<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report: January 18, 2000
CHASE CREDIT CARD MASTER TRUST (formerly known as
"Chemical Master Credit Card Trust I")
Series 1995-4
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(Issuer of Securities)
THE CHASE MANHATTAN BANK (formerly known as 'Chemical Bank')
(Sponsor of the Trust)
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(Exact name of registrant as specified in its charter)
New York 33-94190 13-4994650
- ---------------------------- ------------------ ------------------------
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
270 Park Avenue, New York, New York 10017
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (212) 270-6000
<PAGE>
Item 5. Other Events:
Chase Credit Card Master Trust, which was formerly known as Chemical
Master Credit Card Trust I, is the issuer of 22 outstanding series of asset
backed certificates. The asset backed certificates are serviced in accordance
with the Second Amended and Restated Pooling and Servicing Agreement, dated as
of September 1, 1996, as amended. The parties to the Pooling and Servicing
Agreement are: The Chase Manhattan Bank, as transferor prior to June 1, 1996 and
as servicer, Chase Manhattan Bank USA, National Association, as transferor after
June 1,1996, and The Bank of New York, as trustee.
On January 18, 2000, Chase USA, on behalf of Chase Manhattan Bank as
servicer, distributed monthly interest to the holders of the Series 1995-4
certificates with respect to the July, August and September monthly periods.
Chase USA furnished copies of monthly certificateholders' reports for the series
as required by the Pooling and Servicing Agreement. Copies of those monthly
certificateholders' reports are being filed as Exhibit 20.1 to this Current
Report on Form 8-K.
Item 7(c). Exhibits
Exhibits Description
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20.1 Monthly Reports with respect to the October,
November and December 1999 distribution
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
Dated: January 28, 2000
The Chase Manhattan Bank,
as Servicer
By: /s/ Patrick Margey
-------------------------
Name: Patrick Margey
Title: Vice President
<PAGE>
INDEX TO EXHIBITS
Exhibit No. Description
- ----------- -------------
20.1 Monthly Reports with respect to the October,
November and December 1999 distribution
<PAGE>
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1995-4
Distribution Date: 11/15/1999
<TABLE>
<CAPTION>
Section 5.2 - Supplement Class A Class B Collateral
- ---------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00 0.00
(ii) Monthly Interest Distributed 4,406,363.25 321,374.52 188,376.03
Deficiency Amounts 0.00 0.00
Additional Interest 0.00 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 38,570,364.46 2,754,952.57 4,591,783.52
(iv) Collections of Finance Charge Receivables 4,726,273.63 337,581.97 562,660.63
(v) Aggregate Amount of Principal Receivables
Investor Interest 300,000,000.00 21,428,000.00 35,714,857.14
Adjusted Interest 300,000,000.00 21,428,000.00 35,714,857.14
Series
Floating Investor Percentage 1.84% 84.00% 6.00% 10.00%
Fixed Investor Percentage 1.84% 84.00% 6.00% 10.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current
30 to 59 days
60 to 89 days
90 or more days
Total Receivables
(vii) Investor Default Amount 1,376,644.45 98,329.12 163,888.87
(viii) Investor Charge-Offs 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Servicing Fee 250,000.00 17,856.67 29,762.38
(xi) Portfolio Yield (Net of Defaulted Receivables)
(xii) Reallocated Monthly Principal 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 300,000,000.00 21,428,000.00 35,714,857.14
(xiv) LIBOR
(xv) Principal Funding Account Balance
(xvi) Interest Funding Account Balance 2,890,195.25 210,794.04
(xvii) Accumulation Shortfall
(xviii) Principal Funding Investment Proceeds
(xix) Interest Funding Account Investment Proceeds
(xx) Principal Investment Funding Shortfall
(xxi) Available Funds 7,378,567.13 531,383.48 532,898.24
(xxii) Certificate Rate 5.68563% 5.80563% 5.93375%
- ---------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
Section 5.2 - Supplement Total
- --------------------------------------------------------------------------------------------------
<S> <C>
(i) Monthly Principal Distributed 0.00
(ii) Monthly Interest Distributed 4,916,113.80
Deficiency Amounts 0.00
Additional Interest 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 45,917,100.55
(iv) Collections of Finance Charge Receivables 5,626,516.23
(v) Aggregate Amount of Principal Receivables 19,404,771,482.78
Investor Interest 357,142,857.14
Adjusted Interest 357,142,857.14
Series
Floating Investor Percentage 1.84% 100.00%
Fixed Investor Percentage 1.84% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.93%
30 to 59 days 1.35%
60 to 89 days 0.93%
90 or more days 1.79%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 1,638,862.44
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions
(x) Servicing Fee 297,619.05
(xi) Portfolio Yield (Net of Defaulted Receivables) 13.44%
(xii) Reallocated Monthly Principal 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 357,142,857.14
(xiv) LIBOR 5.48563%
(xv) Principal Funding Account Balance 0.00
(xvi) Interest Funding Account Balance 3,100,989.29
(xvii) Accumulation Shortfall 0.00
(xviii) Principal Funding Investment Proceeds 0.00
(xix) Interest Funding Account Investment Proceeds 12,962.38
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 8,442,848.85
(xxii) Certificate Rate
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</TABLE>
By:
------------------------------
Name: Patricia M. Garvey
Title: Vice President
<PAGE>
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1995-4
Distribution Date: 12/15/1999
<TABLE>
<CAPTION>
Section 5.2 - Supplement Class A Class B Collateral
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00 0.00
(ii) Monthly Interest Distributed 0.00 0.00 188,178.85
Deficiency Amounts 0.00 0.00
Additional Interest 0.00 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 38,955,869.95 2,782,487.94 4,637,677.77
(iv) Collections of Finance Charge Receivables 4,721,918.29 337,270.88 562,142.12
(v) Aggregate Amount of Principal Receivables
Investor Interest 300,000,000.00 21,428,000.00 35,714,857.14
Adjusted Interest 300,000,000.00 21,428,000.00 35,714,857.14
Series
Floating Investor Percentage 1.88% 84.00% 6.00% 10.00%
Fixed Investor Percentage 1.88% 84.00% 6.00% 10.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current
30 to 59 days
60 to 89 days
90 or more days
Total Receivables
(vii) Investor Default Amount 1,450,588.50 103,610.70 172,691.87
(viii) Investor Charge-Offs 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Servicing Fee 250,000.00 17,856.67 29,762.38
(xi) Portfolio Yield (Net of Defaulted Receivables)
(xii) Reallocated Monthly Principal 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 300,000,000.00 21,428,000.00 35,714,857.14
(xiv) LIBOR
(xv) Principal Funding Account Balance
(xvi) Interest Funding Account Balance 0.00 0.00
(xvii) Accumulation Shortfall
(xviii) Principal Funding Investment Proceeds
(xix) Interest Funding Account Investment Proceeds
(xx) Principal Investment Funding Shortfall
(xxi) Available Funds 4,472,206.23 319,434.78 532,379.74
(xxii) Certificate Rate 6.30125% 6.42125% 6.11875%
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<CAPTION>
Section 5.2 - Supplement Total
- ----------------------------------------------------------------------------------------------------
<S> <C>
(i) Monthly Principal Distributed 0.00
(ii) Monthly Interest Distributed 188,178.85
Deficiency Amounts 0.00
Additional Interest 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 46,376,035.65
(iv) Collections of Finance Charge Receivables 5,621,331.30
(v) Aggregate Amount of Principal Receivables 18,964,648,429.04
Investor Interest 357,142,857.14
Adjusted Interest 357,142,857.14
Series
Floating Investor Percentage 1.88% 100.00%
Fixed Investor Percentage 1.88% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.85%
30 to 59 days 1.32%
60 to 89 days 0.95%
90 or more days 1.88%
--------------------
Total Receivables 100.00%
(vii) Investor Default Amount 1,726,891.07
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions
(x) Servicing Fee 297,619.05
(xi) Portfolio Yield (Net of Defaulted Receivables) 13.09%
(xii) Reallocated Monthly Principal 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 357,142,857.14
(xiv) LIBOR 6.10125%
(xv) Principal Funding Account Balance 0.00
(xvi) Interest Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii) Principal Funding Investment Proceeds 0.00
(xix) Interest Funding Account Investment Proceeds 308.51
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 5,324,020.76
(xxii) Certificate Rate
- ----------------------------------------------------------------------------------------------------
</TABLE>
By:
--------------------------------
Name: Patricia M. Garvey
Title: Vice President
<PAGE>
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1995-4
Distribution Date: 1/18/2000
<TABLE>
<CAPTION>
Section 5.2 - Supplement Class A Class B Collateral
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
(i) Monthly Principal Distributed 0.00 0.00 0.00
(ii) Monthly Interest Distributed 0.00 0.00 201,571.93
Deficiency Amounts 0.00 0.00
Additional Interest 0.00 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 40,555,662.29 2,896,755.77 4,828,132.28
(iv) Collections of Finance Charge Receivables 4,834,616.95 345,320.57 575,558.85
(v) Aggregate Amount of Principal Receivables
Investor Interest 300,000,000.00 21,428,000.00 35,714,857.14
Adjusted Interest 300,000,000.00 21,428,000.00 35,714,857.14
Series
Floating Investor Percentage 1.88% 84.00% 6.00% 10.00%
Fixed Investor Percentage 1.88% 84.00% 6.00% 10.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current
30 to 59 days
60 to 89 days
90 or more days
Total Receivables
(vii) Investor Default Amount 1,426,086.92 101,860.64 169,774.97
(viii) Investor Charge-Offs 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Servicing Fee 250,000.00 17,856.67 29,762.38
(xi) Portfolio Yield (Net of Defaulted Receivables)
(xii) Reallocated Monthly Principal 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 300,000,000.00 21,428,000.00 35,714,857.14
(xiv) LIBOR
(xv) Principal Funding Account Balance
(xvi) Interest Funding Account Balance 1,627,822.92 118,484.19
(xvii) Accumulation Shortfall
(xviii) Principal Funding Investment Proceeds
(xix) Interest Funding Account Investment Proceeds
(xx) Principal Investment Funding Shortfall
(xxi) Available Funds 4,591,998.68 327,991.16 545,796.46
(xxii) Certificate Rate 6.30125% 6.42125% 7.00625%
- -----------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
Section 5.2 - Supplement Total
- -------------------------------------------------------------------------------------------------------
<S> <C>
(i) Monthly Principal Distributed 0.00
(ii) Monthly Interest Distributed 201,571.93
Deficiency Amounts 0.00
Additional Interest 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 48,280,550.34
(iv) Collections of Finance Charge Receivables 5,755,496.36
(v) Aggregate Amount of Principal Receivables 18,996,941,978.59
Investor Interest 357,142,857.14
Adjusted Interest 357,142,857.14
Series
Floating Investor Percentage 1.88% 100.00%
Fixed Investor Percentage 1.88% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.88%
30 to 59 days 1.26%
60 to 89 days 0.92%
90 or more days 1.94%
--------------------
Total Receivables 100.00%
(vii) Investor Default Amount 1,697,722.53
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions
(x) Servicing Fee 297,619.05
(xi) Portfolio Yield (Net of Defaulted Receivables) 13.66%
(xii) Reallocated Monthly Principal 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 357,142,857.14
(xiv) LIBOR 6.10125%
(xv) Principal Funding Account Balance 0.00
(xvi) Interest Funding Account Balance 1,746,307.11
(xvii) Accumulation Shortfall 0.00
(xviii) Principal Funding Investment Proceeds 0.00
(xix) Interest Funding Account Investment Proceeds 7,908.99
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 5,465,786.31
(xxii) Certificate Rate
- -------------------------------------------------------------------------------------------------------
</TABLE>
By:
--------------------------------------------------
Name: Patricia M. Garvey
Title: Vice President
