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January 1, 1999
Dear Strategic Variable Life(R) Policyowner:
The information below supplements Massachusetts Mutual Life Insurance Company's
Strategic Variable Life(R) Prospectus dated May 1, 1998. Please place this
supplement with your Prospectus, and retain it for future reference.
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STRATEGIC VARIABLE LIFE(R)
Supplement dated January 1, 1999
to the Prospectus dated May 1, 1998
The Strategic Variable Life(R) Prospectus is amended as follows:
1. The second to last sentence on page 8 under the provision "What is the
Guaranteed Principal Account ("GPA")?" is deleted and replaced with the
following:
Although MassMutual is not obligated to credit interest at a rate higher
than this minimum, it guarantees for a calendar year period a rate that may
be higher than the minimum. MassMutual may also pay a higher rate
applicable for such periods as it deems appropriate.
2. The last three sentences in the "Guaranteed Principal Account" provision on
page 29 are deleted and replaced with the following:
Although MassMutual is not obligated to credit interest at a rate higher
than this minimum, MassMutual will credit and guarantee a secondary
interest rate, which may be higher but will never be lower than the
minimum, for the calendar year 1999. In addition, MassMutual may also pay a
rate of interest in excess of that secondary guarantee for such periods as
it deems appropriate. Upon request MassMutual will inform Policyowners of
the then applicable rate or rates.
January 1, 1999
