.00) 0.00
</TABLE>

[Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>

<TABLE>
<S> <C> <C>
VI. Cash Collateral Account Withdrawal
A. Available Cash Collateral Amount for the Collection Period 11,219,723.79

B. Payment Deficiency Amount 0.00

C. Cash Collateral Account Withdrawal 0.00

VII. Disbursements from the Certificate Account with CCA Withdrawal
A. Available Distribution Amount

1. Available Distribution Amount from Certificate Account 16,554,146.94

2. Excess Collections 262,772.46

3. Cash Collateral Account Withdrawal 0.00

4. Reimbursed Advance on Defaulted Receivables from
Excess Spread 4,643.31

5. Available Amount (Lines 1 - 2 + 3 - 4) 16,286,731.17

B. Disbursements of Advance on Defaulted Receivables 0.00

C. Disbursements to Certificateholders 16,176,766.85

D. Monthly Servicing Fee and Overdue Servicing Fee 109,964.32

E. Excess Funds from Certificate Account

1. Available Amount after Distribution (Lines A - B - C - D) 0.00

2. Excess Collections 262,772.46

3. Excess Funds (Lines 1 + 2) 262,772.46

VIII. Average Certificate Principla Balance for the Collection Period
A. Beginning Balance 131,957,185.00

B. Ending Balance 116,429,207.64

C. Average Balance (Lines (A + B) / 2) 124,193,196.32

IX. Delinquency and Defaults Information

-----------------------------------------------------
Group 1
-----------------------------------------------------
Delinquency Principal
Period Number Amount Balance
-----------------------------------------------------
30-59 days 530 344,451.30 2,138,531.24
60-89 days 130 133,821.15 617,565.74
90-119 days 45 59,373.52 219,970.19
120+149 days 24 40,334.54 121,866.66
150+179 days 14 37,282.99 97,240.88
180+209 days 7 16,283.59 31,494.89
210+239 days 4 10,936.90 25,750.98
240+Days
Delinquent 0 0.00 0.00
-----------------------------------------------------
Total 754 642,483.99 3,252,420.58
-----------------------------------------------------

B. Principal Amount of Loans in Defaulted Receivables 91,490.86

C. Delinquency Percentage
1,113,889.34
1. Outstanding Principal Balance for Deliquency >= 60 Days
116,429,207.64
2. Portfolio Principal Ending Balance for the Collection
Period
0.9567%
3. Delinquency Percentage

</TABLE>

[Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>

<TABLE>
<S> <C> <C>
X. Portfolio Average Delinquency Rate
A. Delinquency Rate for Second Prior Period 1.1297%

B. Delinquency Rate for Prior Period 1.0759%

C. Delinquency Rate for Current Period 0.9567%

D. Average Deliquency Rate 1.0541%

XI. Portfolio Average Three Due Periods Charge Off Rate
A. Charge Off Rate for Second Prior Period 0.7477%

B. Charge Off Rate for Prior Period 0.5088%

C. Charge Off Rate for Current Period

1. Principal Recoveries of Defaulted Receivables 65,776.31

2. Principal on Defaulted Receivables 91,490.86

3. Average Pool Balance for Collection Period 124,193,196.32

4. Charge Off Rate (12 * (Lines (2 - 1) / 3) 0.2485%

D. Average Charge Off Rate ((Lines A thru C) / 3) 0.5017%

XII. Required Cash Collateral Amount for Next Collection Period
A. Cash Collateral Floor Amount

1. Maximum Amount 11,219,723.79

2. Possible Floor Amount

a. Pool Principal Balance at the Beginning of Collection
Period 131,957,185.00

b. Cumulative Monthly Interest Through Final Distribution
Date 20,112,474.28

c. Cumulative Monthly Servicing Fee Through Final Distribution
Date 3,408,893.95

d. Total (Lines A thru C) 155,478,553.23

3. Cash Collateral Floor Amount (Min: Lines 1 & 2) 11,219,723.79

B. Possible Cash Collateral Amount

1. Cash Collateral Percentage

a. Average Three Period Delinquency Percentage 1.0541%

b. Delinquency Percentage Trigger 1.2500%

c. Average Three Period Charge Off Rate 0.5017%

d. Charge Off Rate Trigger 1.2500%

e. Maximum Cash Collateral Percentage Specified 7.0000%

f. Minimum Cash Collateral Percentage Specified 5.0000%

g. Cash Collateral Percentage Applied (If a>b or c>d, then e,
else f) 5.0000%

2. Pool Principal Balance 116,429,207.64

3. Possible Amount 5,821,460.38

C. Required Cash Collateral Amount (Max: Lines A & B) 11,219,723.79

XIII. Deposit to Cash Collateral Account
A. Excess Funds from Certificate Account 262,772.46

B. Required Deposit to Cash Collateral Account

1. Required Cash Collateral Amount for Next Period 11,219,723.79

2. Available Cash Collateral Amount 11,219,723.79

3. Cash Collateral Account Withdrawal 0.00

4. Required Deposit Amount (Max: 0 & Lines 1-2+3) 0.00

C. Deposit Amount to Cash Collateral Account (Min: Lines A & B) 0.00
</TABLE>

[Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>

<TABLE>
<S> <C> <C>
XIV. Memorandum Spread Account Unfunded Amount
A. Memorandum Spread Account Cap

1. Cash Collateral Floor Amount 11,219,723.79

2. Possible Cap

a. Pool Principal Balance 116,429,207.64

b. Memorandum Spread Account Cap Percentage

1. Average Three Period Charge Off Rate 0.5017%

2. Minimum Charge Off Rate Trigger 1.2500%

3. Average Three Period Delinquency Rate 1.0541%

4. Minimum Delinquency Percentage 1.2500%

5. Minimum Cap Percentage Specified 1.0000%

6. Maximum Cap Percentage Specified 2.0000%

7. Memorandum Spread Account Cap Percentage
(If 1 (less than/equal to) 2 and 3 (less than/equal to) 4
then 5 else 6) 1.0000%

c. Possible Amount (Lines a * b) 1,164,292.08

3. Memorandum Spread Account Cap (Max: Lines (1 + 2)) 11,219,723.79

B. Memorandum Spread Account Amount

1. Available Cash Collateral Amount 11,219,723.79

2. Cash Collateral Account Deposit 0.00

3. Cash Collateral Account Withdrawal 0.00

4. Principal Balance on Cash Collateral Loan 0.00

5. Memorandum Spread Account Amount
(Max: 0 & Lines 1 + 2 - 3 - 4) 11,219,723.79

C. Memorandum Spread Account Unfunded Amount (Max: 0 & Lines A - B) 0.00

XV. Available Cash Collateral Payment Funds
A. Certificate Account Surplus

1. Excess Funds from Certificate Account 262,772.46

2. Memorandum Spread Account Unfunded Amount 0.00

3. Certificate Account Surplus 0.00

B. Cash Collateral Account Surplus

1. Available Cash Collateral Amount 11,219,723.79

2. Cash Collateral Account Deposit 0.00

3. Cash Collateral Account Withdrawal 0.00

4. Required Cash Collateral Amount for Next Period 11,219,723.79

5. Cash Collateral Account Surplus (Max: 0 &
Lines 1 + 2 - 3 - 4) 0.00

C. Investment Earnings on Cash Collateral Account 47,232.31

D. Available Cash Collateral Payment Funds 47,232.31

XVI. Scheduled Disbursement on Cash Collateral Loan
A. Scheduled Interest

1. Interest on Deposit Rate Portion 0.00

2. Interest on Base Rate Portion 0.00

3. Unpaid Interest 0.00

4. Total (Lines 1 thru 3) 0.00

B. Fees and Expenses

1. Fees and Expenses 0.00

2. Overdue Fees and Expenses 0.00

3. Total (Lines 1 thru 2) 0.00

C. Total (Lines A + B) 0.00
</TABLE>

<PAGE>

- --------------------------------------------------------------------------------
Chase Manhattan Grantor Trust 1995-B
April 15, 1999
- --------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
XVII. Excess From Memorandum Spread Account
A. Memorandum Spread Account Cap 11,219,723.79

B. Adjusted Memorandum Spread Account Amount

1. Memorandum Spread Account Amount 11,219,723.79

2. Investment Earnings on Cash Collateral Account 47,232.31

3. Interest Due to Cash Collateral Loan 0.00

4. Fees and Expenses to Cash Collateral Loan 0.00

5. Adjusted Memorandum Spread Account Amount
(Max: 0 & Lines 1 + 2 - 3 - 4) 11,266,956.10

C. Excess from Memorandum Spread Account 47,232.31

XVIII. Disbursement of Available Cash Collateral Payment Funds
A. Available Cash Collateral Payment Funds 47,232.31

B. Interest Payment to Cash Collateral Loan 0.00

C. Fees and Expenses on Cash Collateral Depositor 0.00

D. Principal Payment to Cash Collateral Loan

1. Available Disbursement Amount

a. Available Amount after Disbursement of Interest,
Fees, & Expenses 47,232.31

b. From Excess of Memorandum Spread Account 47,232.31

c. Available Disbursement Amount 0.00

2. Principal Balance on Cash Collateral Loan 0.00

3. Principal Payment 0.00

E. Excess Amount to Seller 47,232.31

XIX. Available Cash Collateral Amount for Next Distrbution Date
A. Available Cash Collateral Amount

1. Available Cash Collateral Amount 11,219,723.79

2. Cash Collateral Account Deposit from Certificate Account 0.00

3. Cash Collateral Account Withdrawal 0.00

4. Cash Collateral Account Surplus 0.00

5. Available Cash Collateral Amount ( Lines 1 + 2 - 3 - 4 ) 11,219,723.79

B. Available Cash Collateral Percentage 9.6365%

XX. Reimbursed Advance
A. From Payment in Certificate Account 201,065.05

B. From Excess Spread 4,643.31

C. From Certificate Account with Cash Collateral Withdrawal 0.00

D. Total (Lines A thru C) 205,708.36

XXI. Excess Amount to Seller
A. From Available Cash Collateral Payment Funds 47,232.31

B. From Certificate Account

1. Excess Funds 262,772.46

2. Certificate Account Surplus 0.00

3. Excess Amount 262,772.46

C. Excess Amount to Seller (Lines A thru B) 310,004.77

XXII. Weighted Average Coupon as of Current Period 9.4961%

XXIII. Weighted Average Maturity as of Current Period 13.89547332
</TABLE>

<TABLE>
<S> <C> <C>
I. Defaulted Receivables Summary
A. Beginning Balance

1. Principal 7,732,456.41

2. Interest 297,889.26

3. Total 8,030,345.67

B. Additions

1. Principal 91,490.86

2. Interest 4,657.43

3. Total (Lines 1 thru 2) 96,148.29

C. Net Recoveries

1. Principal 65,776.31

2. Interest 4,004.96

3. Excess 1,452.84

4. Total (Lines 1 thru 3) 71,234.11

D. Adjustments on Excess from Recoveries 1,452.84

E. Ending Balance

1. Principal 7,758,170.96

2. Interest 298,541.73

3. Total (Lines 1 + 2) 8,056,712.69

II. Portfolio Delinquency Summary
A. Beginning Balance 2,793,273.80

B. Additions 1,476,209.50

C. Recoveries

1. From Repurchased Receivables 14,982.72

2. Delinquency Adjustments on Matured Contracts 2,289.91

3. Others 2,298,042.22

4. Total (Lines 1 thru 3) 2,315,314.85

D. To Defaulted Receivables 24,733.58

E. Ending Balance 1,929,434.87

III. Outstanding Advances Summary
A. Beginning Balance 3,831,069.31

B. Additions 151,083.56

C. Reimbursements

1. For Defaulted Receivables

a. From Receivables Excess Spread 4,643.31

b. From Cash Collateral Withdrawal 0.00

c. From Recoveries of Defaulted Receivables 0.00

d. Total (Lines a thru c) 4,643.31

2. Others 201,065.05

3. Total (Lines 1 thru 2) 205,708.36

D. Ending Balance (Lines A + B - C) 3,776,444.51
</TABLE>

<PAGE>

<TABLE>
<S> <C> <C>
IV. Unreimbursed Advances of Defaulted Receivables Summary
A. Beginning Balance 0.00

B. Additions 4,643.31

C. Reimbursements

1. From Recoveries of Defaulted Receivables 0.00

2. From Excess Reserve Account 4,643.31

3. From Cash Collateral Withdrawal 0.00

4. Total 4,643.31

D. Ending Balance (Lines A + B - C) 0.00

V. Maturity Interest Deficiency Summary
A. Beginning Balance 2,347,881.36

B. Additions 73,853.26

C. Ending Balance 2,421,734.62

VI. Certificate Principal Balance
A. Beginning Balance 131,957,185.00

B. Monthly Prinicpal

1. Defaulted Receivables 91,490.86

2. Repurchased Receivables 231,679.47

3. Principal Payment 15,204,807.03

4. Total (Lines 1 thru 3) 15,527,977.36

C. Ending Balance (Lines A - B) 116,429,207.64

VII. Automobiles Receivables Balance Summary
A. Beginning Balance 131,957,185.00

B. Automobile Receivable Monthly Principal

1. Defaulted Receivables 91,490.86

2. Others 15,436,486.50

3. Total (Lines 1 thru 2) 15,527,977.36

C. Ending Balance 116,429,207.64

VII. Automobiles Tally Summary
A. Beginning Number of Receivables 32,408

B. Additions 0

C. Deductions

1. Repurchased Receivables 34

2. Defaulted Receivables 23

3. Matured Receivables 1,972

4. Total (Lines 1 thru 3) 2,029

D. Ending Number of Receivables 30,379

VIII. Cash Collateral Loan Summary
A. Beginning Balance 0.00

B. Repayment of Loan 0.00

C. Ending Balance 0.00
</TABLE>

<PAGE>

Page 1 of 13

Chase Manhattan Grantor Trust 1995-B
Statement to Certificateholders
May 17, 1999

- -------------------------------------------------------------------------------

<TABLE>
<CAPTION>
===================================================================================================================================
DISTRIBUTION IN DOLLARS
- -----------------------------------------------------------------------------------------------------------------------------------
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE INTEREST PRINCIPAL TOTAL LOSSES INTEREST BALANCE
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A 1,495,963,171.74 116,429,207.64 572,443.60 12,772,745.20 13,345,188.80 0.00 0.00 103,656,462.44
- -----------------------------------------------------------------------------------------------------------------------------------
TOTALS 1,495,963,171.74 116,429,207.64 572,443.60 12,772,745.20 13,345,188.80 0.00 0.00 103,656,462.44
===================================================================================================================================
</TABLE>

FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
========================================================================== =========================
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS-THRU
CLASS FACTOR INTEREST PRINCIPAL TOTAL FACTOR RATE
- -------------------------------------------------------------------------- -------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
A 77.8289264 0.382659 8.538141 8.920800 69.2907850 A 5.900000 %
- -------------------------------------------------------------------------- =========================
TOTALS 77.8289264 0.382659 8.538141 8.920800 69.2907850
==========================================================================
</TABLE>

- --------------------------------------------------------------------------------
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: [email protected]
- --------------------------------------------------------------------------------
[Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION

<PAGE>

Page 2 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- --------------------------------------------------------------------------------
MONTHLY REPORT

Due Period 42

Due Period Beginning Date 04/01/99
Due Period End Date 04/30/99
Determination Date 05/10/99
I. Monthly Expense Summary
A. Servicing Fee Disbursement 97,024.34
B. Cash Collateral Account Expense 0.00
C. Total Expenses Paid (per $1000 of Original Principal Amount) 0.0649

II. Cash Collateral Account Deposit Amount 0.00

III. Outstanding Advance Summary
A. From Prior Period 3,776,444.51
B. From Current Period 3,756,950.95
C. Change in Amount Between Periods (Line B - A) -19,493.56

IV. Available Cash Collateral Account Information for Due Period
A. Available Cash Collateral Amount 11,219,723.79
B. Available Cash Collateral Amount Percentage 9.6365 %

V. Available Cash Collateral Account Information for Next Period
A. Available Cash Collateral Amount 11,219,723.79
B. Available Cash Collateral Amount Percentage 10.8240 %

VI. Required Cash Collateral Amount
A. For the Current Collection Period 11,219,723.79
B. For the Next Collection Period 11,219,723.79

VII. Payment Summary for Servicer
A. Monthly Servicing Fees
1. Scheduled Monthly Servicing Fee 97,024.34
B. Monthly Disbursements to Servicer
1. Monthly Servicing Fee and Unpaid Servicing Fee 97,024.34
2. Reimbursed Advance Amount 152,530.74
3. Net Investment Earnings on Certificate Account 0.00
4. Total (Lines 1 thru 3) 249,555.08
C. Advance by Servicer 133,037.18
D. Net Disbursement to Seller (Lines B - C) 116,517.90

VIII. Certificate Account Surplus from Cert Acct to Cash Collateral Acct 0.00

IX. Disbursements on Cash Collateral Loan
A. Interest Payment on Loan 0.00
B. Fees and Expenses on Loan 0.00
C. Principal Payment on Loan 0.00

<PAGE>

Page 3 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
X. Repayment to Seller
A. From Available Cash Collateral Funds 48,631.27
B. From Certificate Account
1. Excess Funds 189,628.40
2. Certificate Amount Surplus 0.00
3. Excess Amount ( Lines 1 -2) 189,628.40
C. Excess Amount Paid Seller (Lines A + B) 238,259.67

XI. Recoveries of Defaulted Receivables for Due Period 39,006.17

XII. Recoveries of Interest Delinquencies for Due Period 152,530.74

<PAGE>

Page 4 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- --------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT

I. Available Amount in the Certificate Account
A. Credits
1. Payments form Obligors Applied to Collection Period
a. Principal Payments 12,549,003.99
b. Recovery of Advance 145,968.97
c. Other Interest Payments 788,485.35
d. Total (A thru C) 13,483,458.31

2. Repurchase Amount from Repurchased Receivables
a. Principal before Cutoff Date 0.00
b. Interest before Cutoff Date 0.00
c. Principal Payments 125,999.50
d. Recovery of Advance 2,101.97
e. Other Interest Payments 768.11
f. Total (A thru E) 128,869.58

3. Reversal from Defaulted Contracts 0.00

4. Recovery of Defaulted Receivables 39,006.17

5. Recovery Amount Before Cutoff Date
(Excluding Repurchased Receivables
a. Principal 0.00
b. Interest 0.00
c. Total (A thru B) 0.00

6. Investment Earnings on Certificate Account 0.00
7. Net Adjustments 1.0
8. Advance by Servicer 133,037.18
9. Overpayment from Obligors 0.00
10. Total Credits 13,784,372.28

B. Debits
1. Overpayments from Obligors 0.00
2. Recovery Amount Before Cutoff Date to Seller
a. Principal 0.00
b. Interest. 0.00
c. Total (Lines A thru B) 0.00
3. Reversal from Defaulted Contracts 0.00
4. Reimbursement of Advance
a. From Payments of Non-Defaulted Receivables 148,070.94
b. From Recovery of Defaulted Receivables 0.00
c. Total (Lines A thru B) 148,070.94
5. Net Investment Earnings on Certificate Account 0.00
6. Total Debits (Lines 1 thru 5) 148,070.94

C. Total Available Amount 13,636,301.34

<PAGE>

Page 5 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- --------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT

II. Reimbursement of Advance on Defaulted Receivables
A. Recovery of Advance 2,454.85
B. Unreimbursed Advance from Prior Period 0.00
C. Reimbursed Amount (Min: Lines A and B) 0.00

III. Excess Collections for Collection Period
A.Excess Spread Amount 252,895.85
B. Net Recovery of Defaulted Receivables
1.Recovery of Defaulted Receivables 39,006.17
2. Reimbursement of Advance 0.00
3. Net Recovery of Defaulted Receivables (lines 1-2) 39,006.17
C. Excess Spread Amount to this Periods Defaulted Receivables
1. Balance on Defaulted Receivables
a. Principal 97,741.71
b. Advanced Interest 4,459.80
c. Unadvanced Interest 72.11
d. Total (Lines A thru C) 102,273.62
2. Amount Applied to Default Balance
(Min: Lines A+B and C.1) 102,273.62
D. Principal Carryover Shortfall 0.00
E. Adjustment to Excess Collection 0.00
F. Excess Collections 189,628.40

IV. Scheduled Monthly Disbursements
A. Unreimbursed Advance on Defaulted Receivables 0.00
B. Principal and Interest to Certificateholders
1. Monthly Prinicpal
a. From Repurchsed Receivables 125,999.50
b. From Defaulted Receivables 97,741.71
c. Principal Payment 12,549,003.99
d. Total (Lines A thru C) 12,772,745.20
2. Monthly Interest 572,443.60
3. Unpaid Interest 0.00
4. Principal Carryover Shortfall 0.00
5. Total 13,345,188.80
C. Servicing Fee to Servicer
1. Monthly Servicing Fee 97,024.34
2. Overdue Monthly Servicing Fee 0.00
3. Total (Lines 1 thru 2) 97,024.34
D. Total (Lines A thru C) 13,442,213.14

V. Payment Deficiency Amount
A. Scheduled Monthly Disbursements 13,442,213.14
B. Available Distribution Amount
1. Available Amount in Certificate Account 13,636,301.34
2. Excess Collections in Certificate Account 189,628.40
3. Reimbursed Advance on Defaulted Receivables from
Excess Spread 4,459.80
4. Available Distribution Amount (Lines 1-2-3) 13,442,213.14
C. Payment Deficiency Amount (Max: (Lines A-B) and 0.00) 0.00

<PAGE>

Page 6 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- --------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT

VI. Cash Collateral Account Withdrawal
A. Available Cash Collateral Amount for the
Collection Period 11,219,723.79
B. Payment Deficiency Amount 0.00
C. Cash Collateral Account Withdrawal 0.00

VII. Disbursements from the Certificate Account with CCA Withdrawal
A. Available Distribution Amount
1. Available Distribution Amount from Certificate
Account 13,636,301.34
2. Excess Collections 189,628.40
3. Cash Collateral Account Withdrawal 0.00
4. Reimbursed Advance on Defaulted Receivables from
Excess Spread 4,459.80
5. Available Amount (Lines 1 - 2 + 3 - 4) 13,442,213.14
B. Disbursements of Advance on Defaulted Receivables 0.00
C. Disbursements to Certificateholders 13,345,188.80
D. Monthly Servicing Fee and Overdue Servicing Fee 97,024.34
E. Excess Funds from Certificate Account
1. Available Amount after Distribution (Lines A - B - C- D) 0.00
2. Excess Collections 189,628.40
3. Excess Funds (Lines 1 + 2) 189,628.40

VIII. Average Certificate Principla Balance for the Collection Period
A. Beginning Balance 116,429,207.64
B. Ending Balance 103,656,462.44
C. Average Balance (Lines(A + B)/2) 110,042,835.04

IX. Delinquency and Defaults Information

=======================================================
Group 1
-------------------------------------------------------
Period Number Delinquency Principal
Amount Balance
-------------------------------------------------------
30-59 days 512 329,952.55 1,960,450.53
-------------------------------------------------------
60-89 days 121 113,609.39 462,128.26
-------------------------------------------------------
90-119 days 39 60,169.20 209,321.65
-------------------------------------------------------
120+149 days 24 39,554.48 123,031.68
-------------------------------------------------------
150+179 days 9 18,506.19 50,474.76
-------------------------------------------------------
180+209 days 8 18,720.84 34,265.40
-------------------------------------------------------
210+239 days 2 3,986.55 5,522.06
-------------------------------------------------------
240+Days
Delinquent 0 0.00 0.00
-------------------------------------------------------
Total 715 584,499.20 2,845,194.34
=======================================================

B. Principal Amount of Loans in Defaulted Receivables 97,741.71
C. Delinquency Percentage
1. Outstanding Principal Balance for
Deliquency >= 60 Days 884,743.81
2. Portfolio Principal Ending Balance for the
Collection Period 103,656,462.44
3. Delinquency Percentage 0.8535 %

<PAGE>

Page 7 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- --------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT

X. Portfolio Average Delinquency Rate
A. Delinquency Rate for Second Prior Period 1.0759 %
B. Delinquency Rate for Prior Period 0.9567 %
C. Delinquency Rate for Current Period 0.8535 %
D. Average Deliquency Rate 0.9620 %

XI. Portfolio Average Three Due Periods Charge Off Rate
A. Charge Off Rate for Second Prior Period 0.5088 %
B. Charge Off Rate for Prior Period 0.2485 %
C. Charge Off Rate for Current Period
1. Principal Recoveries of Defaulted Receivables 36,290.06
2. Principal on Defaulted Receivables 97,741.71
3. Average Pool Balance for Collection Period 110,042,835.04
4. Charge Off Rate (12*(Lines (2 - 1)/3) 0.6701 %
D. Average Charge Off Rate ((Lines A thru C)/3) 0.4758 %

XII. Required Cash Collateral Amount for Next Collection Period
A. Cash Collateral Floor Amount
1. Maximum Amount 11,219,723.79
2. Possible Floor Amount
a. Pool Principal Balance at the Beginning of
Collection Period 116,429,207.64
b. Cumulative Monthly Interest Through Final
Distribution Date 17,173,308.13
c. Cumulative Monthly Servicing Fee Through Final
Distribution Date 2,910,730.19
d. Total ( Lines A thru C) 136,513,245.96
3. Cash Collateral Floor Amount ( Min: Lines 1 & 2) 11,219,723.79
B. Possible Cash Collateral Amount
1. Cash Collateral Percentage
a. Average Three Period Delinquency Percentage 0.9620 %
b. Delinquency Percentage Trigger 1.2500 %
c. Average Three Period Charge Off Rate 0.4758 %
d. Charge Off Rate Trigger 1.2500 %
e. Maximum Cash Collateral Percentage Specified 7.0000 %
f. Minimum Cash Collateral Percentage Specified 5.0000 %
g. Cash Collateral Percentage Applied (If a>b or c>d,
then e, else f) 5.0000 %
2. Pool Principal Balance 103,656,462.44
3. Possible Amount 5,182,823.12
C. Required Cash Collateral Amount (Max: Lines A & B) 11,219,723.79

XIII. Deposit to Cash Collateral Account
A. Excess Funds from Certificate Account 189,628.40
B. Required Deposit to Cash Collateral Account
1. Required Cash Collateral Amount for Next Period 11,219,723.79
2. Available Cash Collateral Amount 11,219,723.79
3. Cash Collateral Account Withdrawal 0.00
4. Required Deposit Amount ( Max: 0 & Lines 1-2+3) 0.00
C. Deposit Amount to Cash Collateral Account (Min: Lines A & B) 0.00

<PAGE>

Page 8 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- -------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT

XIV. Memorandum Spread Account Unfunded Amount
A. Memorandum Spread Account Cap
1. Cash Collateral Floor Amount 11,219,723.79
2. Possible Cap
a. Pool Principal Balance 103,656,462.44
b. Memorandum Spread Account Cap Percentage
1. Average Three Period Charge Off Rate 0.4758 %
2. Minimum Charge Off Rate Trigger 1.2500 %
3. Average Three Period Delinquency Rate 0.9620 %
4. Minimum Delinquency Percentage 1.2500 %
5. Minimum Cap Percentage Specified 1.0000 %
6. Maximum Cap Percentage Specified 2.0000 %
7. Memorandum Spread Account Cap Percentage
(If 1<=2 and 3<=4 then 5 else 6) 1.0000 %
c. Possible Amount (Lines a * b) 1,036,564.62
3. Memorandum Spread Account Cap (Max: Lines ( 1 + 2)) 11,219,723.79
B. Memorandum Spread Account Amount
1. Available Cash Collateral Amount 11,219,723.79
2. Cash Collateral Account Deposit 0.00
3. Cash Collateral Account Withdrawal 0.00
4. Principal Balance on Cash Collateral Loan 0.00
5. Memorandum Spread Account Amount (Max: 0 &
Lines 1 + 2 - 3 - 4) 11,219,723.79
C. Memorandum Spread Account Unfunded Amount (Max: 0 & Lines A - B) 0.00

XV. Available Cash Collateral Payment Funds
A. Certificate Account Surplus
1. Excess Funds from Certificate Account 189,628.40
2. Memorandum Spread Account Unfunded Amount 0.00
3. Certificate Account Surplus 0.00
B. Cash Collateral Account Surplus
1. Available Cash Collateral Amount 11,219,723.79
2. Cash Collateral Account Deposit 0.00
3. Cash Collateral Account Withdrawal 0.00
4. Required Cash Collateral Amount for Next Period 11,219,723.79
5. Cash Collateral Account Surplus (Max: 0 & Lines
1 + 2 - 3 - 4) 0.00
C. Investment Earnings on Cash Collateral Account 48,631.27
D. Available Cash Collateral Payment Funds 48,631.27

XVI. Scheduled Disbursement on Cash Collateral Loan
A. Scheduled Interest
1. Interest on Deposit Rate Portion 0.00
2. Interest on Base Rate Portion 0.00
3. Unpaid Interest 0.00
4. Total (Lines 1 thru 3) 0.00
B. Fees and Expenses
1. Fees and Expenses 0.00
2. Overdue Fees and Expenses 0.00
3. Total (Lines 1 thru 2) 0.00
C. Total ( Lines A + B ) 0.00

<PAGE>

Page 9 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- -------------------------------------------------------------------------------
MONTHLY SERVICER CERTIFICATE REPORT

XVII. Excess From Memorandum Spread Account
A. Memorandum Spread Account Cap 11,219,723.79
B. Adjusted Memorandum Spread Account Amount
1. Memorandum Spread Account Amount 11,219,723.79
2. Investment Earnings on Cash Collateral Account 48,631.27
3. Interest Due to Cash Collateral Loan 0.00
4. Fees and Expenses to Cash Collateral Loan 0.00
5. Adjusted Memorandum Spread Account Amount
(Max: 0 & Lines 1 + 2 - 3 - 4) 11,268,355.06
C. Excess from Memorandum Spread Account 48,631.27

XVIII. Disbursement of Available Cash Collateral Payment Funds
A. Available Cash Collateral Payment Funds 48,631.27
B. Interest Payment to Cash Collateral Loan 0.00
C. Fees and Expenses on Cash Collateral Depositor 0.00
D. Principal Payment to Cash Collateral Loan
1. Available Disbursement Amount
a. Available Amount after Disbursement of Interest,
Fees, & Expenses 48,631.27
b. From Excess of Memorandum Spread Account 48,631.27
c. Available Disbursement Amount 0.00
2. Principal Balance on Cash Collateral Loan 0.00
3. Principal Payment 0.00
E. Excess Amount to Seller 48,631.27

XIX. Available Cash Collateral Amount for Next Distrbution Date
A. Available Cash Collateral Amount
1. Available Cash Collateral Amount 11,219,723.79
2. Cash Collateral Account Deposit from Certificate
Account 0.00
3. Cash Collateral Account Withdrawal 0.00
4. Cash Collateral Account Surplus 0.00
5. Available Cash Collateral Amount
(Lines 1 + 2 - 3 - 4) 11,219,723.79
B. Available Cash Collateral Percentage 10.8240 %

XX. Reimbursed Advance
A. From Payment in Certificate Account 148,070.94
B. From Excess Spread 4,459.80
C. From Certificate Account with Cash Collateral Withdrawal 0.00
D. Total ( Lines A thru C ) 152,530.74

XXI. Excess Amount to Seller
A. From Available Cash Collateral Payment Funds 48,63
B. From Certificate Accou
1. Excess Funds 189,628.40
2. Certificate Account Surplus 0.00
3. Excess Amount 189,628.40
C Excess Amount to Seller (Lines A thru B) 238,259.67

XXII. Weighted Average Coupon as of Current Period 9.5028 %
XXIII. Weighted Average Maturity as of Current Period 13.16584180

<PAGE>

Page 10 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- -------------------------------------------------------------------------------
MONTHLY BALANCE REPORT

I. Defaulted Receivables Summary
A. Beginning Balance
1. Principal 7,758,170.96
2. Interes 298,541.73
3. Total 8,056,712.69
B. Additions
1. Principal 97,741.71
2. Interest 4,531.91
3. Total ( Lines 1 thru 2) 102,273.62
C. Net Recoveries
1. Principal 36,290.06
2. Interest 2,501.43
3. Excess 214.68
4. Total ( Lines 1 thru 3) 39,006.17
D. Adjustments on Excess from Recoveries 214.68
E. Ending Balance
1. Principal 7,819,622.61
2. Interest 300,572.21
3. Total ( Lines 1 + 2) 8,120,194.82

II. Portfolio Delinquency Summary
A. Beginning Balance 1,929,434.87
B. Additions 1,446,101.13
C. Recoveries
1. From Repurchased Receivables 6,017.47
2. Delinquency Adjustments on Matured Contracts 1,826.17
3. Others 1,472,230.55
4. Total ( Lines 1 thru 3 ) 1,480,074.19
D. To Defaulted Receivables 30,017.78
E. Ending Balance 1,865,444.03

III. Outstanding Advances Summary
A. Beginning Balance 3,776,444.51
B. Additions 133,037.18
C. Reimbursements
1. For Defaulted Receivables
a. From Receivables Excess Spread 4,459.80
b. From Cash Collateral Withdrawal 0.00
c. From Recoveries of Defaulted Receivables 0.00
d. Total ( Lines a thru c) 4,459.80
2. Others 148,070.94
3. Total ( Lines 1 thru 2 ) 152,530.74
D. Ending Balance ( Lines A + B - C ) 3,756,950.95

<PAGE>
Page 11 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- -------------------------------------------------------------------------------
MONTHLY BALANCE REPORT

IV. Unreimbursed Advances of Defaulted Receivables Summary
A. Beginning Balance 0.00
B. Additions 4,459.80
C. Reimbursements
1. From Recoveries of Defaulted Receivables 0.00
2. From Excess Reserve Account 4,459.80
3. From Cash Collateral Withdrawal 0.00
4. Total 4,459.80
D. Ending Balance ( Lines A + B - C) 0.00

V. Maturity Interest Deficiency Summary
A. Beginning Balance 2,421,734.62
B. Additions 67,066.70
C. Ending Balance 2,488,801.32

VI. Certificate Principal Balance
A. Beginning Balance 116,429,207.64
B. Monthly Prinicpal
1. Defaulted Receivables 97,741.71
2. Repurchased Receivables 125,999.50
3. Principal Payment 12,549,003.99
4. Total (Lines 1 thru 3) 12,772,745.20
C. Ending Balance (Lines A - B) 103,656,462.44

VII. Automobiles Receivables Balance Summary
A. Beginning Balance 116,429,207.64
B. Automobile Receivable Monthly Principal
1. Defaulted Receivables 97,741.71
2. Others 12,675,003.49
3. Total (Lines 1 thru 2) 12,772,745.20
C. Ending Balance 103,656,462.44

VII. Automobiles Tally Summary
A. Beginning Number of Receivables 30,379
B. Additions 0
C. Deductions
1. Repurchased Receivables 22
2. Defaulted Receivables 26
3. Matured Receivables 1,707
4. Total ( Lines 1 thru 3 ) 1,755
D. Ending Number of Receivables 28,624

<PAGE>

Page 12 of 13

Chase Manhattan Grantor Trust 1995-B
May 17, 1999
- -------------------------------------------------------------------------------
MONTHLY BALANCE REPORT

VIII. Cash Collateral Loan Summary
A. Beginning Balance 0.00
B. Repayment of Loan 0.00
C. Ending Balance 0.00

<PAGE>

Page 13 of 13

Chase Manhattan Grantor Trust 1995-B

May 17, 1999
- -------------------------------------------------------------------------------