<PAGE>
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1995-3
<TABLE>
<CAPTION>
Distribution Date: 12/15/00
Section 5.2 - Supplement Class A Class B
-----------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed 2,336,250.00 136,149.60
Deficiency Amounts 0.00 0.00
Additional Interest 0.00 0.00
Accrued and Unpaid Interest
(iii) Collections of Principal Receivables 62,291,469.70 3,539,262.88
(iv) Collections of Finance Charge Receivables 7,149,272.25 406,205.76
(v) Aggregate Amount of Principal Receivables
Investor Interest 450,000,000.00 25,568,000.00
Adjusted Interest 450,000,000.00 25,568,000.00
Series
Floating Investor Percentage 2.46% 88.00% 5.00%
Fixed Investor Percentage 2.46% 88.00% 5.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current
30 to 59 days
60 to 89 days
90 or more days
Total Receivables
(vii) Investor Default Amount 2,131,316.89 121,096.69
(viii) Investor Charge-Offs 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00
(x) Servicing Fee 375,000.00 21,306.67
(xi) Portfolio Yield (Net of Defaulted Receivables)
(xii) Reallocated Monthly Principal 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 450,000,000.00 25,568,000.00
(xiv) LIBOR
(xv) Principal Funding Account Balance
(xvii) Accumulation Shortfall
(xviii) Principal Funding Investment Proceeds
(xx) Principal Investment Funding Shortfall
(xxi) Available Funds 6,774,272.25 384,899.10
(xxii) Certificate Rate 6.23000% 6.39000%
-----------------------------------------------------------------------------------------------------------------------------
<CAPTION>
Distribution Date: 12/15/00
Section 5.2 - Supplement Collateral Total
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed 213,133.18 2,685,532.78
Deficiency Amounts 0.00
Additional Interest 0.00
Accrued and Unpaid Interest 0.00 0.00
(iii) Collections of Principal Receivables 4,955,028.44 70,785,761.03
(iv) Collections of Finance Charge Receivables 568,695.00 8,124,173.01
(v) Aggregate Amount of Principal Receivables 20,750,943,413.46
Investor Interest 35,795,636.36 511,363,636.36
Adjusted Interest 35,795,636.36 511,363,636.36
Series
Floating Investor Percentage 7.00% 100.00%
Fixed Investor Percentage 7.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.32%
30 to 59 days 1.47%
60 to 89 days 1.08%
90 or more days 2.13%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 169,537.43 2,421,951.02
(viii) Investor Charge-Offs 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00
(x) Servicing Fee 29,829.70 426,136.36
(xi) Portfolio Yield (Net of Defaulted Receivables) 13.38%
(xii) Reallocated Monthly Principal 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 35,795,636.36 511,363,636.36
(xiv) LIBOR 6.62000%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii) Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 538,865.30 7,698,036.64
(xxii) Certificate Rate 7.14500%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
By:
-----------------------------------------------
Name: Patricia M. Garvey
Title: Vice President
<PAGE>
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1996-1
<TABLE>
<CAPTION>
Distribution Date: 12/15/00
Section 5.2 - Supplement Class A Class B Collateral
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00 0.00
(ii) Monthly Interest Distributed 3,237,500.00 189,248.43 325,742.89
Deficiency Amounts 0.00 0.00
Additional Interest 0.00 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 96,897,841.76 5,505,458.52 7,707,883.54
(iv) Collections of Finance Charge Receivables 11,121,090.16 631,868.57 884,643.73
(v) Aggregate Amount of Principal Receivables
Investor Interest 700,000,000.00 39,772,000.00 55,682,545.45
Adjusted Interest 700,000,000.00 39,772,000.00 55,682,545.45
Series
Floating Investor Percentage 3.83% 88.00% 5.00% 7.00%
Fixed Investor Percentage 3.83% 88.00% 5.00% 7.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current
30 to 59 days
60 to 89 days
90 or more days
Total Receivables
(vii) Investor Default Amount 3,315,381.84 188,370.52 263,727.00
(viii) Investor Charge-Offs 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Servicing Fee 583,333.33 33,143.33 46,402.12
(xi) Portfolio Yield (Net of Defaulted Receivables)
(xii) Reallocated Monthly Principal 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 700,000,000.00 39,772,000.00 55,682,545.45
(xiv) LIBOR
(xv) Principal Funding Account Balance
(xvii) Accumulation Shortfall
(xviii) Principal Funding Investment Proceeds
(xx) Principal Investment Funding Shortfall
(xxi) Available Funds 10,556,019.49 598,725.24 838,241.61
(xxii) Certificate Rate 5.55000% 5.71000% 7.02000%
------------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
Distribution Date: 12/15/00
Section 5.2 - Supplement Total
-----------------------------------------------------------------------------------------------------------------
<S> <C> <C>
(i) Monthly Principal Distributed 0.00
(ii) Monthly Interest Distributed 3,752,491.32
Deficiency Amounts 0.00
Additional Interest 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 110,111,183.82
(iv) Collections of Finance Charge Receivables 12,637,602.46
(v) Aggregate Amount of Principal Receivables 20,750,943,413.46
Investor Interest 795,454,545.45
Adjusted Interest 795,454,545.45
Series
Floating Investor Percentage 3.83% 100.00%
Fixed Investor Percentage 3.83% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.32%
30 to 59 days 1.47%
60 to 89 days 1.08%
90 or more days 2.13%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 3,767,479.36
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions
(x) Servicing Fee 662,878.79
(xi) Portfolio Yield (Net of Defaulted Receivables) 13.41%
(xii) Reallocated Monthly Principal 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 795,454,545.45
(xiv) LIBOR 6.62000%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii) Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 11,992,986.33
(xxii) Certificate Rate
-----------------------------------------------------------------------------------------------------------------
</TABLE>
By:
-----------------------------------------------
Name: Patricia M. Garvey
Title: Vice President
<PAGE>
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1996-2
<TABLE>
<CAPTION>
Distribution Date: 12/15/00
Section 5.2 - Supplement Class A Class B
-------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed 2,740,833.33 160,416.67
Deficiency Amounts 0.00 0.00
Additional Interest 0.00 0.00
Accrued and Unpaid Interest
(iii) Collections of Principal Receivables 76,134,018.53 4,325,796.51
(iv) Collections of Finance Charge Receivables 8,737,999.41 496,477.24
(v) Aggregate Amount of Principal Receivables
Investor Interest 550,000,000.00 31,250,000.00
Adjusted Interest 550,000,000.00 31,250,000.00
Series
Floating Investor Percentage 3.01% 88.00% 5.00%
Fixed Investor Percentage 3.01% 88.00% 5.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current
30 to 59 days
60 to 89 days
90 or more days
Total Receivables
(vii) Investor Default Amount 2,604,942.87 148,008.12
(viii) Investor Charge-Offs 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00
(x) Servicing Fee 458,333.33 26,041.67
(xi) Portfolio Yield (Net of Defaulted Receivables)
(xii) Reallocated Monthly Principal 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 550,000,000.00 31,250,000.00
(xiv) LIBOR
(xv) Principal Funding Account Balance
(xvii) Accumulation Shortfall
(xviii) Principal Funding Investment Proceeds
(xx) Principal Investment Funding Shortfall
(xxi) Available Funds 8,279,666.08 470,435.57
(xxii) Certificate Rate 5.98000% 6.16000%
-------------------------------------------------------------------------------------------------------------------------
<CAPTION>
Distribution Date: 12/15/00
Section 5.2 - Supplement Collateral Total
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed 268,697.92 3,169,947.92
Deficiency Amounts 0.00
Additional Interest 0.00
Accrued and Unpaid Interest 0.00 0.00
(iii) Collections of Principal Receivables 6,056,115.11 86,515,930.14
(iv) Collections of Finance Charge Receivables 695,068.14 9,929,544.79
(v) Aggregate Amount of Principal Receivables 20,750,943,413.46
Investor Interest 43,750,000.00 625,000,000.00
Adjusted Interest 43,750,000.00 625,000,000.00
Series
Floating Investor Percentage 3.01% 7.00% 100.00%
Fixed Investor Percentage 3.01% 7.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.32%
30 to 59 days 1.47%
60 to 89 days 1.08%
90 or more days 2.13%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 207,211.36 2,960,162.35
(viii) Investor Charge-Offs 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00
(x) Servicing Fee 36,458.33 520,833.33
(xi) Portfolio Yield (Net of Defaulted Receivables) 13.38%
(xii) Reallocated Monthly Principal 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 43,750,000.00 625,000,000.00
(xiv) LIBOR 6.62000%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii) Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 658,609.80 9,408,711.45
(xxii) Certificate Rate 7.37000%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
By:
-----------------------------------------------
Name: Patricia M. Garvey
Title: Vice President
<PAGE>
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1996-3
<TABLE>
<CAPTION>
Distribution Date: 12/15/00
Section 5.2 - Supplement Class A Class B
-----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed 2,434,132.89 141,813.47
Deficiency Amounts 0.00 0.00
Additional Interest 0.00 0.00
Accrued and Unpaid Interest
(iii) Collections of Principal Receivables 57,028,947.92 3,240,263.83
(iv) Collections of Finance Charge Receivables 6,545,285.84 371,889.26
(v) Aggregate Amount of Principal Receivables
Investor Interest 411,983,000.00 23,408,000.00
Adjusted Interest 411,983,000.00 23,408,000.00
Series
Floating Investor Percentage 2.26% 88.00% 5.00%
Fixed Investor Percentage 2.26% 88.00% 5.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current
30 to 59 days
60 to 89 days
90 or more days
Total Receivables
(vii) Investor Default Amount 1,951,258.51 110,866.37
(viii) Investor Charge-Offs 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00
(x) Servicing Fee 343,319.17 19,506.67
(xi) Portfolio Yield (Net of Defaulted Receivables)
(xii) Reallocated Monthly Principal 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 411,983,000.00 23,408,000.00
(xiv) LIBOR
(xv) Principal Funding Account Balance
(xvii) Accumulation Shortfall
(xviii) Principal Funding Investment Proceeds
(xx) Principal Investment Funding Shortfall
(xxi) Available Funds 6,201,966.67 352,382.59
(xxii) Certificate Rate 7.09000% 7.27000%
-----------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
Distribution Date: 12/15/00
Section 5.2 - Supplement Collateral Total
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed 201,277.41 2,777,223.77
Deficiency Amounts 0.00
Additional Interest 0.00
Accrued and Unpaid Interest 0.00 0.00
(iii) Collections of Principal Receivables 4,536,541.13 64,805,752.87
(iv) Collections of Finance Charge Receivables 520,664.67 7,437,839.77
(v) Aggregate Amount of Principal Receivables 20,750,943,413.46
Investor Interest 32,772,440.86 468,163,440.86
Adjusted Interest 32,772,440.86 468,163,440.86
Series
Floating Investor Percentage 2.26% 7.00% 100.00%
Fixed Investor Percentage 2.26% 7.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.32%
30 to 59 days 1.47%
60 to 89 days 1.08%
90 or more days 2.13%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 155,218.79 2,217,343.67
(viii) Investor Charge-Offs 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00
(x) Servicing Fee 27,310.37 390,136.20
(xi) Portfolio Yield (Net of Defaulted Receivables) 13.38%
(xii) Reallocated Monthly Principal 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 32,772,440.86 468,163,440.86
(xiv) LIBOR 6.62000%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii) Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 493,354.30 7,047,703.57
(xxii) Certificate Rate 7.37000%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
By:
-----------------------------------------------
Name: Patricia M. Garvey
Title: Vice President