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Previous: EUFAULA BANCORP INC, 10QSB, 2000-08-14 |
Next: AMERICAN STANDARD COMPANIES INC, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 10,773
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 400
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 27,488
<INVESTMENTS-CARRYING> 19,541
<INVESTMENTS-MARKET> 19,261
<LOANS> 228,165
<ALLOWANCE> 2,968
<TOTAL-ASSETS> 297,052
<DEPOSITS> 251,682
<SHORT-TERM> 21,066
<LIABILITIES-OTHER> 2,730
<LONG-TERM> 1,000
0
0
<COMMON> 2,625
<OTHER-SE> 17,949
<TOTAL-LIABILITIES-AND-EQUITY> 297,052
<INTEREST-LOAN> 10,172
<INTEREST-INVEST> 1,363
<INTEREST-OTHER> 18
<INTEREST-TOTAL> 11,553
<INTEREST-DEPOSIT> 5,308
<INTEREST-EXPENSE> 5,808
<INTEREST-INCOME-NET> 5,745
<LOAN-LOSSES> 508
<SECURITIES-GAINS> (16)
<EXPENSE-OTHER> 4,489
<INCOME-PRETAX> 1,643
<INCOME-PRE-EXTRAORDINARY> 1,198
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,198
<EPS-BASIC> .46
<EPS-DILUTED> .43
<YIELD-ACTUAL> 8.97
<LOANS-NON> 580
<LOANS-PAST> 29
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,556
<CHARGE-OFFS> 106
<RECOVERIES> 10
<ALLOWANCE-CLOSE> 2,968
<ALLOWANCE-DOMESTIC> 2,968
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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