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March 1, 1996
Dear Variable Life Select Policyowner:
The information below supplements Massachusetts Mutual Life Insurance Company's
Variable Life Select Prospectus dated July 24, 1995. Please place this
supplement with your prospectus and retain it for future reference.
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VARIABLE LIFE SELECT
SUPPLEMENT DATED MARCH 1, 1996
TO THE PROSPECTUS DATED JULY 24, 1995
The Variable Life Select prospectus is amended as follows:
1. The following should be read in conjunction with the information under the
heading "MASSMUTUAL" on page 9 of the Variable Life Select Prospectus:
The merger of Connecticut Mutual Life Insurance Company ("Connecticut
Mutual") with and into Massachusetts Mutual Life Insurance Company
("MassMutual") was completed on February 29, 1996. The separate existence of
Connecticut Mutual has ceased. MassMutual continues its corporate existence
under its current name. The merger does not affect any provisions of, or
rights or obligations under, policies or contracts previously issued by
MassMutual. As a result of the merger, MassMutual becomes the nation's fifth
largest mutual life insurance company with estimated statutory assets in
excess of $50 billion, and estimated total assets under management in excess
of $100 billion.
2. The seventh sentence under the paragraph captioned "Interest Charged" on
page 22 is deleted.
3. The sentence under the paragraph captioned "Interest on Loaned Value" on
page 23 is revised to state the following: ANY LOANED AMOUNT IS HELD IN THE
GPA AND EARNS INTEREST AT A RATE DETERMINED BY MASSMUTUAL, EQUAL TO THE
GREATER OF 3% AND THE POLICY LOAN RATE LESS NOT MORE THAN 2% (THE CURRENT
RATE IS .90%).
March 1, 1996
