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[MASSACHUSETTS MUTUAL LETTERHEAD APPEARS HERE]
September 23, 1998
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Massachusetts Mutual Life Insurance Company
Massachusetts Mutual Variable Life Separate Account I (VUL Segment)
Registration Statement No. 333-49475
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Dear Commissioners:
On behalf of Massachusetts Mutual Life Insurance Company (the "Company") and
Massachusetts Mutual Variable Life Separate Account I (VUL Segment) (the
"Separate Account"), I am filing a pursuant to paragraph (j) of Rule 497 under
the Securities Act of 1933 the form of prospectus for the flexible premium
variable universal life insurance policies offered by the Company through the
Separate Account. This form of prospectus will be used with the public beginning
later this year or early in 1999.
Sincerely,
/s/ Richard M. Howe
Richard M. Howe
Second Vice President &
Associate General Counsel
