ALLIANZ LIFE VARIABLE ACCOUNT B
497J, 1997-05-01
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Allianz Life Insurance Company of North America
1750 Hennepin Avenue
Minneapolis, MN  55403
(612) 347-6500

May 1, 1997

VIA EDGAR

_________

Securities and Exchange Commission
Division of Investment Management
Office of Insurance Products
450 Fifth Street N.W.
Washington, D.C.  20549

     RE:     Allianz Life Variable Account B
             File No.  33-76190
             ________________________________

Dear Sir/Madam:

Pursuant to Securities  Act Rule 497(j),  we hereby  certify that the Prospectus
and  Statement of Additional  Information  that would have been filed under Rule
497(c) does not differ  from that  contained  in the most recent  Post-effective
Amendment, which Amendment has been filed electronically.

If you have any  questions  or  comments,  please  feel free to contact the
undersigned.


Sincerely,

Allianz Life Insurance Company of North America


By:  /s/  Catherine L. Mielke
    ________________________________
          Catherine L. Mielke



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